Cálculo de intereses
Ahorrando S/ 734,923
Veamos que pasaría si Usted ahorrara 734,923 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 734,923.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,395.78 | S/ 16,887.48 | S/ 25,476.19 | S/ 34,163.01 | S/ 769,086.01 |
| 8.50% | S/ 15,142.22 | S/ 30,596.42 | S/ 46,369.04 | S/ 62,466.63 | S/ 797,389.63 |
| 8.00% | S/ 14,276.61 | S/ 28,830.56 | S/ 43,667.24 | S/ 58,792.13 | S/ 793,715.13 |
| 7.10% | S/ 12,710.92 | S/ 25,641.69 | S/ 38,796.10 | S/ 52,178.02 | S/ 787,101.02 |
| 7.00% | S/ 12,536.35 | S/ 25,286.54 | S/ 38,254.23 | S/ 51,443.12 | S/ 786,366.12 |
| 6.50% | S/ 11,661.64 | S/ 23,508.32 | S/ 35,542.99 | S/ 47,768.61 | S/ 782,691.61 |
| 6.10% | S/ 10,959.65 | S/ 22,082.74 | S/ 33,371.70 | S/ 44,829.01 | S/ 779,752.01 |
| 6.20% | S/ 11,135.33 | S/ 22,439.39 | S/ 33,914.71 | S/ 45,563.91 | S/ 780,486.91 |
| 5.90% | S/ 10,607.91 | S/ 21,368.94 | S/ 32,285.29 | S/ 43,359.21 | S/ 778,282.21 |
| 5.75% | S/ 10,343.78 | S/ 20,833.15 | S/ 31,470.14 | S/ 42,256.86 | S/ 777,179.86 |
| 5.70% | S/ 10,255.67 | S/ 20,654.46 | S/ 31,198.37 | S/ 41,889.41 | S/ 776,812.41 |
| 5.65% | S/ 10,167.54 | S/ 20,475.74 | S/ 30,926.55 | S/ 41,521.95 | S/ 776,444.95 |
| 5.60% | S/ 10,079.37 | S/ 20,296.97 | S/ 30,654.71 | S/ 41,154.50 | S/ 776,077.50 |
| 5.50% | S/ 9,902.94 | S/ 19,939.31 | S/ 30,110.93 | S/ 40,419.60 | S/ 775,342.60 |
| 5.30% | S/ 9,549.70 | S/ 19,223.48 | S/ 29,022.97 | S/ 38,949.80 | S/ 773,872.80 |
| 5.25% | S/ 9,461.31 | S/ 19,044.42 | S/ 28,750.91 | S/ 38,582.35 | S/ 773,505.35 |
| 5.05% | S/ 9,107.44 | S/ 18,327.74 | S/ 27,662.31 | S/ 37,112.55 | S/ 772,035.55 |
| 5.00% | S/ 9,018.89 | S/ 18,148.47 | S/ 27,390.07 | S/ 36,745.10 | S/ 771,668.10 |
| 4.95% | S/ 8,930.32 | S/ 17,969.15 | S/ 27,117.81 | S/ 36,377.65 | S/ 771,300.65 |
| 4.75% | S/ 8,575.69 | S/ 17,251.44 | S/ 26,028.43 | S/ 34,907.84 | S/ 769,830.84 |
| 4.55% | S/ 8,220.55 | S/ 16,533.05 | S/ 24,938.54 | S/ 33,438.04 | S/ 768,361.04 |
| 4.50% | S/ 8,131.69 | S/ 16,353.35 | S/ 24,665.98 | S/ 33,070.59 | S/ 767,993.59 |
| 4.40% | S/ 7,953.86 | S/ 15,993.81 | S/ 24,120.77 | S/ 32,335.69 | S/ 767,258.69 |
| 4.30% | S/ 7,775.91 | S/ 15,634.10 | S/ 23,575.43 | S/ 31,600.79 | S/ 766,523.79 |
| 4.25% | S/ 7,686.89 | S/ 15,454.18 | S/ 23,302.71 | S/ 31,233.33 | S/ 766,156.33 |
| 4.20% | S/ 7,597.83 | S/ 15,274.22 | S/ 23,029.96 | S/ 30,865.88 | S/ 765,788.88 |
| 4.15% | S/ 7,508.75 | S/ 15,094.21 | S/ 22,757.18 | S/ 30,498.43 | S/ 765,421.43 |
| 4.00% | S/ 7,241.29 | S/ 14,553.93 | S/ 21,938.63 | S/ 29,396.08 | S/ 764,319.08 |
| 3.90% | S/ 7,062.83 | S/ 14,193.53 | S/ 21,392.76 | S/ 28,661.18 | S/ 763,584.18 |
| 3.75% | S/ 6,794.89 | S/ 13,652.60 | S/ 20,573.72 | S/ 27,558.83 | S/ 762,481.83 |
| 3.50% | S/ 6,347.68 | S/ 12,750.18 | S/ 19,207.99 | S/ 25,721.57 | S/ 760,644.57 |
| 3.00% | S/ 5,450.82 | S/ 10,942.07 | S/ 16,474.05 | S/ 22,047.06 | S/ 756,970.06 |
| 2.75% | S/ 5,001.17 | S/ 10,036.37 | S/ 15,105.84 | S/ 20,209.81 | S/ 755,132.81 |
| 2.50% | S/ 4,550.70 | S/ 9,129.57 | S/ 13,736.80 | S/ 18,372.55 | S/ 753,295.55 |
| 2.00% | S/ 3,647.27 | S/ 7,312.64 | S/ 10,996.20 | S/ 14,698.04 | S/ 749,621.04 |
| 1.35% | S/ 2,467.84 | S/ 4,943.96 | S/ 7,428.40 | S/ 9,921.18 | S/ 744,844.18 |
| 1.00% | S/ 1,830.41 | S/ 3,665.37 | S/ 5,504.91 | S/ 7,349.02 | S/ 742,272.02 |
| 0.10% | S/ 183.66 | S/ 367.36 | S/ 551.11 | S/ 734.90 | S/ 735,657.90 |
Sobre los datos
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Para S/ 734,923 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 734,923 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.