Cálculo de intereses
Ahorrando S/ 998,139
Veamos que pasaría si Usted ahorrara 998,139 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 998,139.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,402.77 | S/ 22,935.81 | S/ 34,600.60 | S/ 46,398.65 | S/ 1,044,537.65 |
| 8.50% | S/ 20,565.47 | S/ 41,554.67 | S/ 62,976.32 | S/ 84,839.34 | S/ 1,082,978.34 |
| 8.00% | S/ 19,389.85 | S/ 39,156.36 | S/ 59,306.86 | S/ 79,848.80 | S/ 1,077,987.80 |
| 7.10% | S/ 17,263.40 | S/ 34,825.37 | S/ 52,691.10 | S/ 70,865.82 | S/ 1,069,004.82 |
| 7.00% | S/ 17,026.30 | S/ 34,343.03 | S/ 51,955.16 | S/ 69,867.71 | S/ 1,068,006.71 |
| 6.50% | S/ 15,838.31 | S/ 31,927.93 | S/ 48,272.87 | S/ 64,877.16 | S/ 1,063,016.16 |
| 6.10% | S/ 14,884.90 | S/ 29,991.77 | S/ 45,323.93 | S/ 60,884.72 | S/ 1,059,023.72 |
| 6.20% | S/ 15,123.50 | S/ 30,476.15 | S/ 46,061.42 | S/ 61,882.83 | S/ 1,060,021.83 |
| 5.90% | S/ 14,407.18 | S/ 29,022.32 | S/ 43,848.41 | S/ 58,888.50 | S/ 1,057,027.50 |
| 5.75% | S/ 14,048.45 | S/ 28,294.63 | S/ 42,741.32 | S/ 57,391.34 | S/ 1,055,530.34 |
| 5.70% | S/ 13,928.79 | S/ 28,051.95 | S/ 42,372.20 | S/ 56,892.29 | S/ 1,055,031.29 |
| 5.65% | S/ 13,809.09 | S/ 27,809.22 | S/ 42,003.04 | S/ 56,393.23 | S/ 1,054,532.23 |
| 5.60% | S/ 13,689.34 | S/ 27,566.43 | S/ 41,633.83 | S/ 55,894.18 | S/ 1,054,033.18 |
| 5.50% | S/ 13,449.72 | S/ 27,080.67 | S/ 40,895.29 | S/ 54,896.07 | S/ 1,053,035.07 |
| 5.30% | S/ 12,969.96 | S/ 26,108.46 | S/ 39,417.68 | S/ 52,899.85 | S/ 1,051,038.85 |
| 5.25% | S/ 12,849.92 | S/ 25,865.27 | S/ 39,048.17 | S/ 52,400.79 | S/ 1,050,539.79 |
| 5.05% | S/ 12,369.31 | S/ 24,891.91 | S/ 37,569.69 | S/ 50,404.57 | S/ 1,048,543.57 |
| 5.00% | S/ 12,249.05 | S/ 24,648.42 | S/ 37,199.95 | S/ 49,905.52 | S/ 1,048,044.52 |
| 4.95% | S/ 12,128.75 | S/ 24,404.88 | S/ 36,830.18 | S/ 49,406.46 | S/ 1,047,545.46 |
| 4.75% | S/ 11,647.11 | S/ 23,430.12 | S/ 35,350.64 | S/ 47,410.24 | S/ 1,045,549.24 |
| 4.55% | S/ 11,164.78 | S/ 22,454.44 | S/ 33,870.39 | S/ 45,414.02 | S/ 1,043,553.02 |
| 4.50% | S/ 11,044.09 | S/ 22,210.37 | S/ 33,500.21 | S/ 44,914.97 | S/ 1,043,053.97 |
| 4.40% | S/ 10,802.58 | S/ 21,722.07 | S/ 32,759.73 | S/ 43,916.86 | S/ 1,042,055.86 |
| 4.30% | S/ 10,560.89 | S/ 21,233.52 | S/ 32,019.08 | S/ 42,918.75 | S/ 1,041,057.75 |
| 4.25% | S/ 10,439.98 | S/ 20,989.16 | S/ 31,648.68 | S/ 42,419.69 | S/ 1,040,558.69 |
| 4.20% | S/ 10,319.03 | S/ 20,744.75 | S/ 31,278.24 | S/ 41,920.64 | S/ 1,040,059.64 |
| 4.15% | S/ 10,198.04 | S/ 20,500.27 | S/ 30,907.76 | S/ 41,421.58 | S/ 1,039,560.58 |
| 4.00% | S/ 9,834.79 | S/ 19,766.49 | S/ 29,796.04 | S/ 39,924.42 | S/ 1,038,063.42 |
| 3.90% | S/ 9,592.41 | S/ 19,277.01 | S/ 29,054.68 | S/ 38,926.31 | S/ 1,037,065.31 |
| 3.75% | S/ 9,228.51 | S/ 18,542.34 | S/ 27,942.29 | S/ 37,429.15 | S/ 1,035,568.15 |
| 3.50% | S/ 8,621.13 | S/ 17,316.72 | S/ 26,087.42 | S/ 34,933.87 | S/ 1,033,072.87 |
| 3.00% | S/ 7,403.06 | S/ 14,861.03 | S/ 22,374.31 | S/ 29,943.32 | S/ 1,028,082.32 |
| 2.75% | S/ 6,792.36 | S/ 13,630.95 | S/ 20,516.07 | S/ 27,448.04 | S/ 1,025,587.04 |
| 2.50% | S/ 6,180.55 | S/ 12,399.37 | S/ 18,656.70 | S/ 24,952.77 | S/ 1,023,091.77 |
| 2.00% | S/ 4,953.56 | S/ 9,931.70 | S/ 14,934.54 | S/ 19,962.22 | S/ 1,018,101.22 |
| 1.35% | S/ 3,351.70 | S/ 6,714.66 | S/ 10,088.91 | S/ 13,474.50 | S/ 1,011,613.50 |
| 1.00% | S/ 2,485.97 | S/ 4,978.14 | S/ 7,476.51 | S/ 9,981.11 | S/ 1,008,120.11 |
| 0.10% | S/ 249.43 | S/ 498.93 | S/ 748.49 | S/ 998.11 | S/ 999,137.11 |
Sobre los datos
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Para S/ 998,139 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 998,139 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
