Cálculo de intereses
Ahorrando S/ 962,895
Veamos que pasaría si Usted ahorrara 962,895 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 962,895.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 11,000.14 | S/ 22,125.95 | S/ 33,378.86 | S/ 44,760.32 | S/ 1,007,655.32 |
| 8.50% | S/ 19,839.31 | S/ 40,087.38 | S/ 60,752.64 | S/ 81,843.69 | S/ 1,044,738.69 |
| 8.00% | S/ 18,705.20 | S/ 37,773.76 | S/ 57,212.75 | S/ 77,029.36 | S/ 1,039,924.36 |
| 7.10% | S/ 16,653.83 | S/ 33,595.70 | S/ 50,830.59 | S/ 68,363.56 | S/ 1,031,258.56 |
| 7.00% | S/ 16,425.10 | S/ 33,130.39 | S/ 50,120.63 | S/ 67,400.70 | S/ 1,030,295.70 |
| 6.50% | S/ 15,279.06 | S/ 30,800.57 | S/ 46,568.37 | S/ 62,586.37 | S/ 1,025,481.37 |
| 6.10% | S/ 14,359.32 | S/ 28,932.77 | S/ 43,723.55 | S/ 58,734.90 | S/ 1,021,629.90 |
| 6.20% | S/ 14,589.50 | S/ 29,400.05 | S/ 44,435.01 | S/ 59,697.77 | S/ 1,022,592.77 |
| 5.90% | S/ 13,898.47 | S/ 27,997.55 | S/ 42,300.14 | S/ 56,809.17 | S/ 1,019,704.17 |
| 5.75% | S/ 13,552.41 | S/ 27,295.56 | S/ 41,232.14 | S/ 55,364.87 | S/ 1,018,259.87 |
| 5.70% | S/ 13,436.97 | S/ 27,061.45 | S/ 40,876.05 | S/ 54,883.44 | S/ 1,017,778.44 |
| 5.65% | S/ 13,321.49 | S/ 26,827.28 | S/ 40,519.92 | S/ 54,402.00 | S/ 1,017,297.00 |
| 5.60% | S/ 13,205.97 | S/ 26,593.06 | S/ 40,163.76 | S/ 53,920.57 | S/ 1,016,815.57 |
| 5.50% | S/ 12,974.81 | S/ 26,124.46 | S/ 39,451.29 | S/ 52,957.70 | S/ 1,015,852.70 |
| 5.30% | S/ 12,512.00 | S/ 25,186.58 | S/ 38,025.86 | S/ 51,031.97 | S/ 1,013,926.97 |
| 5.25% | S/ 12,396.19 | S/ 24,951.97 | S/ 37,669.39 | S/ 50,550.54 | S/ 1,013,445.54 |
| 5.05% | S/ 11,932.55 | S/ 24,012.98 | S/ 36,243.11 | S/ 48,624.80 | S/ 1,011,519.80 |
| 5.00% | S/ 11,816.54 | S/ 23,778.09 | S/ 35,886.43 | S/ 48,143.37 | S/ 1,011,038.37 |
| 4.95% | S/ 11,700.49 | S/ 23,543.15 | S/ 35,529.72 | S/ 47,661.94 | S/ 1,010,556.94 |
| 4.75% | S/ 11,235.85 | S/ 22,602.81 | S/ 34,102.41 | S/ 45,736.20 | S/ 1,008,631.20 |
| 4.55% | S/ 10,770.55 | S/ 21,661.58 | S/ 32,674.43 | S/ 43,810.47 | S/ 1,006,705.47 |
| 4.50% | S/ 10,654.12 | S/ 21,426.13 | S/ 32,317.33 | S/ 43,329.03 | S/ 1,006,224.03 |
| 4.40% | S/ 10,421.14 | S/ 20,955.07 | S/ 31,603.00 | S/ 42,366.17 | S/ 1,005,261.17 |
| 4.30% | S/ 10,187.99 | S/ 20,483.77 | S/ 30,888.49 | S/ 41,403.30 | S/ 1,004,298.30 |
| 4.25% | S/ 10,071.35 | S/ 20,248.04 | S/ 30,531.18 | S/ 40,921.87 | S/ 1,003,816.87 |
| 4.20% | S/ 9,954.67 | S/ 20,012.26 | S/ 30,173.82 | S/ 40,440.43 | S/ 1,003,335.43 |
| 4.15% | S/ 9,837.95 | S/ 19,776.41 | S/ 29,816.42 | S/ 39,959.00 | S/ 1,002,854.00 |
| 4.00% | S/ 9,487.53 | S/ 19,068.54 | S/ 28,743.95 | S/ 38,514.70 | S/ 1,001,409.70 |
| 3.90% | S/ 9,253.71 | S/ 18,596.34 | S/ 28,028.76 | S/ 37,551.83 | S/ 1,000,446.83 |
| 3.75% | S/ 8,902.65 | S/ 17,887.62 | S/ 26,955.66 | S/ 36,107.53 | S/ 999,002.53 |
| 3.50% | S/ 8,316.72 | S/ 16,705.27 | S/ 25,166.28 | S/ 33,700.37 | S/ 996,595.37 |
| 3.00% | S/ 7,141.66 | S/ 14,336.29 | S/ 21,584.28 | S/ 28,886.03 | S/ 991,781.03 |
| 2.75% | S/ 6,552.53 | S/ 13,149.64 | S/ 19,791.65 | S/ 26,478.86 | S/ 989,373.86 |
| 2.50% | S/ 5,962.32 | S/ 11,961.55 | S/ 17,997.93 | S/ 24,071.69 | S/ 986,966.69 |
| 2.00% | S/ 4,778.65 | S/ 9,581.01 | S/ 14,407.21 | S/ 19,257.36 | S/ 982,152.36 |
| 1.35% | S/ 3,233.36 | S/ 6,477.57 | S/ 9,732.68 | S/ 12,998.72 | S/ 975,893.72 |
| 1.00% | S/ 2,398.20 | S/ 4,802.36 | S/ 7,212.52 | S/ 9,628.68 | S/ 972,523.68 |
| 0.10% | S/ 240.63 | S/ 481.31 | S/ 722.06 | S/ 962.87 | S/ 963,857.87 |
Sobre los datos
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Para S/ 962,895 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 962,895 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.