Cálculo de intereses
Ahorrando S/ 933,864
Veamos que pasaría si Usted ahorrara 933,864 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 933,864.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,668.49 | S/ 21,458.86 | S/ 32,372.50 | S/ 43,410.81 | S/ 977,274.81 |
| 8.50% | S/ 19,241.16 | S/ 38,878.76 | S/ 58,920.97 | S/ 79,376.13 | S/ 1,013,240.13 |
| 8.00% | S/ 18,141.24 | S/ 36,634.89 | S/ 55,487.80 | S/ 74,706.95 | S/ 1,008,570.95 |
| 7.10% | S/ 16,151.72 | S/ 32,582.80 | S/ 49,298.06 | S/ 66,302.42 | S/ 1,000,166.42 |
| 7.00% | S/ 15,929.89 | S/ 32,131.52 | S/ 48,609.51 | S/ 65,368.59 | S/ 999,232.59 |
| 6.50% | S/ 14,818.40 | S/ 29,871.94 | S/ 45,164.34 | S/ 60,699.41 | S/ 994,563.41 |
| 6.10% | S/ 13,926.39 | S/ 28,060.45 | S/ 42,405.30 | S/ 56,964.06 | S/ 990,828.06 |
| 6.20% | S/ 14,149.63 | S/ 28,513.65 | S/ 43,095.30 | S/ 57,897.90 | S/ 991,761.90 |
| 5.90% | S/ 13,479.43 | S/ 27,153.43 | S/ 41,024.80 | S/ 55,096.39 | S/ 988,960.39 |
| 5.75% | S/ 13,143.80 | S/ 26,472.60 | S/ 39,989.00 | S/ 53,695.63 | S/ 987,559.63 |
| 5.70% | S/ 13,031.85 | S/ 26,245.55 | S/ 39,643.65 | S/ 53,228.72 | S/ 987,092.72 |
| 5.65% | S/ 12,919.85 | S/ 26,018.45 | S/ 39,298.26 | S/ 52,761.80 | S/ 986,625.80 |
| 5.60% | S/ 12,807.82 | S/ 25,791.29 | S/ 38,952.83 | S/ 52,294.88 | S/ 986,158.88 |
| 5.50% | S/ 12,583.63 | S/ 25,336.81 | S/ 38,261.85 | S/ 51,361.04 | S/ 985,225.04 |
| 5.30% | S/ 12,134.77 | S/ 24,427.21 | S/ 36,879.39 | S/ 49,493.37 | S/ 983,357.37 |
| 5.25% | S/ 12,022.45 | S/ 24,199.68 | S/ 36,533.67 | S/ 49,026.45 | S/ 982,890.45 |
| 5.05% | S/ 11,572.79 | S/ 23,289.00 | S/ 35,150.39 | S/ 47,158.78 | S/ 981,022.78 |
| 5.00% | S/ 11,460.28 | S/ 23,061.19 | S/ 34,804.47 | S/ 46,691.86 | S/ 980,555.86 |
| 4.95% | S/ 11,347.72 | S/ 22,833.33 | S/ 34,458.50 | S/ 46,224.94 | S/ 980,088.94 |
| 4.75% | S/ 10,897.09 | S/ 21,921.35 | S/ 33,074.24 | S/ 44,357.27 | S/ 978,221.27 |
| 4.55% | S/ 10,445.82 | S/ 21,008.49 | S/ 31,689.31 | S/ 42,489.60 | S/ 976,353.60 |
| 4.50% | S/ 10,332.91 | S/ 20,780.14 | S/ 31,342.97 | S/ 42,022.68 | S/ 975,886.68 |
| 4.40% | S/ 10,106.95 | S/ 20,323.28 | S/ 30,650.18 | S/ 41,088.84 | S/ 974,952.84 |
| 4.30% | S/ 9,880.82 | S/ 19,866.19 | S/ 29,957.21 | S/ 40,155.00 | S/ 974,019.00 |
| 4.25% | S/ 9,767.70 | S/ 19,637.57 | S/ 29,610.67 | S/ 39,688.09 | S/ 973,552.09 |
| 4.20% | S/ 9,654.54 | S/ 19,408.89 | S/ 29,264.09 | S/ 39,221.17 | S/ 973,085.17 |
| 4.15% | S/ 9,541.34 | S/ 19,180.16 | S/ 28,917.46 | S/ 38,754.25 | S/ 972,618.25 |
| 4.00% | S/ 9,201.48 | S/ 18,493.63 | S/ 27,877.33 | S/ 37,353.49 | S/ 971,217.49 |
| 3.90% | S/ 8,974.71 | S/ 18,035.67 | S/ 27,183.70 | S/ 36,419.66 | S/ 970,283.66 |
| 3.75% | S/ 8,634.24 | S/ 17,348.31 | S/ 26,142.95 | S/ 35,018.90 | S/ 968,882.90 |
| 3.50% | S/ 8,065.97 | S/ 16,201.61 | S/ 24,407.52 | S/ 32,684.31 | S/ 966,548.31 |
| 3.00% | S/ 6,926.34 | S/ 13,904.06 | S/ 20,933.52 | S/ 28,015.12 | S/ 961,879.12 |
| 2.75% | S/ 6,354.97 | S/ 12,753.18 | S/ 19,194.94 | S/ 25,680.53 | S/ 959,544.53 |
| 2.50% | S/ 5,782.55 | S/ 11,600.91 | S/ 17,455.30 | S/ 23,345.94 | S/ 957,209.94 |
| 2.00% | S/ 4,634.57 | S/ 9,292.15 | S/ 13,972.83 | S/ 18,676.75 | S/ 952,540.75 |
| 1.35% | S/ 3,135.87 | S/ 6,282.27 | S/ 9,439.24 | S/ 12,606.81 | S/ 946,470.81 |
| 1.00% | S/ 2,325.89 | S/ 4,657.57 | S/ 6,995.06 | S/ 9,338.38 | S/ 943,202.38 |
| 0.10% | S/ 233.37 | S/ 466.80 | S/ 700.29 | S/ 933.84 | S/ 934,797.84 |
Sobre los datos
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Para S/ 933,864 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 933,864 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.