Cálculo de intereses
Ahorrando S/ 933,748
Veamos que pasaría si Usted ahorrara 933,748 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 933,748.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,667.17 | S/ 21,456.19 | S/ 32,368.48 | S/ 43,405.42 | S/ 977,153.42 |
| 8.50% | S/ 19,238.77 | S/ 38,873.93 | S/ 58,913.65 | S/ 79,366.27 | S/ 1,013,114.27 |
| 8.00% | S/ 18,138.99 | S/ 36,630.34 | S/ 55,480.91 | S/ 74,697.67 | S/ 1,008,445.67 |
| 7.10% | S/ 16,149.72 | S/ 32,578.75 | S/ 49,291.94 | S/ 66,294.19 | S/ 1,000,042.19 |
| 7.00% | S/ 15,927.91 | S/ 32,127.53 | S/ 48,603.47 | S/ 65,360.47 | S/ 999,108.47 |
| 6.50% | S/ 14,816.56 | S/ 29,868.23 | S/ 45,158.73 | S/ 60,691.87 | S/ 994,439.87 |
| 6.10% | S/ 13,924.66 | S/ 28,056.97 | S/ 42,400.03 | S/ 56,956.99 | S/ 990,704.99 |
| 6.20% | S/ 14,147.87 | S/ 28,510.10 | S/ 43,089.95 | S/ 57,890.71 | S/ 991,638.71 |
| 5.90% | S/ 13,477.76 | S/ 27,150.06 | S/ 41,019.70 | S/ 55,089.54 | S/ 988,837.54 |
| 5.75% | S/ 13,142.17 | S/ 26,469.31 | S/ 39,984.03 | S/ 53,688.96 | S/ 987,436.96 |
| 5.70% | S/ 13,030.23 | S/ 26,242.29 | S/ 39,638.73 | S/ 53,222.10 | S/ 986,970.10 |
| 5.65% | S/ 12,918.25 | S/ 26,015.22 | S/ 39,293.38 | S/ 52,755.24 | S/ 986,503.24 |
| 5.60% | S/ 12,806.23 | S/ 25,788.09 | S/ 38,947.99 | S/ 52,288.38 | S/ 986,036.38 |
| 5.50% | S/ 12,582.06 | S/ 25,333.67 | S/ 38,257.09 | S/ 51,354.66 | S/ 985,102.66 |
| 5.30% | S/ 12,133.26 | S/ 24,424.18 | S/ 36,874.81 | S/ 49,487.22 | S/ 983,235.22 |
| 5.25% | S/ 12,020.96 | S/ 24,196.67 | S/ 36,529.13 | S/ 49,020.36 | S/ 982,768.36 |
| 5.05% | S/ 11,571.35 | S/ 23,286.10 | S/ 35,146.03 | S/ 47,152.92 | S/ 980,900.92 |
| 5.00% | S/ 11,458.85 | S/ 23,058.32 | S/ 34,800.15 | S/ 46,686.06 | S/ 980,434.06 |
| 4.95% | S/ 11,346.31 | S/ 22,830.49 | S/ 34,454.22 | S/ 46,219.20 | S/ 979,967.20 |
| 4.75% | S/ 10,895.74 | S/ 21,918.62 | S/ 33,070.13 | S/ 44,351.76 | S/ 978,099.76 |
| 4.55% | S/ 10,444.53 | S/ 21,005.88 | S/ 31,685.37 | S/ 42,484.32 | S/ 976,232.32 |
| 4.50% | S/ 10,331.62 | S/ 20,777.56 | S/ 31,339.08 | S/ 42,017.46 | S/ 975,765.46 |
| 4.40% | S/ 10,105.69 | S/ 20,320.75 | S/ 30,646.37 | S/ 41,083.74 | S/ 974,831.74 |
| 4.30% | S/ 9,879.60 | S/ 19,863.73 | S/ 29,953.49 | S/ 40,150.02 | S/ 973,898.02 |
| 4.25% | S/ 9,766.49 | S/ 19,635.13 | S/ 29,606.99 | S/ 39,683.16 | S/ 973,431.16 |
| 4.20% | S/ 9,653.34 | S/ 19,406.48 | S/ 29,260.45 | S/ 39,216.30 | S/ 972,964.30 |
| 4.15% | S/ 9,540.15 | S/ 19,177.78 | S/ 28,913.87 | S/ 38,749.43 | S/ 972,497.43 |
| 4.00% | S/ 9,200.34 | S/ 18,491.33 | S/ 27,873.87 | S/ 37,348.85 | S/ 971,096.85 |
| 3.90% | S/ 8,973.59 | S/ 18,033.43 | S/ 27,180.33 | S/ 36,415.13 | S/ 970,163.13 |
| 3.75% | S/ 8,633.17 | S/ 17,346.16 | S/ 26,139.70 | S/ 35,014.55 | S/ 968,762.55 |
| 3.50% | S/ 8,064.97 | S/ 16,199.60 | S/ 24,404.49 | S/ 32,680.25 | S/ 966,428.25 |
| 3.00% | S/ 6,925.48 | S/ 13,902.33 | S/ 20,930.92 | S/ 28,011.64 | S/ 961,759.64 |
| 2.75% | S/ 6,354.18 | S/ 12,751.60 | S/ 19,192.56 | S/ 25,677.34 | S/ 959,425.34 |
| 2.50% | S/ 5,781.84 | S/ 11,599.47 | S/ 17,453.13 | S/ 23,343.04 | S/ 957,091.04 |
| 2.00% | S/ 4,634.00 | S/ 9,290.99 | S/ 13,971.10 | S/ 18,674.43 | S/ 952,422.43 |
| 1.35% | S/ 3,135.48 | S/ 6,281.49 | S/ 9,438.07 | S/ 12,605.24 | S/ 946,353.24 |
| 1.00% | S/ 2,325.60 | S/ 4,657.00 | S/ 6,994.20 | S/ 9,337.22 | S/ 943,085.22 |
| 0.10% | S/ 233.34 | S/ 466.74 | S/ 700.20 | S/ 933.72 | S/ 934,681.72 |
Sobre los datos
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Para S/ 933,748 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 933,748 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.