Cálculo de intereses
Ahorrando S/ 916,714
Veamos que pasaría si Usted ahorrara 916,714 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 916,714.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,472.57 | S/ 21,064.78 | S/ 31,777.99 | S/ 42,613.59 | S/ 959,327.59 |
| 8.50% | S/ 18,887.80 | S/ 38,164.77 | S/ 57,838.91 | S/ 77,918.42 | S/ 994,632.42 |
| 8.00% | S/ 17,808.08 | S/ 35,962.11 | S/ 54,468.79 | S/ 73,334.99 | S/ 990,048.99 |
| 7.10% | S/ 15,855.10 | S/ 31,984.43 | S/ 48,392.72 | S/ 65,084.81 | S/ 981,798.81 |
| 7.00% | S/ 15,637.35 | S/ 31,541.44 | S/ 47,716.82 | S/ 64,168.12 | S/ 980,882.12 |
| 6.50% | S/ 14,546.27 | S/ 29,323.35 | S/ 44,334.92 | S/ 59,584.69 | S/ 976,298.69 |
| 6.10% | S/ 13,670.64 | S/ 27,545.14 | S/ 41,626.54 | S/ 55,917.94 | S/ 972,631.94 |
| 6.20% | S/ 13,889.78 | S/ 27,990.01 | S/ 42,303.88 | S/ 56,834.63 | S/ 973,548.63 |
| 5.90% | S/ 13,231.89 | S/ 26,654.77 | S/ 40,271.40 | S/ 54,084.57 | S/ 970,798.57 |
| 5.75% | S/ 12,902.42 | S/ 25,986.44 | S/ 39,254.62 | S/ 52,709.54 | S/ 969,423.54 |
| 5.70% | S/ 12,792.52 | S/ 25,763.56 | S/ 38,915.61 | S/ 52,251.19 | S/ 968,965.19 |
| 5.65% | S/ 12,682.58 | S/ 25,540.63 | S/ 38,576.57 | S/ 51,792.85 | S/ 968,506.85 |
| 5.60% | S/ 12,572.61 | S/ 25,317.64 | S/ 38,237.48 | S/ 51,334.51 | S/ 968,048.51 |
| 5.50% | S/ 12,352.53 | S/ 24,871.51 | S/ 37,559.18 | S/ 50,417.82 | S/ 967,131.82 |
| 5.30% | S/ 11,911.92 | S/ 23,978.62 | S/ 36,202.11 | S/ 48,584.45 | S/ 965,298.45 |
| 5.25% | S/ 11,801.66 | S/ 23,755.26 | S/ 35,862.75 | S/ 48,126.10 | S/ 964,840.10 |
| 5.05% | S/ 11,360.26 | S/ 22,861.30 | S/ 34,504.87 | S/ 46,292.73 | S/ 963,006.73 |
| 5.00% | S/ 11,249.81 | S/ 22,637.68 | S/ 34,165.30 | S/ 45,834.39 | S/ 962,548.39 |
| 4.95% | S/ 11,139.32 | S/ 22,414.01 | S/ 33,825.69 | S/ 45,376.04 | S/ 962,090.04 |
| 4.75% | S/ 10,696.97 | S/ 21,518.77 | S/ 32,466.84 | S/ 43,542.67 | S/ 960,256.67 |
| 4.55% | S/ 10,253.99 | S/ 20,622.68 | S/ 31,107.35 | S/ 41,709.29 | S/ 958,423.29 |
| 4.50% | S/ 10,143.15 | S/ 20,398.52 | S/ 30,767.37 | S/ 41,250.95 | S/ 957,964.95 |
| 4.40% | S/ 9,921.34 | S/ 19,950.05 | S/ 30,087.30 | S/ 40,334.26 | S/ 957,048.26 |
| 4.30% | S/ 9,699.37 | S/ 19,501.36 | S/ 29,407.06 | S/ 39,417.57 | S/ 956,131.57 |
| 4.25% | S/ 9,588.32 | S/ 19,276.94 | S/ 29,066.88 | S/ 38,959.23 | S/ 955,673.23 |
| 4.20% | S/ 9,477.24 | S/ 19,052.46 | S/ 28,726.66 | S/ 38,500.89 | S/ 955,214.89 |
| 4.15% | S/ 9,366.11 | S/ 18,827.92 | S/ 28,386.40 | S/ 38,042.54 | S/ 954,756.54 |
| 4.00% | S/ 9,032.50 | S/ 18,154.00 | S/ 27,365.38 | S/ 36,667.51 | S/ 953,381.51 |
| 3.90% | S/ 8,809.89 | S/ 17,704.45 | S/ 26,684.49 | S/ 35,750.83 | S/ 952,464.83 |
| 3.75% | S/ 8,475.68 | S/ 17,029.72 | S/ 25,662.85 | S/ 34,375.79 | S/ 951,089.79 |
| 3.50% | S/ 7,917.85 | S/ 15,904.08 | S/ 23,959.29 | S/ 32,084.08 | S/ 948,798.08 |
| 3.00% | S/ 6,799.14 | S/ 13,648.71 | S/ 20,549.09 | S/ 27,500.64 | S/ 944,214.64 |
| 2.75% | S/ 6,238.26 | S/ 12,518.98 | S/ 18,842.43 | S/ 25,208.92 | S/ 941,922.92 |
| 2.50% | S/ 5,676.36 | S/ 11,387.87 | S/ 17,134.74 | S/ 22,917.20 | S/ 939,631.20 |
| 2.00% | S/ 4,549.46 | S/ 9,121.50 | S/ 13,716.23 | S/ 18,333.76 | S/ 935,047.76 |
| 1.35% | S/ 3,078.28 | S/ 6,166.90 | S/ 9,265.89 | S/ 12,375.29 | S/ 929,089.29 |
| 1.00% | S/ 2,283.18 | S/ 4,572.04 | S/ 6,866.60 | S/ 9,166.88 | S/ 925,880.88 |
| 0.10% | S/ 229.09 | S/ 458.23 | S/ 687.43 | S/ 916.69 | S/ 917,630.69 |
Sobre los datos
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Para S/ 916,714 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 916,714 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
