Cálculo de intereses
Ahorrando S/ 914,455
Veamos que pasaría si Usted ahorrara 914,455 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 914,455.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,446.76 | S/ 21,012.87 | S/ 31,699.68 | S/ 42,508.58 | S/ 956,963.58 |
| 8.50% | S/ 18,841.26 | S/ 38,070.72 | S/ 57,696.38 | S/ 77,726.41 | S/ 992,181.41 |
| 8.00% | S/ 17,764.20 | S/ 35,873.49 | S/ 54,334.57 | S/ 73,154.27 | S/ 987,609.27 |
| 7.10% | S/ 15,816.03 | S/ 31,905.61 | S/ 48,273.47 | S/ 64,924.42 | S/ 979,379.42 |
| 7.00% | S/ 15,598.81 | S/ 31,463.71 | S/ 47,599.23 | S/ 64,010.00 | S/ 978,465.00 |
| 6.50% | S/ 14,510.42 | S/ 29,251.09 | S/ 44,225.67 | S/ 59,437.86 | S/ 973,892.86 |
| 6.10% | S/ 13,636.95 | S/ 27,477.26 | S/ 41,523.97 | S/ 55,780.15 | S/ 970,235.15 |
| 6.20% | S/ 13,855.55 | S/ 27,921.03 | S/ 42,199.63 | S/ 56,694.57 | S/ 971,149.57 |
| 5.90% | S/ 13,199.28 | S/ 26,589.09 | S/ 40,172.16 | S/ 53,951.29 | S/ 968,406.29 |
| 5.75% | S/ 12,870.63 | S/ 25,922.41 | S/ 39,157.89 | S/ 52,579.65 | S/ 967,034.65 |
| 5.70% | S/ 12,761.00 | S/ 25,700.08 | S/ 38,819.71 | S/ 52,122.43 | S/ 966,577.43 |
| 5.65% | S/ 12,651.33 | S/ 25,477.69 | S/ 38,481.50 | S/ 51,665.22 | S/ 966,120.22 |
| 5.60% | S/ 12,541.62 | S/ 25,255.26 | S/ 38,143.25 | S/ 51,208.01 | S/ 965,663.01 |
| 5.50% | S/ 12,322.09 | S/ 24,810.22 | S/ 37,466.63 | S/ 50,293.58 | S/ 964,748.58 |
| 5.30% | S/ 11,882.56 | S/ 23,919.53 | S/ 36,112.90 | S/ 48,464.72 | S/ 962,919.72 |
| 5.25% | S/ 11,772.58 | S/ 23,696.72 | S/ 35,774.37 | S/ 48,007.51 | S/ 962,462.51 |
| 5.05% | S/ 11,332.27 | S/ 22,804.97 | S/ 34,419.84 | S/ 46,178.65 | S/ 960,633.65 |
| 5.00% | S/ 11,222.09 | S/ 22,581.90 | S/ 34,081.11 | S/ 45,721.44 | S/ 960,176.44 |
| 4.95% | S/ 11,111.87 | S/ 22,358.77 | S/ 33,742.34 | S/ 45,264.22 | S/ 959,719.22 |
| 4.75% | S/ 10,670.61 | S/ 21,465.74 | S/ 32,386.84 | S/ 43,435.37 | S/ 957,890.37 |
| 4.55% | S/ 10,228.72 | S/ 20,571.86 | S/ 31,030.69 | S/ 41,606.51 | S/ 956,061.51 |
| 4.50% | S/ 10,118.15 | S/ 20,348.26 | S/ 30,691.55 | S/ 41,149.30 | S/ 955,604.30 |
| 4.40% | S/ 9,896.89 | S/ 19,900.89 | S/ 30,013.16 | S/ 40,234.87 | S/ 954,689.87 |
| 4.30% | S/ 9,675.47 | S/ 19,453.30 | S/ 29,334.60 | S/ 39,320.44 | S/ 953,775.44 |
| 4.25% | S/ 9,564.70 | S/ 19,229.43 | S/ 28,995.26 | S/ 38,863.23 | S/ 953,318.23 |
| 4.20% | S/ 9,453.88 | S/ 19,005.51 | S/ 28,655.88 | S/ 38,406.01 | S/ 952,861.01 |
| 4.15% | S/ 9,343.03 | S/ 18,781.53 | S/ 28,316.45 | S/ 37,948.80 | S/ 952,403.80 |
| 4.00% | S/ 9,010.24 | S/ 18,109.27 | S/ 27,297.94 | S/ 36,577.16 | S/ 951,032.16 |
| 3.90% | S/ 8,788.18 | S/ 17,660.82 | S/ 26,618.73 | S/ 35,662.73 | S/ 950,117.73 |
| 3.75% | S/ 8,454.79 | S/ 16,987.75 | S/ 25,599.61 | S/ 34,291.08 | S/ 948,746.08 |
| 3.50% | S/ 7,898.33 | S/ 15,864.89 | S/ 23,900.25 | S/ 32,005.01 | S/ 946,460.01 |
| 3.00% | S/ 6,782.39 | S/ 13,615.08 | S/ 20,498.45 | S/ 27,432.87 | S/ 941,887.87 |
| 2.75% | S/ 6,222.89 | S/ 12,488.13 | S/ 18,796.00 | S/ 25,146.80 | S/ 939,601.80 |
| 2.50% | S/ 5,662.37 | S/ 11,359.80 | S/ 17,092.52 | S/ 22,860.73 | S/ 937,315.73 |
| 2.00% | S/ 4,538.25 | S/ 9,099.02 | S/ 13,682.43 | S/ 18,288.58 | S/ 932,743.58 |
| 1.35% | S/ 3,070.70 | S/ 6,151.71 | S/ 9,243.06 | S/ 12,344.79 | S/ 926,799.79 |
| 1.00% | S/ 2,277.55 | S/ 4,560.77 | S/ 6,849.68 | S/ 9,144.29 | S/ 923,599.29 |
| 0.10% | S/ 228.52 | S/ 457.10 | S/ 685.74 | S/ 914.43 | S/ 915,369.43 |
Sobre los datos
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Para S/ 914,455 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 914,455 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
