Cálculo de intereses
Ahorrando S/ 905,205
Veamos que pasaría si Usted ahorrara 905,205 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 905,205.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,341.09 | S/ 20,800.32 | S/ 31,379.03 | S/ 42,078.59 | S/ 947,283.59 |
| 8.50% | S/ 18,650.67 | S/ 37,685.62 | S/ 57,112.77 | S/ 76,940.18 | S/ 982,145.18 |
| 8.00% | S/ 17,584.51 | S/ 35,510.62 | S/ 53,784.96 | S/ 72,414.29 | S/ 977,619.29 |
| 7.10% | S/ 15,656.05 | S/ 31,582.88 | S/ 47,785.17 | S/ 64,267.69 | S/ 969,472.69 |
| 7.00% | S/ 15,441.03 | S/ 31,145.45 | S/ 47,117.75 | S/ 63,362.52 | S/ 968,567.52 |
| 6.50% | S/ 14,363.65 | S/ 28,955.21 | S/ 43,778.31 | S/ 58,836.63 | S/ 964,041.63 |
| 6.10% | S/ 13,499.01 | S/ 27,199.32 | S/ 41,103.94 | S/ 55,215.91 | S/ 960,420.91 |
| 6.20% | S/ 13,715.39 | S/ 27,638.60 | S/ 41,772.77 | S/ 56,121.09 | S/ 961,326.09 |
| 5.90% | S/ 13,065.77 | S/ 26,320.13 | S/ 39,765.81 | S/ 53,405.56 | S/ 958,610.56 |
| 5.75% | S/ 12,740.44 | S/ 25,660.19 | S/ 38,761.79 | S/ 52,047.79 | S/ 957,252.79 |
| 5.70% | S/ 12,631.92 | S/ 25,440.11 | S/ 38,427.04 | S/ 51,595.20 | S/ 956,800.20 |
| 5.65% | S/ 12,523.36 | S/ 25,219.98 | S/ 38,092.25 | S/ 51,142.61 | S/ 956,347.61 |
| 5.60% | S/ 12,414.76 | S/ 24,999.79 | S/ 37,757.42 | S/ 50,690.02 | S/ 955,895.02 |
| 5.50% | S/ 12,197.45 | S/ 24,559.26 | S/ 37,087.64 | S/ 49,784.84 | S/ 954,989.84 |
| 5.30% | S/ 11,762.37 | S/ 23,677.57 | S/ 35,747.61 | S/ 47,974.49 | S/ 953,179.49 |
| 5.25% | S/ 11,653.50 | S/ 23,457.02 | S/ 35,412.50 | S/ 47,521.90 | S/ 952,726.90 |
| 5.05% | S/ 11,217.64 | S/ 22,574.29 | S/ 34,071.67 | S/ 45,711.54 | S/ 950,916.54 |
| 5.00% | S/ 11,108.58 | S/ 22,353.47 | S/ 33,736.37 | S/ 45,258.95 | S/ 950,463.95 |
| 4.95% | S/ 10,999.47 | S/ 22,132.61 | S/ 33,401.02 | S/ 44,806.36 | S/ 950,011.36 |
| 4.75% | S/ 10,562.68 | S/ 21,248.61 | S/ 32,059.23 | S/ 42,996.01 | S/ 948,201.01 |
| 4.55% | S/ 10,125.26 | S/ 20,363.77 | S/ 30,716.81 | S/ 41,185.65 | S/ 946,390.65 |
| 4.50% | S/ 10,015.80 | S/ 20,142.43 | S/ 30,381.10 | S/ 40,733.06 | S/ 945,938.06 |
| 4.40% | S/ 9,796.78 | S/ 19,699.58 | S/ 29,709.56 | S/ 39,827.88 | S/ 945,032.88 |
| 4.30% | S/ 9,577.60 | S/ 19,256.53 | S/ 29,037.87 | S/ 38,922.70 | S/ 944,127.70 |
| 4.25% | S/ 9,467.95 | S/ 19,034.92 | S/ 28,701.96 | S/ 38,470.11 | S/ 943,675.11 |
| 4.20% | S/ 9,358.26 | S/ 18,813.26 | S/ 28,366.01 | S/ 38,017.52 | S/ 943,222.52 |
| 4.15% | S/ 9,248.53 | S/ 18,591.55 | S/ 28,030.02 | S/ 37,564.93 | S/ 942,769.93 |
| 4.00% | S/ 8,919.10 | S/ 17,926.08 | S/ 27,021.81 | S/ 36,207.17 | S/ 941,412.17 |
| 3.90% | S/ 8,699.29 | S/ 17,482.18 | S/ 26,349.47 | S/ 35,301.99 | S/ 940,506.99 |
| 3.75% | S/ 8,369.27 | S/ 16,815.92 | S/ 25,340.66 | S/ 33,944.22 | S/ 939,149.22 |
| 3.50% | S/ 7,818.44 | S/ 15,704.41 | S/ 23,658.49 | S/ 31,681.27 | S/ 936,886.27 |
| 3.00% | S/ 6,713.78 | S/ 13,477.36 | S/ 20,291.10 | S/ 27,155.38 | S/ 932,360.38 |
| 2.75% | S/ 6,159.94 | S/ 12,361.81 | S/ 18,605.87 | S/ 24,892.43 | S/ 930,097.43 |
| 2.50% | S/ 5,605.09 | S/ 11,244.90 | S/ 16,919.62 | S/ 22,629.48 | S/ 927,834.48 |
| 2.00% | S/ 4,492.34 | S/ 9,006.98 | S/ 13,544.03 | S/ 18,103.59 | S/ 923,308.59 |
| 1.35% | S/ 3,039.64 | S/ 6,089.48 | S/ 9,149.56 | S/ 12,219.92 | S/ 917,424.92 |
| 1.00% | S/ 2,254.51 | S/ 4,514.64 | S/ 6,780.40 | S/ 9,051.80 | S/ 914,256.80 |
| 0.10% | S/ 226.21 | S/ 452.48 | S/ 678.80 | S/ 905.18 | S/ 906,110.18 |
Sobre los datos
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Para S/ 905,205 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 905,205 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.