Cálculo de intereses
Ahorrando S/ 861,835
Veamos que pasaría si Usted ahorrara 861,835 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 861,835.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,845.63 | S/ 19,803.74 | S/ 29,875.60 | S/ 40,062.53 | S/ 901,897.53 |
| 8.50% | S/ 17,757.09 | S/ 35,880.04 | S/ 54,376.39 | S/ 73,253.84 | S/ 935,088.84 |
| 8.00% | S/ 16,742.00 | S/ 33,809.24 | S/ 51,208.02 | S/ 68,944.79 | S/ 930,779.79 |
| 7.10% | S/ 14,905.94 | S/ 30,069.69 | S/ 45,495.70 | S/ 61,188.51 | S/ 923,023.51 |
| 7.00% | S/ 14,701.22 | S/ 29,653.21 | S/ 44,860.26 | S/ 60,326.70 | S/ 922,161.70 |
| 6.50% | S/ 13,675.46 | S/ 27,567.91 | S/ 41,680.81 | S/ 56,017.66 | S/ 917,852.66 |
| 6.10% | S/ 12,852.24 | S/ 25,896.15 | S/ 39,134.57 | S/ 52,570.42 | S/ 914,405.42 |
| 6.20% | S/ 13,058.27 | S/ 26,314.39 | S/ 39,771.36 | S/ 53,432.23 | S/ 915,267.23 |
| 5.90% | S/ 12,439.76 | S/ 25,059.09 | S/ 37,860.55 | S/ 50,846.80 | S/ 912,681.80 |
| 5.75% | S/ 12,130.02 | S/ 24,430.77 | S/ 36,904.64 | S/ 49,554.09 | S/ 911,389.09 |
| 5.70% | S/ 12,026.70 | S/ 24,221.23 | S/ 36,585.93 | S/ 49,123.18 | S/ 910,958.18 |
| 5.65% | S/ 11,923.34 | S/ 24,011.64 | S/ 36,267.18 | S/ 48,692.28 | S/ 910,527.28 |
| 5.60% | S/ 11,819.95 | S/ 23,802.01 | S/ 35,948.40 | S/ 48,261.37 | S/ 910,096.37 |
| 5.50% | S/ 11,613.05 | S/ 23,382.58 | S/ 35,310.71 | S/ 47,399.56 | S/ 909,234.56 |
| 5.30% | S/ 11,198.81 | S/ 22,543.14 | S/ 34,034.88 | S/ 45,675.94 | S/ 907,510.94 |
| 5.25% | S/ 11,095.16 | S/ 22,333.15 | S/ 33,715.83 | S/ 45,245.04 | S/ 907,080.04 |
| 5.05% | S/ 10,680.18 | S/ 21,492.71 | S/ 32,439.24 | S/ 43,521.42 | S/ 905,356.42 |
| 5.00% | S/ 10,576.34 | S/ 21,282.48 | S/ 32,120.00 | S/ 43,090.51 | S/ 904,925.51 |
| 4.95% | S/ 10,472.47 | S/ 21,072.19 | S/ 31,800.72 | S/ 42,659.61 | S/ 904,494.61 |
| 4.75% | S/ 10,056.60 | S/ 20,230.55 | S/ 30,523.22 | S/ 40,935.99 | S/ 902,770.99 |
| 4.55% | S/ 9,640.14 | S/ 19,388.10 | S/ 29,245.11 | S/ 39,212.37 | S/ 901,047.37 |
| 4.50% | S/ 9,535.93 | S/ 19,177.37 | S/ 28,925.49 | S/ 38,781.47 | S/ 900,616.47 |
| 4.40% | S/ 9,327.40 | S/ 18,755.74 | S/ 28,286.13 | S/ 37,919.66 | S/ 899,754.66 |
| 4.30% | S/ 9,118.72 | S/ 18,333.91 | S/ 27,646.61 | S/ 37,057.85 | S/ 898,892.85 |
| 4.25% | S/ 9,014.32 | S/ 18,122.92 | S/ 27,326.80 | S/ 36,626.94 | S/ 898,461.94 |
| 4.20% | S/ 8,909.88 | S/ 17,911.88 | S/ 27,006.95 | S/ 36,196.04 | S/ 898,031.04 |
| 4.15% | S/ 8,805.41 | S/ 17,700.79 | S/ 26,687.05 | S/ 35,765.13 | S/ 897,600.13 |
| 4.00% | S/ 8,491.77 | S/ 17,067.21 | S/ 25,727.15 | S/ 34,472.42 | S/ 896,307.42 |
| 3.90% | S/ 8,282.49 | S/ 16,644.57 | S/ 25,087.02 | S/ 33,610.61 | S/ 895,445.61 |
| 3.75% | S/ 7,968.28 | S/ 16,010.24 | S/ 24,126.54 | S/ 32,317.89 | S/ 894,152.89 |
| 3.50% | S/ 7,443.84 | S/ 14,951.98 | S/ 22,524.97 | S/ 30,163.37 | S/ 891,998.37 |
| 3.00% | S/ 6,392.11 | S/ 12,831.63 | S/ 19,318.92 | S/ 25,854.32 | S/ 887,689.32 |
| 2.75% | S/ 5,864.81 | S/ 11,769.53 | S/ 17,714.43 | S/ 23,699.79 | S/ 885,534.79 |
| 2.50% | S/ 5,336.54 | S/ 10,706.13 | S/ 16,108.97 | S/ 21,545.26 | S/ 883,380.26 |
| 2.00% | S/ 4,277.11 | S/ 8,575.44 | S/ 12,895.11 | S/ 17,236.21 | S/ 879,071.21 |
| 1.35% | S/ 2,894.00 | S/ 5,797.72 | S/ 8,711.19 | S/ 11,634.44 | S/ 873,469.44 |
| 1.00% | S/ 2,146.49 | S/ 4,298.33 | S/ 6,455.53 | S/ 8,618.11 | S/ 870,453.11 |
| 0.10% | S/ 215.37 | S/ 430.80 | S/ 646.28 | S/ 861.81 | S/ 862,696.81 |
Sobre los datos
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Para S/ 861,835 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 861,835 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.