Cálculo de intereses
Ahorrando S/ 853,110
Veamos que pasaría si Usted ahorrara 853,110 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 853,110.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,745.95 | S/ 19,603.25 | S/ 29,573.15 | S/ 39,656.95 | S/ 892,766.95 |
| 8.50% | S/ 17,577.32 | S/ 35,516.80 | S/ 53,825.90 | S/ 72,512.24 | S/ 925,622.24 |
| 8.00% | S/ 16,572.51 | S/ 33,466.96 | S/ 50,689.61 | S/ 68,246.81 | S/ 921,356.81 |
| 7.10% | S/ 14,755.04 | S/ 29,765.27 | S/ 45,035.11 | S/ 60,569.06 | S/ 913,679.06 |
| 7.00% | S/ 14,552.39 | S/ 29,353.01 | S/ 44,406.10 | S/ 59,715.97 | S/ 912,825.97 |
| 6.50% | S/ 13,537.01 | S/ 27,288.82 | S/ 41,258.85 | S/ 55,450.55 | S/ 908,560.55 |
| 6.10% | S/ 12,722.13 | S/ 25,633.98 | S/ 38,738.39 | S/ 52,038.21 | S/ 905,148.21 |
| 6.20% | S/ 12,926.07 | S/ 26,047.99 | S/ 39,368.72 | S/ 52,891.29 | S/ 906,001.29 |
| 5.90% | S/ 12,313.83 | S/ 24,805.39 | S/ 37,477.26 | S/ 50,332.04 | S/ 903,442.04 |
| 5.75% | S/ 12,007.22 | S/ 24,183.44 | S/ 36,531.03 | S/ 49,052.41 | S/ 902,162.41 |
| 5.70% | S/ 11,904.95 | S/ 23,976.02 | S/ 36,215.55 | S/ 48,625.87 | S/ 901,735.87 |
| 5.65% | S/ 11,802.63 | S/ 23,768.56 | S/ 35,900.02 | S/ 48,199.33 | S/ 901,309.33 |
| 5.60% | S/ 11,700.29 | S/ 23,561.04 | S/ 35,584.46 | S/ 47,772.79 | S/ 900,882.79 |
| 5.50% | S/ 11,495.48 | S/ 23,145.86 | S/ 34,953.23 | S/ 46,919.70 | S/ 900,029.70 |
| 5.30% | S/ 11,085.44 | S/ 22,314.92 | S/ 33,690.32 | S/ 45,213.53 | S/ 898,323.53 |
| 5.25% | S/ 10,982.83 | S/ 22,107.06 | S/ 33,374.50 | S/ 44,786.99 | S/ 897,896.99 |
| 5.05% | S/ 10,572.06 | S/ 21,275.13 | S/ 32,110.83 | S/ 43,080.82 | S/ 896,190.82 |
| 5.00% | S/ 10,469.27 | S/ 21,067.02 | S/ 31,794.82 | S/ 42,654.28 | S/ 895,764.28 |
| 4.95% | S/ 10,366.45 | S/ 20,858.86 | S/ 31,478.78 | S/ 42,227.73 | S/ 895,337.73 |
| 4.75% | S/ 9,954.79 | S/ 20,025.74 | S/ 30,214.21 | S/ 40,521.56 | S/ 893,631.56 |
| 4.55% | S/ 9,542.54 | S/ 19,191.82 | S/ 28,949.04 | S/ 38,815.39 | S/ 891,925.39 |
| 4.50% | S/ 9,439.39 | S/ 18,983.22 | S/ 28,632.65 | S/ 38,388.85 | S/ 891,498.85 |
| 4.40% | S/ 9,232.97 | S/ 18,565.86 | S/ 27,999.76 | S/ 37,535.77 | S/ 890,645.77 |
| 4.30% | S/ 9,026.40 | S/ 18,148.31 | S/ 27,366.72 | S/ 36,682.68 | S/ 889,792.68 |
| 4.25% | S/ 8,923.06 | S/ 17,939.45 | S/ 27,050.15 | S/ 36,256.14 | S/ 889,366.14 |
| 4.20% | S/ 8,819.68 | S/ 17,730.55 | S/ 26,733.53 | S/ 35,829.60 | S/ 888,939.60 |
| 4.15% | S/ 8,716.27 | S/ 17,521.59 | S/ 26,416.88 | S/ 35,403.05 | S/ 888,513.05 |
| 4.00% | S/ 8,405.80 | S/ 16,894.43 | S/ 25,466.70 | S/ 34,123.43 | S/ 887,233.43 |
| 3.90% | S/ 8,198.64 | S/ 16,476.07 | S/ 24,833.05 | S/ 33,270.34 | S/ 886,380.34 |
| 3.75% | S/ 7,887.61 | S/ 15,848.15 | S/ 23,882.29 | S/ 31,990.71 | S/ 885,100.71 |
| 3.50% | S/ 7,368.48 | S/ 14,800.61 | S/ 22,296.93 | S/ 29,858.00 | S/ 882,968.00 |
| 3.00% | S/ 6,327.40 | S/ 12,701.73 | S/ 19,123.34 | S/ 25,592.57 | S/ 878,702.57 |
| 2.75% | S/ 5,805.44 | S/ 11,650.38 | S/ 17,535.10 | S/ 23,459.86 | S/ 876,569.86 |
| 2.50% | S/ 5,282.52 | S/ 10,597.75 | S/ 15,945.89 | S/ 21,327.15 | S/ 874,437.15 |
| 2.00% | S/ 4,233.81 | S/ 8,488.63 | S/ 12,764.56 | S/ 17,061.72 | S/ 870,171.72 |
| 1.35% | S/ 2,864.70 | S/ 5,739.03 | S/ 8,623.00 | S/ 11,516.66 | S/ 864,626.66 |
| 1.00% | S/ 2,124.76 | S/ 4,254.82 | S/ 6,390.18 | S/ 8,530.86 | S/ 861,640.86 |
| 0.10% | S/ 213.19 | S/ 426.44 | S/ 639.73 | S/ 853.09 | S/ 853,963.09 |
Sobre los datos
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Para S/ 853,110 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 853,110 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.