Cálculo de intereses
Ahorrando S/ 839,208
Veamos que pasaría si Usted ahorrara 839,208 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 839,208.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,587.14 | S/ 19,283.80 | S/ 29,091.24 | S/ 39,010.71 | S/ 878,218.71 |
| 8.50% | S/ 17,290.88 | S/ 34,938.03 | S/ 52,948.77 | S/ 71,330.60 | S/ 910,538.60 |
| 8.00% | S/ 16,302.45 | S/ 32,921.60 | S/ 49,863.58 | S/ 67,134.69 | S/ 906,342.69 |
| 7.10% | S/ 14,514.59 | S/ 29,280.22 | S/ 44,301.23 | S/ 59,582.04 | S/ 898,790.04 |
| 7.00% | S/ 14,315.25 | S/ 28,874.68 | S/ 43,682.47 | S/ 58,742.86 | S/ 897,950.86 |
| 6.50% | S/ 13,316.42 | S/ 26,844.13 | S/ 40,586.51 | S/ 54,546.94 | S/ 893,754.94 |
| 6.10% | S/ 12,514.82 | S/ 25,216.26 | S/ 38,107.12 | S/ 51,190.21 | S/ 890,398.21 |
| 6.20% | S/ 12,715.43 | S/ 25,623.52 | S/ 38,727.18 | S/ 52,029.39 | S/ 891,237.39 |
| 5.90% | S/ 12,113.17 | S/ 24,401.17 | S/ 36,866.55 | S/ 49,511.85 | S/ 888,719.85 |
| 5.75% | S/ 11,811.55 | S/ 23,789.35 | S/ 35,935.73 | S/ 48,253.07 | S/ 887,461.07 |
| 5.70% | S/ 11,710.95 | S/ 23,585.32 | S/ 35,625.39 | S/ 47,833.48 | S/ 887,041.48 |
| 5.65% | S/ 11,610.30 | S/ 23,381.23 | S/ 35,315.01 | S/ 47,413.89 | S/ 886,621.89 |
| 5.60% | S/ 11,509.62 | S/ 23,177.10 | S/ 35,004.59 | S/ 46,994.30 | S/ 886,202.30 |
| 5.50% | S/ 11,308.16 | S/ 22,768.69 | S/ 34,383.64 | S/ 46,155.11 | S/ 885,363.11 |
| 5.30% | S/ 10,904.79 | S/ 21,951.28 | S/ 33,141.31 | S/ 44,476.75 | S/ 883,684.75 |
| 5.25% | S/ 10,803.86 | S/ 21,746.81 | S/ 32,830.64 | S/ 44,057.15 | S/ 883,265.15 |
| 5.05% | S/ 10,399.78 | S/ 20,928.43 | S/ 31,587.56 | S/ 42,378.79 | S/ 881,586.79 |
| 5.00% | S/ 10,298.67 | S/ 20,723.72 | S/ 31,276.70 | S/ 41,959.20 | S/ 881,167.20 |
| 4.95% | S/ 10,197.52 | S/ 20,518.95 | S/ 30,965.81 | S/ 41,539.60 | S/ 880,747.60 |
| 4.75% | S/ 9,792.57 | S/ 19,699.41 | S/ 29,721.85 | S/ 39,861.24 | S/ 879,069.24 |
| 4.55% | S/ 9,387.04 | S/ 18,879.08 | S/ 28,477.29 | S/ 38,182.87 | S/ 877,390.87 |
| 4.50% | S/ 9,285.57 | S/ 18,673.88 | S/ 28,166.06 | S/ 37,763.28 | S/ 876,971.28 |
| 4.40% | S/ 9,082.51 | S/ 18,263.32 | S/ 27,543.49 | S/ 36,924.10 | S/ 876,132.10 |
| 4.30% | S/ 8,879.31 | S/ 17,852.57 | S/ 26,920.77 | S/ 36,084.91 | S/ 875,292.91 |
| 4.25% | S/ 8,777.65 | S/ 17,647.12 | S/ 26,609.35 | S/ 35,665.32 | S/ 874,873.32 |
| 4.20% | S/ 8,675.96 | S/ 17,441.62 | S/ 26,297.89 | S/ 35,245.73 | S/ 874,453.73 |
| 4.15% | S/ 8,574.23 | S/ 17,236.07 | S/ 25,986.40 | S/ 34,826.14 | S/ 874,034.14 |
| 4.00% | S/ 8,268.82 | S/ 16,619.12 | S/ 25,051.70 | S/ 33,567.36 | S/ 872,775.36 |
| 3.90% | S/ 8,065.04 | S/ 16,207.58 | S/ 24,428.38 | S/ 32,728.18 | S/ 871,936.18 |
| 3.75% | S/ 7,759.08 | S/ 15,589.90 | S/ 23,493.11 | S/ 31,469.40 | S/ 870,677.40 |
| 3.50% | S/ 7,248.41 | S/ 14,559.43 | S/ 21,933.59 | S/ 29,371.44 | S/ 868,579.44 |
| 3.00% | S/ 6,224.29 | S/ 12,494.75 | S/ 18,811.71 | S/ 25,175.52 | S/ 864,383.52 |
| 2.75% | S/ 5,710.83 | S/ 11,460.53 | S/ 17,249.35 | S/ 23,077.57 | S/ 862,285.57 |
| 2.50% | S/ 5,196.44 | S/ 10,425.05 | S/ 15,686.04 | S/ 20,979.61 | S/ 860,187.61 |
| 2.00% | S/ 4,164.81 | S/ 8,350.30 | S/ 12,556.55 | S/ 16,783.69 | S/ 855,991.69 |
| 1.35% | S/ 2,818.02 | S/ 5,645.51 | S/ 8,482.48 | S/ 11,328.99 | S/ 850,536.99 |
| 1.00% | S/ 2,090.14 | S/ 4,185.48 | S/ 6,286.05 | S/ 8,391.84 | S/ 847,599.84 |
| 0.10% | S/ 209.72 | S/ 419.49 | S/ 629.31 | S/ 839.18 | S/ 840,047.18 |
Sobre los datos
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Para S/ 839,208 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 839,208 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.