Cálculo de intereses
Ahorrando S/ 837,963
Veamos que pasaría si Usted ahorrara 837,963 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 837,963.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,572.92 | S/ 19,255.19 | S/ 29,048.08 | S/ 38,952.84 | S/ 876,915.84 |
| 8.50% | S/ 17,265.23 | S/ 34,886.20 | S/ 52,870.22 | S/ 71,224.78 | S/ 909,187.78 |
| 8.00% | S/ 16,278.27 | S/ 32,872.76 | S/ 49,789.61 | S/ 67,035.09 | S/ 904,998.09 |
| 7.10% | S/ 14,493.06 | S/ 29,236.78 | S/ 44,235.51 | S/ 59,493.65 | S/ 897,456.65 |
| 7.00% | S/ 14,294.01 | S/ 28,831.85 | S/ 43,617.67 | S/ 58,655.71 | S/ 896,618.71 |
| 6.50% | S/ 13,296.66 | S/ 26,804.31 | S/ 40,526.30 | S/ 54,466.02 | S/ 892,429.02 |
| 6.10% | S/ 12,496.25 | S/ 25,178.85 | S/ 38,050.58 | S/ 51,114.27 | S/ 889,077.27 |
| 6.20% | S/ 12,696.56 | S/ 25,585.50 | S/ 38,669.73 | S/ 51,952.21 | S/ 889,915.21 |
| 5.90% | S/ 12,095.20 | S/ 24,364.97 | S/ 36,811.85 | S/ 49,438.39 | S/ 887,401.39 |
| 5.75% | S/ 11,794.03 | S/ 23,754.06 | S/ 35,882.42 | S/ 48,181.49 | S/ 886,144.49 |
| 5.70% | S/ 11,693.57 | S/ 23,550.33 | S/ 35,572.54 | S/ 47,762.52 | S/ 885,725.52 |
| 5.65% | S/ 11,593.08 | S/ 23,346.54 | S/ 35,262.62 | S/ 47,343.55 | S/ 885,306.55 |
| 5.60% | S/ 11,492.55 | S/ 23,142.71 | S/ 34,952.66 | S/ 46,924.58 | S/ 884,887.58 |
| 5.50% | S/ 11,291.38 | S/ 22,734.91 | S/ 34,332.64 | S/ 46,086.64 | S/ 884,049.64 |
| 5.30% | S/ 10,888.61 | S/ 21,918.72 | S/ 33,092.14 | S/ 44,410.76 | S/ 882,373.76 |
| 5.25% | S/ 10,787.83 | S/ 21,714.55 | S/ 32,781.93 | S/ 43,991.79 | S/ 881,954.79 |
| 5.05% | S/ 10,384.35 | S/ 20,897.39 | S/ 31,540.70 | S/ 42,315.92 | S/ 880,278.92 |
| 5.00% | S/ 10,283.39 | S/ 20,692.97 | S/ 31,230.30 | S/ 41,896.95 | S/ 879,859.95 |
| 4.95% | S/ 10,182.39 | S/ 20,488.51 | S/ 30,919.87 | S/ 41,477.98 | S/ 879,440.98 |
| 4.75% | S/ 9,778.04 | S/ 19,670.18 | S/ 29,677.75 | S/ 39,802.10 | S/ 877,765.10 |
| 4.55% | S/ 9,373.11 | S/ 18,851.07 | S/ 28,435.05 | S/ 38,126.23 | S/ 876,089.23 |
| 4.50% | S/ 9,271.79 | S/ 18,646.17 | S/ 28,124.28 | S/ 37,707.26 | S/ 875,670.26 |
| 4.40% | S/ 9,069.04 | S/ 18,236.23 | S/ 27,502.63 | S/ 36,869.32 | S/ 874,832.32 |
| 4.30% | S/ 8,866.14 | S/ 17,826.08 | S/ 26,880.83 | S/ 36,031.38 | S/ 873,994.38 |
| 4.25% | S/ 8,764.63 | S/ 17,620.94 | S/ 26,569.87 | S/ 35,612.41 | S/ 873,575.41 |
| 4.20% | S/ 8,663.09 | S/ 17,415.74 | S/ 26,258.88 | S/ 35,193.44 | S/ 873,156.44 |
| 4.15% | S/ 8,561.51 | S/ 17,210.50 | S/ 25,947.85 | S/ 34,774.47 | S/ 872,737.47 |
| 4.00% | S/ 8,256.56 | S/ 16,594.47 | S/ 25,014.53 | S/ 33,517.56 | S/ 871,480.56 |
| 3.90% | S/ 8,053.07 | S/ 16,183.54 | S/ 24,392.14 | S/ 32,679.62 | S/ 870,642.62 |
| 3.75% | S/ 7,747.57 | S/ 15,566.77 | S/ 23,458.26 | S/ 31,422.72 | S/ 869,385.72 |
| 3.50% | S/ 7,237.66 | S/ 14,537.83 | S/ 21,901.05 | S/ 29,327.87 | S/ 867,290.87 |
| 3.00% | S/ 6,215.06 | S/ 12,476.21 | S/ 18,783.80 | S/ 25,138.18 | S/ 863,101.18 |
| 2.75% | S/ 5,702.36 | S/ 11,443.53 | S/ 17,223.76 | S/ 23,043.33 | S/ 861,006.33 |
| 2.50% | S/ 5,188.73 | S/ 10,409.58 | S/ 15,662.77 | S/ 20,948.48 | S/ 858,911.48 |
| 2.00% | S/ 4,158.64 | S/ 8,337.91 | S/ 12,537.93 | S/ 16,758.79 | S/ 854,721.79 |
| 1.35% | S/ 2,813.84 | S/ 5,637.13 | S/ 8,469.90 | S/ 11,312.18 | S/ 849,275.18 |
| 1.00% | S/ 2,087.04 | S/ 4,179.28 | S/ 6,276.72 | S/ 8,379.39 | S/ 846,342.39 |
| 0.10% | S/ 209.41 | S/ 418.87 | S/ 628.38 | S/ 837.94 | S/ 838,800.94 |
Sobre los datos
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Para S/ 837,963 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 837,963 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
