Cálculo de intereses
Ahorrando S/ 834,179
Veamos que pasaría si Usted ahorrara 834,179 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 834,179.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,529.69 | S/ 19,168.24 | S/ 28,916.91 | S/ 38,776.94 | S/ 872,955.94 |
| 8.50% | S/ 17,187.27 | S/ 34,728.66 | S/ 52,631.47 | S/ 70,903.15 | S/ 905,082.15 |
| 8.00% | S/ 16,204.76 | S/ 32,724.31 | S/ 49,564.77 | S/ 66,732.38 | S/ 900,911.38 |
| 7.10% | S/ 14,427.61 | S/ 29,104.76 | S/ 44,035.76 | S/ 59,224.99 | S/ 893,403.99 |
| 7.00% | S/ 14,229.46 | S/ 28,701.65 | S/ 43,420.71 | S/ 58,390.84 | S/ 892,569.84 |
| 6.50% | S/ 13,236.62 | S/ 26,683.27 | S/ 40,343.29 | S/ 54,220.07 | S/ 888,399.07 |
| 6.10% | S/ 12,439.82 | S/ 25,065.15 | S/ 37,878.76 | S/ 50,883.45 | S/ 885,062.45 |
| 6.20% | S/ 12,639.23 | S/ 25,469.97 | S/ 38,495.11 | S/ 51,717.61 | S/ 885,896.61 |
| 5.90% | S/ 12,040.58 | S/ 24,254.95 | S/ 36,645.62 | S/ 49,215.14 | S/ 883,394.14 |
| 5.75% | S/ 11,740.77 | S/ 23,646.79 | S/ 35,720.39 | S/ 47,963.91 | S/ 882,142.91 |
| 5.70% | S/ 11,640.77 | S/ 23,443.98 | S/ 35,411.90 | S/ 47,546.83 | S/ 881,725.83 |
| 5.65% | S/ 11,540.73 | S/ 23,241.12 | S/ 35,103.38 | S/ 47,129.76 | S/ 881,308.76 |
| 5.60% | S/ 11,440.65 | S/ 23,038.21 | S/ 34,794.82 | S/ 46,712.68 | S/ 880,891.68 |
| 5.50% | S/ 11,240.39 | S/ 22,632.24 | S/ 34,177.60 | S/ 45,878.53 | S/ 880,057.53 |
| 5.30% | S/ 10,839.44 | S/ 21,819.74 | S/ 32,942.71 | S/ 44,210.22 | S/ 878,389.22 |
| 5.25% | S/ 10,739.12 | S/ 21,616.49 | S/ 32,633.90 | S/ 43,793.14 | S/ 877,972.14 |
| 5.05% | S/ 10,337.46 | S/ 20,803.02 | S/ 31,398.27 | S/ 42,124.83 | S/ 876,303.83 |
| 5.00% | S/ 10,236.95 | S/ 20,599.53 | S/ 31,089.28 | S/ 41,707.75 | S/ 875,886.75 |
| 4.95% | S/ 10,136.41 | S/ 20,395.99 | S/ 30,780.24 | S/ 41,290.68 | S/ 875,469.68 |
| 4.75% | S/ 9,733.89 | S/ 19,581.36 | S/ 29,543.74 | S/ 39,622.37 | S/ 873,801.37 |
| 4.55% | S/ 9,330.79 | S/ 18,765.95 | S/ 28,306.64 | S/ 37,954.06 | S/ 872,133.06 |
| 4.50% | S/ 9,229.92 | S/ 18,561.97 | S/ 27,997.28 | S/ 37,536.98 | S/ 871,715.98 |
| 4.40% | S/ 9,028.08 | S/ 18,153.88 | S/ 27,378.43 | S/ 36,702.83 | S/ 870,881.83 |
| 4.30% | S/ 8,826.10 | S/ 17,745.58 | S/ 26,759.44 | S/ 35,868.67 | S/ 870,047.67 |
| 4.25% | S/ 8,725.05 | S/ 17,541.36 | S/ 26,449.89 | S/ 35,451.59 | S/ 869,630.59 |
| 4.20% | S/ 8,623.97 | S/ 17,337.10 | S/ 26,140.30 | S/ 35,034.52 | S/ 869,213.52 |
| 4.15% | S/ 8,522.85 | S/ 17,132.78 | S/ 25,830.68 | S/ 34,617.44 | S/ 868,796.44 |
| 4.00% | S/ 8,219.27 | S/ 16,519.53 | S/ 24,901.58 | S/ 33,366.21 | S/ 867,545.21 |
| 3.90% | S/ 8,016.71 | S/ 16,110.46 | S/ 24,281.99 | S/ 32,532.05 | S/ 866,711.05 |
| 3.75% | S/ 7,712.58 | S/ 15,496.47 | S/ 23,352.33 | S/ 31,280.82 | S/ 865,459.82 |
| 3.50% | S/ 7,204.97 | S/ 14,472.18 | S/ 21,802.15 | S/ 29,195.43 | S/ 863,374.43 |
| 3.00% | S/ 6,186.99 | S/ 12,419.87 | S/ 18,698.98 | S/ 25,024.66 | S/ 859,203.66 |
| 2.75% | S/ 5,676.61 | S/ 11,391.85 | S/ 17,145.98 | S/ 22,939.27 | S/ 857,118.27 |
| 2.50% | S/ 5,165.30 | S/ 10,362.58 | S/ 15,592.04 | S/ 20,853.88 | S/ 855,032.88 |
| 2.00% | S/ 4,139.86 | S/ 8,300.26 | S/ 12,481.31 | S/ 16,683.11 | S/ 850,862.11 |
| 1.35% | S/ 2,801.13 | S/ 5,611.67 | S/ 8,431.65 | S/ 11,261.10 | S/ 845,440.10 |
| 1.00% | S/ 2,077.61 | S/ 4,160.40 | S/ 6,248.38 | S/ 8,341.56 | S/ 842,520.56 |
| 0.10% | S/ 208.46 | S/ 416.97 | S/ 625.54 | S/ 834.16 | S/ 835,013.16 |
Sobre los datos
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Para S/ 834,179 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 834,179 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.