Cálculo de intereses
Ahorrando S/ 830,799
Veamos que pasaría si Usted ahorrara 830,799 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 830,799.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,491.07 | S/ 19,090.57 | S/ 28,799.74 | S/ 38,619.82 | S/ 869,418.82 |
| 8.50% | S/ 17,117.63 | S/ 34,587.94 | S/ 52,418.21 | S/ 70,615.86 | S/ 901,414.86 |
| 8.00% | S/ 16,139.10 | S/ 32,591.72 | S/ 49,363.94 | S/ 66,461.99 | S/ 897,260.99 |
| 7.10% | S/ 14,369.15 | S/ 28,986.83 | S/ 43,857.33 | S/ 58,985.02 | S/ 889,784.02 |
| 7.00% | S/ 14,171.81 | S/ 28,585.35 | S/ 43,244.77 | S/ 58,154.25 | S/ 888,953.25 |
| 6.50% | S/ 13,182.98 | S/ 26,575.15 | S/ 40,179.82 | S/ 54,000.37 | S/ 884,799.37 |
| 6.10% | S/ 12,389.42 | S/ 24,963.59 | S/ 37,725.28 | S/ 50,677.28 | S/ 881,476.28 |
| 6.20% | S/ 12,588.02 | S/ 25,366.76 | S/ 38,339.13 | S/ 51,508.05 | S/ 882,307.05 |
| 5.90% | S/ 11,991.79 | S/ 24,156.67 | S/ 36,497.14 | S/ 49,015.73 | S/ 879,814.73 |
| 5.75% | S/ 11,693.20 | S/ 23,550.98 | S/ 35,575.65 | S/ 47,769.57 | S/ 878,568.57 |
| 5.70% | S/ 11,593.60 | S/ 23,348.99 | S/ 35,268.42 | S/ 47,354.18 | S/ 878,153.18 |
| 5.65% | S/ 11,493.96 | S/ 23,146.95 | S/ 34,961.15 | S/ 46,938.79 | S/ 877,737.79 |
| 5.60% | S/ 11,394.29 | S/ 22,944.86 | S/ 34,653.84 | S/ 46,523.41 | S/ 877,322.41 |
| 5.50% | S/ 11,194.85 | S/ 22,540.54 | S/ 34,039.12 | S/ 45,692.63 | S/ 876,491.63 |
| 5.30% | S/ 10,795.52 | S/ 21,731.33 | S/ 32,809.23 | S/ 44,031.08 | S/ 874,830.08 |
| 5.25% | S/ 10,695.60 | S/ 21,528.90 | S/ 32,501.67 | S/ 43,615.69 | S/ 874,414.69 |
| 5.05% | S/ 10,295.57 | S/ 20,718.73 | S/ 31,271.05 | S/ 41,954.15 | S/ 872,753.15 |
| 5.00% | S/ 10,195.47 | S/ 20,516.06 | S/ 30,963.31 | S/ 41,538.76 | S/ 872,337.76 |
| 4.95% | S/ 10,095.34 | S/ 20,313.35 | S/ 30,655.53 | S/ 41,123.37 | S/ 871,922.37 |
| 4.75% | S/ 9,694.45 | S/ 19,502.02 | S/ 29,424.03 | S/ 39,461.82 | S/ 870,260.82 |
| 4.55% | S/ 9,292.98 | S/ 18,689.91 | S/ 28,191.95 | S/ 37,800.27 | S/ 868,599.27 |
| 4.50% | S/ 9,192.52 | S/ 18,486.76 | S/ 27,883.84 | S/ 37,384.88 | S/ 868,183.88 |
| 4.40% | S/ 8,991.50 | S/ 18,080.32 | S/ 27,267.50 | S/ 36,554.11 | S/ 867,353.11 |
| 4.30% | S/ 8,790.34 | S/ 17,673.68 | S/ 26,651.02 | S/ 35,723.34 | S/ 866,522.34 |
| 4.25% | S/ 8,689.70 | S/ 17,470.29 | S/ 26,342.72 | S/ 35,307.95 | S/ 866,106.95 |
| 4.20% | S/ 8,589.03 | S/ 17,266.85 | S/ 26,034.38 | S/ 34,892.56 | S/ 865,691.56 |
| 4.15% | S/ 8,488.32 | S/ 17,063.36 | S/ 25,726.01 | S/ 34,477.17 | S/ 865,276.17 |
| 4.00% | S/ 8,185.97 | S/ 16,452.60 | S/ 24,800.68 | S/ 33,231.01 | S/ 864,030.01 |
| 3.90% | S/ 7,984.22 | S/ 16,045.18 | S/ 24,183.60 | S/ 32,400.24 | S/ 863,199.24 |
| 3.75% | S/ 7,681.33 | S/ 15,433.68 | S/ 23,257.71 | S/ 31,154.07 | S/ 861,953.07 |
| 3.50% | S/ 7,175.78 | S/ 14,413.54 | S/ 21,713.81 | S/ 29,077.14 | S/ 859,876.14 |
| 3.00% | S/ 6,161.92 | S/ 12,369.55 | S/ 18,623.21 | S/ 24,923.26 | S/ 855,722.26 |
| 2.75% | S/ 5,653.61 | S/ 11,345.69 | S/ 17,076.51 | S/ 22,846.32 | S/ 853,645.32 |
| 2.50% | S/ 5,144.37 | S/ 10,320.59 | S/ 15,528.86 | S/ 20,769.39 | S/ 851,568.39 |
| 2.00% | S/ 4,123.08 | S/ 8,266.63 | S/ 12,430.74 | S/ 16,615.51 | S/ 847,414.51 |
| 1.35% | S/ 2,789.78 | S/ 5,588.94 | S/ 8,397.49 | S/ 11,215.47 | S/ 842,014.47 |
| 1.00% | S/ 2,069.20 | S/ 4,143.55 | S/ 6,223.06 | S/ 8,307.76 | S/ 839,106.76 |
| 0.10% | S/ 207.62 | S/ 415.28 | S/ 623.00 | S/ 830.78 | S/ 831,629.78 |
Sobre los datos
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Para S/ 830,799 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 830,799 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.