Cálculo de intereses
Ahorrando S/ 828,759
Veamos que pasaría si Usted ahorrara 828,759 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 828,759.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,467.77 | S/ 19,043.70 | S/ 28,729.02 | S/ 38,524.99 | S/ 867,283.99 |
| 8.50% | S/ 17,075.60 | S/ 34,503.01 | S/ 52,289.50 | S/ 70,442.46 | S/ 899,201.46 |
| 8.00% | S/ 16,099.47 | S/ 32,511.69 | S/ 49,242.73 | S/ 66,298.79 | S/ 895,057.79 |
| 7.10% | S/ 14,333.87 | S/ 28,915.65 | S/ 43,749.64 | S/ 58,840.18 | S/ 887,599.18 |
| 7.00% | S/ 14,137.01 | S/ 28,515.16 | S/ 43,138.58 | S/ 58,011.45 | S/ 886,770.45 |
| 6.50% | S/ 13,150.61 | S/ 26,509.90 | S/ 40,081.16 | S/ 53,867.78 | S/ 882,626.78 |
| 6.10% | S/ 12,358.99 | S/ 24,902.29 | S/ 37,632.65 | S/ 50,552.84 | S/ 879,311.84 |
| 6.20% | S/ 12,557.11 | S/ 25,304.48 | S/ 38,244.99 | S/ 51,381.58 | S/ 880,140.58 |
| 5.90% | S/ 11,962.34 | S/ 24,097.35 | S/ 36,407.52 | S/ 48,895.37 | S/ 877,654.37 |
| 5.75% | S/ 11,664.49 | S/ 23,493.15 | S/ 35,488.30 | S/ 47,652.27 | S/ 876,411.27 |
| 5.70% | S/ 11,565.13 | S/ 23,291.65 | S/ 35,181.82 | S/ 47,237.90 | S/ 875,996.90 |
| 5.65% | S/ 11,465.74 | S/ 23,090.11 | S/ 34,875.30 | S/ 46,823.54 | S/ 875,582.54 |
| 5.60% | S/ 11,366.32 | S/ 22,888.52 | S/ 34,568.75 | S/ 46,409.17 | S/ 875,168.17 |
| 5.50% | S/ 11,167.36 | S/ 22,485.19 | S/ 33,955.53 | S/ 45,580.43 | S/ 874,339.43 |
| 5.30% | S/ 10,769.02 | S/ 21,677.97 | S/ 32,728.67 | S/ 43,922.97 | S/ 872,681.97 |
| 5.25% | S/ 10,669.34 | S/ 21,476.04 | S/ 32,421.86 | S/ 43,508.60 | S/ 872,267.60 |
| 5.05% | S/ 10,270.29 | S/ 20,667.85 | S/ 31,194.27 | S/ 41,851.13 | S/ 870,610.13 |
| 5.00% | S/ 10,170.44 | S/ 20,465.69 | S/ 30,887.28 | S/ 41,436.76 | S/ 870,195.76 |
| 4.95% | S/ 10,070.55 | S/ 20,263.47 | S/ 30,580.25 | S/ 41,022.39 | S/ 869,781.39 |
| 4.75% | S/ 9,670.64 | S/ 19,454.13 | S/ 29,351.78 | S/ 39,364.92 | S/ 868,123.92 |
| 4.55% | S/ 9,270.16 | S/ 18,644.02 | S/ 28,122.72 | S/ 37,707.45 | S/ 866,466.45 |
| 4.50% | S/ 9,169.95 | S/ 18,441.37 | S/ 27,815.37 | S/ 37,293.09 | S/ 866,052.09 |
| 4.40% | S/ 8,969.42 | S/ 18,035.92 | S/ 27,200.54 | S/ 36,464.35 | S/ 865,223.35 |
| 4.30% | S/ 8,768.75 | S/ 17,630.28 | S/ 26,585.57 | S/ 35,635.62 | S/ 864,394.62 |
| 4.25% | S/ 8,668.36 | S/ 17,427.39 | S/ 26,278.03 | S/ 35,221.25 | S/ 863,980.25 |
| 4.20% | S/ 8,567.94 | S/ 17,224.45 | S/ 25,970.46 | S/ 34,806.88 | S/ 863,565.88 |
| 4.15% | S/ 8,467.47 | S/ 17,021.46 | S/ 25,662.84 | S/ 34,392.52 | S/ 863,151.52 |
| 4.00% | S/ 8,165.87 | S/ 16,412.20 | S/ 24,739.78 | S/ 33,149.41 | S/ 861,908.41 |
| 3.90% | S/ 7,964.62 | S/ 16,005.78 | S/ 24,124.22 | S/ 32,320.68 | S/ 861,079.68 |
| 3.75% | S/ 7,662.47 | S/ 15,395.79 | S/ 23,200.60 | S/ 31,077.58 | S/ 859,836.58 |
| 3.50% | S/ 7,158.16 | S/ 14,378.15 | S/ 21,660.49 | S/ 29,005.74 | S/ 857,764.74 |
| 3.00% | S/ 6,146.79 | S/ 12,339.17 | S/ 18,577.48 | S/ 24,862.06 | S/ 853,621.06 |
| 2.75% | S/ 5,639.73 | S/ 11,317.83 | S/ 17,034.58 | S/ 22,790.23 | S/ 851,549.23 |
| 2.50% | S/ 5,131.74 | S/ 10,295.25 | S/ 15,490.73 | S/ 20,718.39 | S/ 849,477.39 |
| 2.00% | S/ 4,112.96 | S/ 8,246.33 | S/ 12,400.21 | S/ 16,574.71 | S/ 845,333.71 |
| 1.35% | S/ 2,782.93 | S/ 5,575.21 | S/ 8,376.87 | S/ 11,187.93 | S/ 839,946.93 |
| 1.00% | S/ 2,064.12 | S/ 4,133.37 | S/ 6,207.78 | S/ 8,287.36 | S/ 837,046.36 |
| 0.10% | S/ 207.11 | S/ 414.26 | S/ 621.47 | S/ 828.74 | S/ 829,587.74 |
Sobre los datos
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Para S/ 828,759 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 828,759 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.