Cálculo de intereses
Ahorrando S/ 808,719
Veamos que pasaría si Usted ahorrara 808,719 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 808,719.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,238.83 | S/ 18,583.21 | S/ 28,034.33 | S/ 37,593.43 | S/ 846,312.43 |
| 8.50% | S/ 16,662.70 | S/ 33,668.71 | S/ 51,025.10 | S/ 68,739.11 | S/ 877,458.11 |
| 8.00% | S/ 15,710.17 | S/ 31,725.53 | S/ 48,052.01 | S/ 64,695.64 | S/ 873,414.64 |
| 7.10% | S/ 13,987.27 | S/ 28,216.45 | S/ 42,691.74 | S/ 57,417.39 | S/ 866,136.39 |
| 7.00% | S/ 13,795.16 | S/ 27,825.65 | S/ 42,095.46 | S/ 56,608.69 | S/ 865,327.69 |
| 6.50% | S/ 12,832.62 | S/ 25,868.87 | S/ 39,111.97 | S/ 52,565.22 | S/ 861,284.22 |
| 6.10% | S/ 12,060.14 | S/ 24,300.14 | S/ 36,722.66 | S/ 49,330.44 | S/ 858,049.44 |
| 6.20% | S/ 12,253.47 | S/ 24,692.60 | S/ 37,320.20 | S/ 50,139.13 | S/ 858,858.13 |
| 5.90% | S/ 11,673.09 | S/ 23,514.66 | S/ 35,527.16 | S/ 47,713.05 | S/ 856,432.05 |
| 5.75% | S/ 11,382.43 | S/ 22,925.07 | S/ 34,630.16 | S/ 46,500.00 | S/ 855,219.00 |
| 5.70% | S/ 11,285.48 | S/ 22,728.45 | S/ 34,331.09 | S/ 46,095.66 | S/ 854,814.66 |
| 5.65% | S/ 11,188.49 | S/ 22,531.77 | S/ 34,031.99 | S/ 45,691.31 | S/ 854,410.31 |
| 5.60% | S/ 11,091.47 | S/ 22,335.06 | S/ 33,732.85 | S/ 45,286.96 | S/ 854,005.96 |
| 5.50% | S/ 10,897.32 | S/ 21,941.48 | S/ 33,134.46 | S/ 44,478.27 | S/ 853,197.27 |
| 5.30% | S/ 10,508.61 | S/ 21,153.78 | S/ 31,937.27 | S/ 42,860.88 | S/ 851,579.88 |
| 5.25% | S/ 10,411.35 | S/ 20,956.73 | S/ 31,637.88 | S/ 42,456.53 | S/ 851,175.53 |
| 5.05% | S/ 10,021.95 | S/ 20,168.09 | S/ 30,439.97 | S/ 40,839.14 | S/ 849,558.14 |
| 5.00% | S/ 9,924.51 | S/ 19,970.81 | S/ 30,140.40 | S/ 40,434.79 | S/ 849,153.79 |
| 4.95% | S/ 9,827.04 | S/ 19,773.49 | S/ 29,840.80 | S/ 40,030.44 | S/ 848,749.44 |
| 4.75% | S/ 9,436.80 | S/ 18,983.72 | S/ 28,642.03 | S/ 38,413.05 | S/ 847,132.05 |
| 4.55% | S/ 9,046.00 | S/ 18,193.19 | S/ 27,442.70 | S/ 36,795.66 | S/ 845,514.66 |
| 4.50% | S/ 8,948.22 | S/ 17,995.44 | S/ 27,142.77 | S/ 36,391.31 | S/ 845,110.31 |
| 4.40% | S/ 8,752.54 | S/ 17,599.80 | S/ 26,542.82 | S/ 35,582.62 | S/ 844,301.62 |
| 4.30% | S/ 8,556.72 | S/ 17,203.97 | S/ 25,942.72 | S/ 34,773.92 | S/ 843,492.92 |
| 4.25% | S/ 8,458.76 | S/ 17,005.98 | S/ 25,642.61 | S/ 34,369.57 | S/ 843,088.57 |
| 4.20% | S/ 8,360.76 | S/ 16,807.95 | S/ 25,342.47 | S/ 33,965.23 | S/ 842,684.23 |
| 4.15% | S/ 8,262.72 | S/ 16,609.87 | S/ 25,042.30 | S/ 33,560.88 | S/ 842,279.88 |
| 4.00% | S/ 7,968.41 | S/ 16,015.34 | S/ 24,141.55 | S/ 32,347.84 | S/ 841,066.84 |
| 3.90% | S/ 7,772.03 | S/ 15,618.75 | S/ 23,540.88 | S/ 31,539.14 | S/ 840,258.14 |
| 3.75% | S/ 7,477.19 | S/ 15,023.50 | S/ 22,639.59 | S/ 30,326.10 | S/ 839,045.10 |
| 3.50% | S/ 6,985.07 | S/ 14,030.47 | S/ 21,136.73 | S/ 28,304.36 | S/ 837,023.36 |
| 3.00% | S/ 5,998.16 | S/ 12,040.80 | S/ 18,128.27 | S/ 24,260.88 | S/ 832,979.88 |
| 2.75% | S/ 5,503.35 | S/ 11,044.16 | S/ 16,622.67 | S/ 22,239.14 | S/ 830,958.14 |
| 2.50% | S/ 5,007.65 | S/ 10,046.30 | S/ 15,116.15 | S/ 20,217.40 | S/ 828,936.40 |
| 2.00% | S/ 4,013.50 | S/ 8,046.93 | S/ 12,100.37 | S/ 16,173.92 | S/ 824,892.92 |
| 1.35% | S/ 2,715.64 | S/ 5,440.40 | S/ 8,174.31 | S/ 10,917.40 | S/ 819,636.40 |
| 1.00% | S/ 2,014.20 | S/ 4,033.42 | S/ 6,057.67 | S/ 8,086.96 | S/ 816,805.96 |
| 0.10% | S/ 202.10 | S/ 404.25 | S/ 606.45 | S/ 808.70 | S/ 809,527.70 |
Sobre los datos
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Para S/ 808,719 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 808,719 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.