Cálculo de intereses
Ahorrando S/ 795,729
Veamos que pasaría si Usted ahorrara 795,729 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 795,729.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,090.43 | S/ 18,284.71 | S/ 27,584.03 | S/ 36,989.59 | S/ 832,718.59 |
| 8.50% | S/ 16,395.05 | S/ 33,127.90 | S/ 50,205.52 | S/ 67,634.99 | S/ 863,363.99 |
| 8.00% | S/ 15,457.83 | S/ 31,215.94 | S/ 47,280.17 | S/ 63,656.47 | S/ 859,385.47 |
| 7.10% | S/ 13,762.60 | S/ 27,763.23 | S/ 42,006.01 | S/ 56,495.12 | S/ 852,224.12 |
| 7.00% | S/ 13,573.58 | S/ 27,378.70 | S/ 41,419.30 | S/ 55,699.42 | S/ 851,428.42 |
| 6.50% | S/ 12,626.50 | S/ 25,453.35 | S/ 38,483.74 | S/ 51,720.89 | S/ 847,449.89 |
| 6.10% | S/ 11,866.43 | S/ 23,909.82 | S/ 36,132.80 | S/ 48,538.07 | S/ 844,267.07 |
| 6.20% | S/ 12,056.65 | S/ 24,295.97 | S/ 36,720.75 | S/ 49,333.77 | S/ 845,062.77 |
| 5.90% | S/ 11,485.59 | S/ 23,136.96 | S/ 34,956.51 | S/ 46,946.66 | S/ 842,675.66 |
| 5.75% | S/ 11,199.60 | S/ 22,556.84 | S/ 34,073.92 | S/ 45,753.10 | S/ 841,482.10 |
| 5.70% | S/ 11,104.21 | S/ 22,363.37 | S/ 33,779.65 | S/ 45,355.25 | S/ 841,084.25 |
| 5.65% | S/ 11,008.78 | S/ 22,169.86 | S/ 33,485.35 | S/ 44,957.39 | S/ 840,686.39 |
| 5.60% | S/ 10,913.31 | S/ 21,976.30 | S/ 33,191.02 | S/ 44,559.54 | S/ 840,288.54 |
| 5.50% | S/ 10,722.28 | S/ 21,589.05 | S/ 32,602.24 | S/ 43,763.84 | S/ 839,492.84 |
| 5.30% | S/ 10,339.82 | S/ 20,814.00 | S/ 31,424.27 | S/ 42,172.43 | S/ 837,901.43 |
| 5.25% | S/ 10,244.12 | S/ 20,620.12 | S/ 31,129.70 | S/ 41,774.57 | S/ 837,503.57 |
| 5.05% | S/ 9,860.97 | S/ 19,844.14 | S/ 29,951.03 | S/ 40,183.16 | S/ 835,912.16 |
| 5.00% | S/ 9,765.10 | S/ 19,650.03 | S/ 29,656.27 | S/ 39,785.31 | S/ 835,514.31 |
| 4.95% | S/ 9,669.19 | S/ 19,455.88 | S/ 29,361.48 | S/ 39,387.46 | S/ 835,116.46 |
| 4.75% | S/ 9,285.22 | S/ 18,678.79 | S/ 28,181.97 | S/ 37,796.04 | S/ 833,525.04 |
| 4.55% | S/ 8,900.70 | S/ 17,900.96 | S/ 27,001.90 | S/ 36,204.63 | S/ 831,933.63 |
| 4.50% | S/ 8,804.49 | S/ 17,706.39 | S/ 26,706.79 | S/ 35,806.78 | S/ 831,535.78 |
| 4.40% | S/ 8,611.95 | S/ 17,317.10 | S/ 26,116.47 | S/ 35,011.07 | S/ 830,740.07 |
| 4.30% | S/ 8,419.28 | S/ 16,927.63 | S/ 25,526.01 | S/ 34,215.37 | S/ 829,944.37 |
| 4.25% | S/ 8,322.89 | S/ 16,732.83 | S/ 25,230.73 | S/ 33,817.52 | S/ 829,546.52 |
| 4.20% | S/ 8,226.46 | S/ 16,537.97 | S/ 24,935.41 | S/ 33,419.66 | S/ 829,148.66 |
| 4.15% | S/ 8,130.00 | S/ 16,343.07 | S/ 24,640.06 | S/ 33,021.81 | S/ 828,750.81 |
| 4.00% | S/ 7,840.42 | S/ 15,758.09 | S/ 23,753.78 | S/ 31,828.25 | S/ 827,557.25 |
| 3.90% | S/ 7,647.19 | S/ 15,367.87 | S/ 23,162.75 | S/ 31,032.55 | S/ 826,761.55 |
| 3.75% | S/ 7,357.08 | S/ 14,782.19 | S/ 22,275.95 | S/ 29,838.99 | S/ 825,567.99 |
| 3.50% | S/ 6,872.87 | S/ 13,805.11 | S/ 20,797.22 | S/ 27,849.72 | S/ 823,578.72 |
| 3.00% | S/ 5,901.81 | S/ 11,847.40 | S/ 17,837.08 | S/ 23,871.19 | S/ 819,600.19 |
| 2.75% | S/ 5,414.96 | S/ 10,866.76 | S/ 16,355.67 | S/ 21,881.93 | S/ 817,610.93 |
| 2.50% | S/ 4,927.21 | S/ 9,884.93 | S/ 14,873.35 | S/ 19,892.66 | S/ 815,621.66 |
| 2.00% | S/ 3,949.04 | S/ 7,917.67 | S/ 11,906.01 | S/ 15,914.13 | S/ 811,643.13 |
| 1.35% | S/ 2,672.02 | S/ 5,353.01 | S/ 8,043.01 | S/ 10,742.04 | S/ 806,471.04 |
| 1.00% | S/ 1,981.85 | S/ 3,968.64 | S/ 5,960.37 | S/ 7,957.07 | S/ 803,686.07 |
| 0.10% | S/ 198.85 | S/ 397.75 | S/ 596.71 | S/ 795.71 | S/ 796,524.71 |
Sobre los datos
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Para S/ 795,729 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 795,729 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.