Cálculo de intereses
Ahorrando S/ 780,151
Veamos que pasaría si Usted ahorrara 780,151 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 780,151.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,912.47 | S/ 17,926.75 | S/ 27,044.02 | S/ 36,265.44 | S/ 816,416.44 |
| 8.50% | S/ 16,074.09 | S/ 32,479.36 | S/ 49,222.64 | S/ 66,310.90 | S/ 846,461.90 |
| 8.00% | S/ 15,155.21 | S/ 30,604.83 | S/ 46,354.57 | S/ 62,410.26 | S/ 842,561.26 |
| 7.10% | S/ 13,493.17 | S/ 27,219.71 | S/ 41,183.65 | S/ 55,389.12 | S/ 835,540.12 |
| 7.00% | S/ 13,307.85 | S/ 26,842.70 | S/ 40,608.44 | S/ 54,608.99 | S/ 834,759.99 |
| 6.50% | S/ 12,379.31 | S/ 24,955.05 | S/ 37,730.34 | S/ 50,708.35 | S/ 830,859.35 |
| 6.10% | S/ 11,634.12 | S/ 23,441.73 | S/ 35,425.43 | S/ 47,587.84 | S/ 827,738.84 |
| 6.20% | S/ 11,820.61 | S/ 23,820.33 | S/ 36,001.86 | S/ 48,367.97 | S/ 828,518.97 |
| 5.90% | S/ 11,260.73 | S/ 22,684.01 | S/ 34,272.16 | S/ 46,027.58 | S/ 826,178.58 |
| 5.75% | S/ 10,980.35 | S/ 22,115.24 | S/ 33,406.85 | S/ 44,857.39 | S/ 825,008.39 |
| 5.70% | S/ 10,886.82 | S/ 21,925.56 | S/ 33,118.35 | S/ 44,467.33 | S/ 824,618.33 |
| 5.65% | S/ 10,793.26 | S/ 21,735.84 | S/ 32,829.81 | S/ 44,077.26 | S/ 824,228.26 |
| 5.60% | S/ 10,699.66 | S/ 21,546.07 | S/ 32,541.24 | S/ 43,687.20 | S/ 823,838.20 |
| 5.50% | S/ 10,512.37 | S/ 21,166.40 | S/ 31,963.99 | S/ 42,907.07 | S/ 823,058.07 |
| 5.30% | S/ 10,137.40 | S/ 20,406.52 | S/ 30,809.08 | S/ 41,346.82 | S/ 821,497.82 |
| 5.25% | S/ 10,043.57 | S/ 20,216.44 | S/ 30,520.27 | S/ 40,956.75 | S/ 821,107.75 |
| 5.05% | S/ 9,667.92 | S/ 19,455.65 | S/ 29,364.68 | S/ 39,396.49 | S/ 819,547.49 |
| 5.00% | S/ 9,573.93 | S/ 19,265.34 | S/ 29,075.69 | S/ 39,006.43 | S/ 819,157.43 |
| 4.95% | S/ 9,479.90 | S/ 19,074.99 | S/ 28,786.67 | S/ 38,616.37 | S/ 818,767.37 |
| 4.75% | S/ 9,103.44 | S/ 18,313.12 | S/ 27,630.25 | S/ 37,056.11 | S/ 817,207.11 |
| 4.55% | S/ 8,726.45 | S/ 17,550.52 | S/ 26,473.28 | S/ 35,495.85 | S/ 815,646.85 |
| 4.50% | S/ 8,632.12 | S/ 17,359.75 | S/ 26,183.95 | S/ 35,105.79 | S/ 815,256.79 |
| 4.40% | S/ 8,443.35 | S/ 16,978.09 | S/ 25,605.19 | S/ 34,325.66 | S/ 814,476.66 |
| 4.30% | S/ 8,254.45 | S/ 16,596.24 | S/ 25,026.29 | S/ 33,545.53 | S/ 813,696.53 |
| 4.25% | S/ 8,159.95 | S/ 16,405.25 | S/ 24,736.79 | S/ 33,155.47 | S/ 813,306.47 |
| 4.20% | S/ 8,065.41 | S/ 16,214.21 | S/ 24,447.25 | S/ 32,765.41 | S/ 812,916.41 |
| 4.15% | S/ 7,970.84 | S/ 16,023.13 | S/ 24,157.68 | S/ 32,375.34 | S/ 812,526.34 |
| 4.00% | S/ 7,686.93 | S/ 15,449.60 | S/ 23,288.75 | S/ 31,205.15 | S/ 811,356.15 |
| 3.90% | S/ 7,497.48 | S/ 15,067.02 | S/ 22,709.30 | S/ 30,425.02 | S/ 810,576.02 |
| 3.75% | S/ 7,213.05 | S/ 14,492.80 | S/ 21,839.85 | S/ 29,254.83 | S/ 809,405.83 |
| 3.50% | S/ 6,738.32 | S/ 13,534.85 | S/ 20,390.07 | S/ 27,304.51 | S/ 807,455.51 |
| 3.00% | S/ 5,786.27 | S/ 11,615.46 | S/ 17,487.89 | S/ 23,403.86 | S/ 803,554.86 |
| 2.75% | S/ 5,308.95 | S/ 10,654.02 | S/ 16,035.47 | S/ 21,453.54 | S/ 801,604.54 |
| 2.50% | S/ 4,830.75 | S/ 9,691.42 | S/ 14,582.18 | S/ 19,503.22 | S/ 799,654.22 |
| 2.00% | S/ 3,871.73 | S/ 7,762.67 | S/ 11,672.92 | S/ 15,602.58 | S/ 795,753.58 |
| 1.35% | S/ 2,619.71 | S/ 5,248.22 | S/ 7,885.55 | S/ 10,531.74 | S/ 790,682.74 |
| 1.00% | S/ 1,943.05 | S/ 3,890.94 | S/ 5,843.68 | S/ 7,801.29 | S/ 787,952.29 |
| 0.10% | S/ 194.96 | S/ 389.97 | S/ 585.02 | S/ 780.13 | S/ 780,931.13 |
Sobre los datos
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Para S/ 780,151 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 780,151 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.