Cálculo de intereses
Ahorrando S/ 771,395
Veamos que pasaría si Usted ahorrara 771,395 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 771,395.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,812.44 | S/ 17,725.55 | S/ 26,740.49 | S/ 35,858.42 | S/ 807,253.42 |
| 8.50% | S/ 15,893.68 | S/ 32,114.83 | S/ 48,670.19 | S/ 65,566.66 | S/ 836,961.66 |
| 8.00% | S/ 14,985.12 | S/ 30,261.34 | S/ 45,834.31 | S/ 61,709.80 | S/ 833,104.80 |
| 7.10% | S/ 13,341.73 | S/ 26,914.21 | S/ 40,721.43 | S/ 54,767.46 | S/ 826,162.46 |
| 7.00% | S/ 13,158.49 | S/ 26,541.44 | S/ 40,152.67 | S/ 53,996.09 | S/ 825,391.09 |
| 6.50% | S/ 12,240.37 | S/ 24,674.97 | S/ 37,306.88 | S/ 50,139.23 | S/ 821,534.23 |
| 6.10% | S/ 11,503.54 | S/ 23,178.64 | S/ 35,027.84 | S/ 47,053.74 | S/ 818,448.74 |
| 6.20% | S/ 11,687.95 | S/ 23,552.98 | S/ 35,597.80 | S/ 47,825.11 | S/ 819,220.11 |
| 5.90% | S/ 11,134.35 | S/ 22,429.41 | S/ 33,887.51 | S/ 45,510.99 | S/ 816,905.99 |
| 5.75% | S/ 10,857.11 | S/ 21,867.03 | S/ 33,031.91 | S/ 44,353.94 | S/ 815,748.94 |
| 5.70% | S/ 10,764.63 | S/ 21,679.48 | S/ 32,746.65 | S/ 43,968.25 | S/ 815,363.25 |
| 5.65% | S/ 10,672.12 | S/ 21,491.89 | S/ 32,461.35 | S/ 43,582.56 | S/ 814,977.56 |
| 5.60% | S/ 10,579.58 | S/ 21,304.25 | S/ 32,176.01 | S/ 43,196.88 | S/ 814,591.88 |
| 5.50% | S/ 10,394.39 | S/ 20,928.84 | S/ 31,605.24 | S/ 42,425.50 | S/ 813,820.50 |
| 5.30% | S/ 10,023.62 | S/ 20,177.49 | S/ 30,463.30 | S/ 40,882.76 | S/ 812,277.76 |
| 5.25% | S/ 9,930.84 | S/ 19,989.54 | S/ 30,177.73 | S/ 40,497.07 | S/ 811,892.07 |
| 5.05% | S/ 9,559.41 | S/ 19,237.29 | S/ 29,035.10 | S/ 38,954.33 | S/ 810,349.33 |
| 5.00% | S/ 9,466.47 | S/ 19,049.12 | S/ 28,749.36 | S/ 38,568.64 | S/ 809,963.64 |
| 4.95% | S/ 9,373.50 | S/ 18,860.90 | S/ 28,463.59 | S/ 38,182.96 | S/ 809,577.96 |
| 4.75% | S/ 9,001.27 | S/ 18,107.58 | S/ 27,320.15 | S/ 36,640.21 | S/ 808,035.21 |
| 4.55% | S/ 8,628.51 | S/ 17,353.54 | S/ 26,176.16 | S/ 35,097.47 | S/ 806,492.47 |
| 4.50% | S/ 8,535.24 | S/ 17,164.92 | S/ 25,890.08 | S/ 34,711.78 | S/ 806,106.78 |
| 4.40% | S/ 8,348.59 | S/ 16,787.53 | S/ 25,317.81 | S/ 33,940.41 | S/ 805,335.41 |
| 4.30% | S/ 8,161.81 | S/ 16,409.97 | S/ 24,745.41 | S/ 33,169.04 | S/ 804,564.04 |
| 4.25% | S/ 8,068.37 | S/ 16,221.12 | S/ 24,459.15 | S/ 32,783.35 | S/ 804,178.35 |
| 4.20% | S/ 7,974.89 | S/ 16,032.23 | S/ 24,172.87 | S/ 32,397.66 | S/ 803,792.66 |
| 4.15% | S/ 7,881.38 | S/ 15,843.29 | S/ 23,886.54 | S/ 32,011.98 | S/ 803,406.98 |
| 4.00% | S/ 7,600.65 | S/ 15,276.20 | S/ 23,027.37 | S/ 30,854.92 | S/ 802,249.92 |
| 3.90% | S/ 7,413.33 | S/ 14,897.91 | S/ 22,454.42 | S/ 30,083.55 | S/ 801,478.55 |
| 3.75% | S/ 7,132.10 | S/ 14,330.14 | S/ 21,594.73 | S/ 28,926.49 | S/ 800,321.49 |
| 3.50% | S/ 6,662.70 | S/ 13,382.94 | S/ 20,161.22 | S/ 26,998.06 | S/ 798,393.06 |
| 3.00% | S/ 5,721.33 | S/ 11,485.10 | S/ 17,291.61 | S/ 23,141.19 | S/ 794,536.19 |
| 2.75% | S/ 5,249.36 | S/ 10,534.45 | S/ 15,855.50 | S/ 21,212.76 | S/ 792,607.76 |
| 2.50% | S/ 4,776.53 | S/ 9,582.64 | S/ 14,418.51 | S/ 19,284.33 | S/ 790,679.33 |
| 2.00% | S/ 3,828.27 | S/ 7,675.55 | S/ 11,541.91 | S/ 15,427.46 | S/ 786,822.46 |
| 1.35% | S/ 2,590.31 | S/ 5,189.31 | S/ 7,797.05 | S/ 10,413.54 | S/ 781,808.54 |
| 1.00% | S/ 1,921.24 | S/ 3,847.27 | S/ 5,778.10 | S/ 7,713.73 | S/ 779,108.73 |
| 0.10% | S/ 192.77 | S/ 385.59 | S/ 578.46 | S/ 771.37 | S/ 772,166.37 |
Sobre los datos
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Para S/ 771,395 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 771,395 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.