Cálculo de intereses
Ahorrando S/ 749,339
Veamos que pasaría si Usted ahorrara 749,339 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 749,339.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,560.47 | S/ 17,218.74 | S/ 25,975.92 | S/ 34,833.14 | S/ 784,172.14 |
| 8.50% | S/ 15,439.24 | S/ 31,196.59 | S/ 47,278.60 | S/ 63,691.96 | S/ 813,030.96 |
| 8.00% | S/ 14,556.66 | S/ 29,396.09 | S/ 44,523.80 | S/ 59,945.38 | S/ 809,284.38 |
| 7.10% | S/ 12,960.26 | S/ 26,144.67 | S/ 39,557.11 | S/ 53,201.53 | S/ 802,540.53 |
| 7.00% | S/ 12,782.26 | S/ 25,782.55 | S/ 39,004.61 | S/ 52,452.21 | S/ 801,791.21 |
| 6.50% | S/ 11,890.39 | S/ 23,969.45 | S/ 36,240.19 | S/ 48,705.63 | S/ 798,044.63 |
| 6.10% | S/ 11,174.63 | S/ 22,515.90 | S/ 34,026.31 | S/ 45,708.36 | S/ 795,047.36 |
| 6.20% | S/ 11,353.76 | S/ 22,879.55 | S/ 34,579.97 | S/ 46,457.68 | S/ 795,796.68 |
| 5.90% | S/ 10,815.99 | S/ 21,788.10 | S/ 32,918.59 | S/ 44,209.73 | S/ 793,548.73 |
| 5.75% | S/ 10,546.68 | S/ 21,241.80 | S/ 32,087.45 | S/ 43,085.75 | S/ 792,424.75 |
| 5.70% | S/ 10,456.85 | S/ 21,059.61 | S/ 31,810.34 | S/ 42,711.09 | S/ 792,050.09 |
| 5.65% | S/ 10,366.98 | S/ 20,877.38 | S/ 31,533.20 | S/ 42,336.44 | S/ 791,675.44 |
| 5.60% | S/ 10,277.08 | S/ 20,695.11 | S/ 31,256.02 | S/ 41,961.78 | S/ 791,300.78 |
| 5.50% | S/ 10,097.19 | S/ 20,330.44 | S/ 30,701.57 | S/ 41,212.46 | S/ 790,551.46 |
| 5.30% | S/ 9,737.02 | S/ 19,600.57 | S/ 29,592.28 | S/ 39,713.83 | S/ 789,052.83 |
| 5.25% | S/ 9,646.90 | S/ 19,417.99 | S/ 29,314.87 | S/ 39,339.17 | S/ 788,678.17 |
| 5.05% | S/ 9,286.09 | S/ 18,687.25 | S/ 28,204.92 | S/ 37,840.53 | S/ 787,179.53 |
| 5.00% | S/ 9,195.80 | S/ 18,504.46 | S/ 27,927.35 | S/ 37,465.88 | S/ 786,804.88 |
| 4.95% | S/ 9,105.49 | S/ 18,321.62 | S/ 27,649.75 | S/ 37,091.22 | S/ 786,430.22 |
| 4.75% | S/ 8,743.90 | S/ 17,589.84 | S/ 26,539.00 | S/ 35,592.58 | S/ 784,931.58 |
| 4.55% | S/ 8,381.80 | S/ 16,857.36 | S/ 25,427.72 | S/ 34,093.95 | S/ 783,432.95 |
| 4.50% | S/ 8,291.20 | S/ 16,674.13 | S/ 25,149.82 | S/ 33,719.29 | S/ 783,058.29 |
| 4.40% | S/ 8,109.88 | S/ 16,307.54 | S/ 24,593.92 | S/ 32,969.97 | S/ 782,308.97 |
| 4.30% | S/ 7,928.44 | S/ 15,940.77 | S/ 24,037.88 | S/ 32,220.66 | S/ 781,559.66 |
| 4.25% | S/ 7,837.67 | S/ 15,757.32 | S/ 23,759.81 | S/ 31,846.00 | S/ 781,185.00 |
| 4.20% | S/ 7,746.87 | S/ 15,573.83 | S/ 23,481.71 | S/ 31,471.34 | S/ 780,810.34 |
| 4.15% | S/ 7,656.04 | S/ 15,390.29 | S/ 23,203.57 | S/ 31,096.68 | S/ 780,435.68 |
| 4.00% | S/ 7,383.33 | S/ 14,839.42 | S/ 22,368.97 | S/ 29,972.70 | S/ 779,311.70 |
| 3.90% | S/ 7,201.37 | S/ 14,471.95 | S/ 21,812.39 | S/ 29,223.39 | S/ 778,562.39 |
| 3.75% | S/ 6,928.18 | S/ 13,920.41 | S/ 20,977.29 | S/ 28,099.41 | S/ 777,438.41 |
| 3.50% | S/ 6,472.19 | S/ 13,000.29 | S/ 19,584.77 | S/ 26,226.12 | S/ 775,565.12 |
| 3.00% | S/ 5,557.74 | S/ 11,156.71 | S/ 16,797.20 | S/ 22,479.53 | S/ 771,818.53 |
| 2.75% | S/ 5,099.27 | S/ 10,233.24 | S/ 15,402.15 | S/ 20,606.24 | S/ 769,945.24 |
| 2.50% | S/ 4,639.96 | S/ 9,308.65 | S/ 14,006.25 | S/ 18,732.94 | S/ 768,071.94 |
| 2.00% | S/ 3,718.81 | S/ 7,456.08 | S/ 11,211.90 | S/ 14,986.36 | S/ 764,325.36 |
| 1.35% | S/ 2,516.25 | S/ 5,040.94 | S/ 7,574.11 | S/ 10,115.79 | S/ 759,454.79 |
| 1.00% | S/ 1,866.31 | S/ 3,737.27 | S/ 5,612.89 | S/ 7,493.18 | S/ 756,832.18 |
| 0.10% | S/ 187.26 | S/ 374.57 | S/ 561.92 | S/ 749.32 | S/ 750,088.32 |
Sobre los datos
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Para S/ 749,339 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 749,339 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.