Cálculo de intereses
Ahorrando S/ 745,852
Veamos que pasaría si Usted ahorrara 745,852 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 745,852.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,520.64 | S/ 17,138.61 | S/ 25,855.04 | S/ 34,671.05 | S/ 780,523.05 |
| 8.50% | S/ 15,367.40 | S/ 31,051.42 | S/ 47,058.59 | S/ 63,395.57 | S/ 809,247.57 |
| 8.00% | S/ 14,488.92 | S/ 29,259.30 | S/ 44,316.61 | S/ 59,666.42 | S/ 805,518.42 |
| 7.10% | S/ 12,899.95 | S/ 26,023.00 | S/ 39,373.03 | S/ 52,953.96 | S/ 798,805.96 |
| 7.00% | S/ 12,722.78 | S/ 25,662.58 | S/ 38,823.11 | S/ 52,208.13 | S/ 798,060.13 |
| 6.50% | S/ 11,835.06 | S/ 23,857.91 | S/ 36,071.54 | S/ 48,478.98 | S/ 794,330.98 |
| 6.10% | S/ 11,122.63 | S/ 22,411.13 | S/ 33,867.97 | S/ 45,495.66 | S/ 791,347.66 |
| 6.20% | S/ 11,300.93 | S/ 22,773.08 | S/ 34,419.06 | S/ 46,241.49 | S/ 792,093.49 |
| 5.90% | S/ 10,765.66 | S/ 21,686.71 | S/ 32,765.40 | S/ 44,004.00 | S/ 789,856.00 |
| 5.75% | S/ 10,497.60 | S/ 21,142.95 | S/ 31,938.14 | S/ 42,885.26 | S/ 788,737.26 |
| 5.70% | S/ 10,408.19 | S/ 20,961.61 | S/ 31,662.31 | S/ 42,512.34 | S/ 788,364.34 |
| 5.65% | S/ 10,318.74 | S/ 20,780.23 | S/ 31,386.46 | S/ 42,139.43 | S/ 787,991.43 |
| 5.60% | S/ 10,229.26 | S/ 20,598.81 | S/ 31,110.58 | S/ 41,766.51 | S/ 787,618.51 |
| 5.50% | S/ 10,050.20 | S/ 20,235.83 | S/ 30,558.71 | S/ 41,020.68 | S/ 786,872.68 |
| 5.30% | S/ 9,691.71 | S/ 19,509.36 | S/ 29,454.57 | S/ 39,529.02 | S/ 785,381.02 |
| 5.25% | S/ 9,602.01 | S/ 19,327.63 | S/ 29,178.46 | S/ 39,156.11 | S/ 785,008.11 |
| 5.05% | S/ 9,242.88 | S/ 18,600.29 | S/ 28,073.67 | S/ 37,664.45 | S/ 783,516.45 |
| 5.00% | S/ 9,153.01 | S/ 18,418.35 | S/ 27,797.39 | S/ 37,291.53 | S/ 783,143.53 |
| 4.95% | S/ 9,063.12 | S/ 18,236.36 | S/ 27,521.08 | S/ 36,918.62 | S/ 782,770.62 |
| 4.75% | S/ 8,703.22 | S/ 17,507.99 | S/ 26,415.50 | S/ 35,426.95 | S/ 781,278.95 |
| 4.55% | S/ 8,342.80 | S/ 16,778.92 | S/ 25,309.40 | S/ 33,935.29 | S/ 779,787.29 |
| 4.50% | S/ 8,252.61 | S/ 16,596.54 | S/ 25,032.79 | S/ 33,562.38 | S/ 779,414.38 |
| 4.40% | S/ 8,072.15 | S/ 16,231.65 | S/ 24,479.47 | S/ 32,816.55 | S/ 778,668.55 |
| 4.30% | S/ 7,891.55 | S/ 15,866.59 | S/ 23,926.02 | S/ 32,070.72 | S/ 777,922.72 |
| 4.25% | S/ 7,801.20 | S/ 15,684.00 | S/ 23,649.24 | S/ 31,697.80 | S/ 777,549.80 |
| 4.20% | S/ 7,710.82 | S/ 15,501.36 | S/ 23,372.44 | S/ 31,324.89 | S/ 777,176.89 |
| 4.15% | S/ 7,620.41 | S/ 15,318.68 | S/ 23,095.60 | S/ 30,951.97 | S/ 776,803.97 |
| 4.00% | S/ 7,348.98 | S/ 14,770.36 | S/ 22,264.87 | S/ 29,833.23 | S/ 775,685.23 |
| 3.90% | S/ 7,167.86 | S/ 14,404.60 | S/ 21,710.89 | S/ 29,087.40 | S/ 774,939.40 |
| 3.75% | S/ 6,895.94 | S/ 13,855.63 | S/ 20,879.67 | S/ 27,968.65 | S/ 773,820.65 |
| 3.50% | S/ 6,442.08 | S/ 12,939.79 | S/ 19,493.63 | S/ 26,104.08 | S/ 771,956.08 |
| 3.00% | S/ 5,531.88 | S/ 11,104.79 | S/ 16,719.04 | S/ 22,374.92 | S/ 768,226.92 |
| 2.75% | S/ 5,075.54 | S/ 10,185.62 | S/ 15,330.48 | S/ 20,510.35 | S/ 766,362.35 |
| 2.50% | S/ 4,618.37 | S/ 9,265.34 | S/ 13,941.08 | S/ 18,645.77 | S/ 764,497.77 |
| 2.00% | S/ 3,701.51 | S/ 7,421.39 | S/ 11,159.73 | S/ 14,916.62 | S/ 760,768.62 |
| 1.35% | S/ 2,504.54 | S/ 5,017.48 | S/ 7,538.87 | S/ 10,068.72 | S/ 755,920.72 |
| 1.00% | S/ 1,857.63 | S/ 3,719.88 | S/ 5,586.77 | S/ 7,458.31 | S/ 753,310.31 |
| 0.10% | S/ 186.39 | S/ 372.82 | S/ 559.30 | S/ 745.83 | S/ 746,597.83 |
Sobre los datos
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Para S/ 745,852 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 745,852 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
