Cálculo de intereses
Ahorrando S/ 737,762
Veamos que pasaría si Usted ahorrara 737,762 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 737,762.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,428.22 | S/ 16,952.72 | S/ 25,574.60 | S/ 34,294.98 | S/ 772,056.98 |
| 8.50% | S/ 15,200.71 | S/ 30,714.61 | S/ 46,548.16 | S/ 62,707.94 | S/ 800,469.94 |
| 8.00% | S/ 14,331.76 | S/ 28,941.93 | S/ 43,835.92 | S/ 59,019.24 | S/ 796,781.24 |
| 7.10% | S/ 12,760.02 | S/ 25,740.74 | S/ 38,945.97 | S/ 52,379.58 | S/ 790,141.58 |
| 7.00% | S/ 12,584.78 | S/ 25,384.22 | S/ 38,402.01 | S/ 51,641.84 | S/ 789,403.84 |
| 6.50% | S/ 11,706.69 | S/ 23,599.13 | S/ 35,680.29 | S/ 47,953.14 | S/ 785,715.14 |
| 6.10% | S/ 11,001.99 | S/ 22,168.04 | S/ 33,500.61 | S/ 45,002.18 | S/ 782,764.18 |
| 6.20% | S/ 11,178.35 | S/ 22,526.07 | S/ 34,045.73 | S/ 45,739.92 | S/ 783,501.92 |
| 5.90% | S/ 10,648.89 | S/ 21,451.49 | S/ 32,410.01 | S/ 43,526.70 | S/ 781,288.70 |
| 5.75% | S/ 10,383.74 | S/ 20,913.62 | S/ 31,591.71 | S/ 42,420.09 | S/ 780,182.09 |
| 5.70% | S/ 10,295.29 | S/ 20,734.25 | S/ 31,318.88 | S/ 42,051.22 | S/ 779,813.22 |
| 5.65% | S/ 10,206.81 | S/ 20,554.84 | S/ 31,046.02 | S/ 41,682.35 | S/ 779,444.35 |
| 5.60% | S/ 10,118.30 | S/ 20,375.38 | S/ 30,773.13 | S/ 41,313.48 | S/ 779,075.48 |
| 5.50% | S/ 9,941.19 | S/ 20,016.34 | S/ 30,227.25 | S/ 40,575.74 | S/ 778,337.74 |
| 5.30% | S/ 9,586.59 | S/ 19,297.74 | S/ 29,135.09 | S/ 39,100.26 | S/ 776,862.26 |
| 5.25% | S/ 9,497.86 | S/ 19,117.99 | S/ 28,861.97 | S/ 38,731.39 | S/ 776,493.39 |
| 5.05% | S/ 9,142.62 | S/ 18,398.54 | S/ 27,769.16 | S/ 37,255.91 | S/ 775,017.91 |
| 5.00% | S/ 9,053.73 | S/ 18,218.57 | S/ 27,495.88 | S/ 36,887.04 | S/ 774,649.04 |
| 4.95% | S/ 8,964.81 | S/ 18,038.56 | S/ 27,222.57 | S/ 36,518.17 | S/ 774,280.17 |
| 4.75% | S/ 8,608.81 | S/ 17,318.08 | S/ 26,128.98 | S/ 35,042.69 | S/ 772,804.69 |
| 4.55% | S/ 8,252.31 | S/ 16,596.92 | S/ 25,034.87 | S/ 33,567.21 | S/ 771,329.21 |
| 4.50% | S/ 8,163.10 | S/ 16,416.52 | S/ 24,761.26 | S/ 33,198.34 | S/ 770,960.34 |
| 4.40% | S/ 7,984.59 | S/ 16,055.59 | S/ 24,213.95 | S/ 32,460.60 | S/ 770,222.60 |
| 4.30% | S/ 7,805.95 | S/ 15,694.49 | S/ 23,666.50 | S/ 31,722.86 | S/ 769,484.86 |
| 4.25% | S/ 7,716.58 | S/ 15,513.88 | S/ 23,392.73 | S/ 31,353.99 | S/ 769,115.99 |
| 4.20% | S/ 7,627.18 | S/ 15,333.22 | S/ 23,118.92 | S/ 30,985.12 | S/ 768,747.12 |
| 4.15% | S/ 7,537.75 | S/ 15,152.52 | S/ 22,845.09 | S/ 30,616.25 | S/ 768,378.25 |
| 4.00% | S/ 7,269.26 | S/ 14,610.15 | S/ 22,023.37 | S/ 29,509.64 | S/ 767,271.64 |
| 3.90% | S/ 7,090.11 | S/ 14,248.36 | S/ 21,475.40 | S/ 28,771.90 | S/ 766,533.90 |
| 3.75% | S/ 6,821.14 | S/ 13,705.34 | S/ 20,653.19 | S/ 27,665.29 | S/ 765,427.29 |
| 3.50% | S/ 6,372.20 | S/ 12,799.44 | S/ 19,282.19 | S/ 25,820.93 | S/ 763,582.93 |
| 3.00% | S/ 5,471.88 | S/ 10,984.34 | S/ 16,537.69 | S/ 22,132.23 | S/ 759,894.23 |
| 2.75% | S/ 5,020.49 | S/ 10,075.14 | S/ 15,164.20 | S/ 20,287.88 | S/ 758,049.88 |
| 2.50% | S/ 4,568.28 | S/ 9,164.84 | S/ 13,789.86 | S/ 18,443.53 | S/ 756,205.53 |
| 2.00% | S/ 3,661.36 | S/ 7,340.89 | S/ 11,038.68 | S/ 14,754.82 | S/ 752,516.82 |
| 1.35% | S/ 2,477.37 | S/ 4,963.06 | S/ 7,457.10 | S/ 9,959.51 | S/ 747,721.51 |
| 1.00% | S/ 1,837.48 | S/ 3,679.53 | S/ 5,526.17 | S/ 7,377.41 | S/ 745,139.41 |
| 0.10% | S/ 184.37 | S/ 368.78 | S/ 553.24 | S/ 737.74 | S/ 738,499.74 |
Sobre los datos
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Para S/ 737,762 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 737,762 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.