Cálculo de intereses
Ahorrando S/ 727,810
Veamos que pasaría si Usted ahorrara 727,810 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 727,810.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,314.52 | S/ 16,724.03 | S/ 25,229.61 | S/ 33,832.36 | S/ 761,642.36 |
| 8.50% | S/ 14,995.66 | S/ 30,300.29 | S/ 45,920.25 | S/ 61,862.05 | S/ 789,672.05 |
| 8.00% | S/ 14,138.44 | S/ 28,551.52 | S/ 43,244.60 | S/ 58,223.11 | S/ 786,033.11 |
| 7.10% | S/ 12,587.90 | S/ 25,393.51 | S/ 38,420.61 | S/ 51,673.01 | S/ 779,483.01 |
| 7.00% | S/ 12,415.01 | S/ 25,041.80 | S/ 37,883.98 | S/ 50,945.22 | S/ 778,755.22 |
| 6.50% | S/ 11,548.77 | S/ 23,280.79 | S/ 35,198.98 | S/ 47,306.28 | S/ 775,116.28 |
| 6.10% | S/ 10,853.58 | S/ 21,869.01 | S/ 33,048.71 | S/ 44,395.13 | S/ 772,205.13 |
| 6.20% | S/ 11,027.56 | S/ 22,222.20 | S/ 33,586.47 | S/ 45,122.92 | S/ 772,932.92 |
| 5.90% | S/ 10,505.24 | S/ 21,162.12 | S/ 31,972.81 | S/ 42,939.55 | S/ 770,749.55 |
| 5.75% | S/ 10,243.67 | S/ 20,631.51 | S/ 31,165.56 | S/ 41,847.87 | S/ 769,657.87 |
| 5.70% | S/ 10,156.41 | S/ 20,454.56 | S/ 30,896.41 | S/ 41,483.98 | S/ 769,293.98 |
| 5.65% | S/ 10,069.13 | S/ 20,277.56 | S/ 30,627.23 | S/ 41,120.08 | S/ 768,930.08 |
| 5.60% | S/ 9,981.81 | S/ 20,100.53 | S/ 30,358.02 | S/ 40,756.19 | S/ 768,566.19 |
| 5.50% | S/ 9,807.09 | S/ 19,746.33 | S/ 29,819.50 | S/ 40,028.40 | S/ 767,838.40 |
| 5.30% | S/ 9,457.27 | S/ 19,037.43 | S/ 28,742.07 | S/ 38,572.82 | S/ 766,382.82 |
| 5.25% | S/ 9,369.74 | S/ 18,860.10 | S/ 28,472.64 | S/ 38,208.93 | S/ 766,018.93 |
| 5.05% | S/ 9,019.29 | S/ 18,150.36 | S/ 27,394.57 | S/ 36,753.35 | S/ 764,563.35 |
| 5.00% | S/ 8,931.60 | S/ 17,972.81 | S/ 27,124.98 | S/ 36,389.46 | S/ 764,199.46 |
| 4.95% | S/ 8,843.88 | S/ 17,795.23 | S/ 26,855.35 | S/ 36,025.56 | S/ 763,835.56 |
| 4.75% | S/ 8,492.69 | S/ 17,084.47 | S/ 25,776.52 | S/ 34,569.98 | S/ 762,379.98 |
| 4.55% | S/ 8,140.99 | S/ 16,373.04 | S/ 24,697.17 | S/ 33,114.41 | S/ 760,924.41 |
| 4.50% | S/ 8,052.98 | S/ 16,195.07 | S/ 24,427.25 | S/ 32,750.51 | S/ 760,560.51 |
| 4.40% | S/ 7,876.88 | S/ 15,839.01 | S/ 23,887.32 | S/ 32,022.72 | S/ 759,832.72 |
| 4.30% | S/ 7,700.65 | S/ 15,482.78 | S/ 23,347.25 | S/ 31,294.94 | S/ 759,104.94 |
| 4.25% | S/ 7,612.49 | S/ 15,304.61 | S/ 23,077.17 | S/ 30,931.04 | S/ 758,741.04 |
| 4.20% | S/ 7,524.30 | S/ 15,126.38 | S/ 22,807.06 | S/ 30,567.15 | S/ 758,377.15 |
| 4.15% | S/ 7,436.07 | S/ 14,948.12 | S/ 22,536.92 | S/ 30,203.25 | S/ 758,013.25 |
| 4.00% | S/ 7,171.21 | S/ 14,413.07 | S/ 21,726.29 | S/ 29,111.57 | S/ 756,921.57 |
| 3.90% | S/ 6,994.47 | S/ 14,056.16 | S/ 21,185.71 | S/ 28,383.78 | S/ 756,193.78 |
| 3.75% | S/ 6,729.12 | S/ 13,520.46 | S/ 20,374.59 | S/ 27,292.10 | S/ 755,102.10 |
| 3.50% | S/ 6,286.24 | S/ 12,626.78 | S/ 19,022.08 | S/ 25,472.62 | S/ 753,282.62 |
| 3.00% | S/ 5,398.07 | S/ 10,836.17 | S/ 16,314.61 | S/ 21,833.68 | S/ 749,643.68 |
| 2.75% | S/ 4,952.77 | S/ 9,939.24 | S/ 14,959.64 | S/ 20,014.21 | S/ 747,824.21 |
| 2.50% | S/ 4,506.65 | S/ 9,041.21 | S/ 13,603.85 | S/ 18,194.73 | S/ 746,004.73 |
| 2.00% | S/ 3,611.97 | S/ 7,241.87 | S/ 10,889.77 | S/ 14,555.79 | S/ 742,365.79 |
| 1.35% | S/ 2,443.95 | S/ 4,896.11 | S/ 7,356.50 | S/ 9,825.16 | S/ 737,635.16 |
| 1.00% | S/ 1,812.69 | S/ 3,629.90 | S/ 5,451.63 | S/ 7,277.90 | S/ 735,087.90 |
| 0.10% | S/ 181.88 | S/ 363.80 | S/ 545.77 | S/ 727.79 | S/ 728,537.79 |
Sobre los datos
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Para S/ 727,810 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 727,810 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
