Cálculo de intereses
Ahorrando S/ 706,103
Veamos que pasaría si Usted ahorrara 706,103 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 706,103.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 8,066.54 | S/ 16,225.24 | S/ 24,477.14 | S/ 32,823.31 | S/ 738,926.31 |
| 8.50% | S/ 14,548.41 | S/ 29,396.58 | S/ 44,550.68 | S/ 60,017.00 | S/ 766,120.00 |
| 8.00% | S/ 13,716.76 | S/ 27,699.97 | S/ 41,954.83 | S/ 56,486.60 | S/ 762,589.60 |
| 7.10% | S/ 12,212.46 | S/ 24,636.15 | S/ 37,274.71 | S/ 50,131.86 | S/ 756,234.86 |
| 7.00% | S/ 12,044.74 | S/ 24,294.93 | S/ 36,754.09 | S/ 49,425.78 | S/ 755,528.78 |
| 6.50% | S/ 11,204.33 | S/ 22,586.44 | S/ 34,149.17 | S/ 45,895.37 | S/ 751,998.37 |
| 6.10% | S/ 10,529.87 | S/ 21,216.76 | S/ 32,063.03 | S/ 43,071.04 | S/ 749,174.04 |
| 6.20% | S/ 10,698.66 | S/ 21,559.42 | S/ 32,584.75 | S/ 43,777.12 | S/ 749,880.12 |
| 5.90% | S/ 10,191.92 | S/ 20,530.95 | S/ 31,019.22 | S/ 41,658.88 | S/ 747,761.88 |
| 5.75% | S/ 9,938.15 | S/ 20,016.17 | S/ 30,236.04 | S/ 40,599.75 | S/ 746,702.75 |
| 5.70% | S/ 9,853.50 | S/ 19,844.50 | S/ 29,974.92 | S/ 40,246.71 | S/ 746,349.71 |
| 5.65% | S/ 9,768.82 | S/ 19,672.78 | S/ 29,713.77 | S/ 39,893.67 | S/ 745,996.67 |
| 5.60% | S/ 9,684.11 | S/ 19,501.03 | S/ 29,452.59 | S/ 39,540.63 | S/ 745,643.63 |
| 5.50% | S/ 9,514.59 | S/ 19,157.39 | S/ 28,930.13 | S/ 38,834.55 | S/ 744,937.55 |
| 5.30% | S/ 9,175.21 | S/ 18,469.64 | S/ 27,884.84 | S/ 37,422.38 | S/ 743,525.38 |
| 5.25% | S/ 9,090.28 | S/ 18,297.59 | S/ 27,623.44 | S/ 37,069.34 | S/ 743,172.34 |
| 5.05% | S/ 8,750.29 | S/ 17,609.02 | S/ 26,577.53 | S/ 35,657.18 | S/ 741,760.18 |
| 5.00% | S/ 8,665.22 | S/ 17,436.77 | S/ 26,315.97 | S/ 35,304.14 | S/ 741,407.14 |
| 4.95% | S/ 8,580.11 | S/ 17,264.49 | S/ 26,054.39 | S/ 34,951.10 | S/ 741,054.10 |
| 4.75% | S/ 8,239.39 | S/ 16,574.93 | S/ 25,007.73 | S/ 33,538.93 | S/ 739,641.93 |
| 4.55% | S/ 7,898.18 | S/ 15,884.71 | S/ 23,960.57 | S/ 32,126.77 | S/ 738,229.77 |
| 4.50% | S/ 7,812.80 | S/ 15,712.05 | S/ 23,698.70 | S/ 31,773.73 | S/ 737,876.73 |
| 4.40% | S/ 7,641.95 | S/ 15,366.61 | S/ 23,174.87 | S/ 31,067.64 | S/ 737,170.64 |
| 4.30% | S/ 7,470.98 | S/ 15,021.01 | S/ 22,650.92 | S/ 30,361.56 | S/ 736,464.56 |
| 4.25% | S/ 7,385.45 | S/ 14,848.14 | S/ 22,388.90 | S/ 30,008.52 | S/ 736,111.52 |
| 4.20% | S/ 7,299.89 | S/ 14,675.24 | S/ 22,126.84 | S/ 29,655.48 | S/ 735,758.48 |
| 4.15% | S/ 7,214.29 | S/ 14,502.29 | S/ 21,864.75 | S/ 29,302.44 | S/ 735,405.44 |
| 4.00% | S/ 6,957.32 | S/ 13,983.20 | S/ 21,078.30 | S/ 28,243.31 | S/ 734,346.31 |
| 3.90% | S/ 6,785.86 | S/ 13,636.93 | S/ 20,553.84 | S/ 27,537.23 | S/ 733,640.23 |
| 3.75% | S/ 6,528.43 | S/ 13,117.21 | S/ 19,766.92 | S/ 26,478.11 | S/ 732,581.11 |
| 3.50% | S/ 6,098.76 | S/ 12,250.19 | S/ 18,454.75 | S/ 24,712.90 | S/ 730,815.90 |
| 3.00% | S/ 5,237.07 | S/ 10,512.98 | S/ 15,828.02 | S/ 21,182.49 | S/ 727,285.49 |
| 2.75% | S/ 4,805.05 | S/ 9,642.80 | S/ 14,513.47 | S/ 19,417.28 | S/ 725,520.28 |
| 2.50% | S/ 4,372.24 | S/ 8,771.56 | S/ 13,198.11 | S/ 17,652.07 | S/ 723,755.07 |
| 2.00% | S/ 3,504.24 | S/ 7,025.88 | S/ 10,564.99 | S/ 14,121.66 | S/ 720,224.66 |
| 1.35% | S/ 2,371.06 | S/ 4,750.08 | S/ 7,137.09 | S/ 9,532.12 | S/ 715,635.12 |
| 1.00% | S/ 1,758.63 | S/ 3,521.63 | S/ 5,289.03 | S/ 7,060.83 | S/ 713,163.83 |
| 0.10% | S/ 176.45 | S/ 352.95 | S/ 529.50 | S/ 706.08 | S/ 706,809.08 |
Sobre los datos
-
Para S/ 706,103 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 706,103 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
