Cálculo de intereses
Ahorrando S/ 677,831
Veamos que pasaría si Usted ahorrara 677,831 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 677,831.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,743.56 | S/ 15,575.59 | S/ 23,497.09 | S/ 31,509.08 | S/ 709,340.08 |
| 8.50% | S/ 13,965.90 | S/ 28,219.56 | S/ 42,766.89 | S/ 57,613.96 | S/ 735,444.96 |
| 8.00% | S/ 13,167.54 | S/ 26,590.88 | S/ 40,274.98 | S/ 54,224.90 | S/ 732,055.90 |
| 7.10% | S/ 11,723.48 | S/ 23,649.73 | S/ 35,782.25 | S/ 48,124.61 | S/ 725,955.61 |
| 7.00% | S/ 11,562.47 | S/ 23,322.17 | S/ 35,282.48 | S/ 47,446.80 | S/ 725,277.80 |
| 6.50% | S/ 10,755.71 | S/ 21,682.09 | S/ 32,781.85 | S/ 44,057.74 | S/ 721,888.74 |
| 6.10% | S/ 10,108.26 | S/ 20,367.25 | S/ 30,779.24 | S/ 41,346.50 | S/ 719,177.50 |
| 6.20% | S/ 10,270.29 | S/ 20,696.20 | S/ 31,280.07 | S/ 42,024.31 | S/ 719,855.31 |
| 5.90% | S/ 9,783.84 | S/ 19,708.91 | S/ 29,777.23 | S/ 39,990.88 | S/ 717,821.88 |
| 5.75% | S/ 9,540.23 | S/ 19,214.74 | S/ 29,025.41 | S/ 38,974.16 | S/ 716,805.16 |
| 5.70% | S/ 9,458.97 | S/ 19,049.94 | S/ 28,774.74 | S/ 38,635.25 | S/ 716,466.25 |
| 5.65% | S/ 9,377.68 | S/ 18,885.10 | S/ 28,524.05 | S/ 38,296.35 | S/ 716,127.35 |
| 5.60% | S/ 9,296.36 | S/ 18,720.22 | S/ 28,273.32 | S/ 37,957.44 | S/ 715,788.44 |
| 5.50% | S/ 9,133.63 | S/ 18,390.34 | S/ 27,771.78 | S/ 37,279.63 | S/ 715,110.63 |
| 5.30% | S/ 8,807.84 | S/ 17,730.12 | S/ 26,768.34 | S/ 35,924.01 | S/ 713,755.01 |
| 5.25% | S/ 8,726.31 | S/ 17,564.97 | S/ 26,517.41 | S/ 35,585.11 | S/ 713,416.11 |
| 5.05% | S/ 8,399.93 | S/ 16,903.96 | S/ 25,513.38 | S/ 34,229.48 | S/ 712,060.48 |
| 5.00% | S/ 8,318.27 | S/ 16,738.61 | S/ 25,262.30 | S/ 33,890.58 | S/ 711,721.58 |
| 4.95% | S/ 8,236.57 | S/ 16,573.23 | S/ 25,011.18 | S/ 33,551.67 | S/ 711,382.67 |
| 4.75% | S/ 7,909.49 | S/ 15,911.28 | S/ 24,006.43 | S/ 32,196.05 | S/ 710,027.05 |
| 4.55% | S/ 7,581.94 | S/ 15,248.69 | S/ 23,001.20 | S/ 30,840.43 | S/ 708,671.43 |
| 4.50% | S/ 7,499.98 | S/ 15,082.95 | S/ 22,749.82 | S/ 30,501.52 | S/ 708,332.52 |
| 4.40% | S/ 7,335.97 | S/ 14,751.34 | S/ 22,246.96 | S/ 29,823.71 | S/ 707,654.71 |
| 4.30% | S/ 7,171.85 | S/ 14,419.58 | S/ 21,743.99 | S/ 29,145.90 | S/ 706,976.90 |
| 4.25% | S/ 7,089.74 | S/ 14,253.63 | S/ 21,492.46 | S/ 28,806.99 | S/ 706,637.99 |
| 4.20% | S/ 7,007.60 | S/ 14,087.65 | S/ 21,240.89 | S/ 28,468.09 | S/ 706,299.09 |
| 4.15% | S/ 6,925.43 | S/ 13,921.63 | S/ 20,989.30 | S/ 28,129.18 | S/ 705,960.18 |
| 4.00% | S/ 6,678.76 | S/ 13,423.32 | S/ 20,234.34 | S/ 27,112.47 | S/ 704,943.47 |
| 3.90% | S/ 6,514.16 | S/ 13,090.92 | S/ 19,730.88 | S/ 26,434.65 | S/ 704,265.65 |
| 3.75% | S/ 6,267.03 | S/ 12,592.01 | S/ 18,975.46 | S/ 25,417.94 | S/ 703,248.94 |
| 3.50% | S/ 5,854.56 | S/ 11,759.70 | S/ 17,715.83 | S/ 23,723.41 | S/ 701,554.41 |
| 3.00% | S/ 5,027.38 | S/ 10,092.05 | S/ 15,194.28 | S/ 20,334.35 | S/ 698,165.35 |
| 2.75% | S/ 4,612.66 | S/ 9,256.71 | S/ 13,932.36 | S/ 18,639.82 | S/ 696,470.82 |
| 2.50% | S/ 4,197.18 | S/ 8,420.35 | S/ 12,669.66 | S/ 16,945.29 | S/ 694,776.29 |
| 2.00% | S/ 3,363.93 | S/ 6,744.56 | S/ 10,141.97 | S/ 13,556.24 | S/ 691,387.24 |
| 1.35% | S/ 2,276.12 | S/ 4,559.89 | S/ 6,851.33 | S/ 9,150.46 | S/ 686,981.46 |
| 1.00% | S/ 1,688.21 | S/ 3,380.63 | S/ 5,077.26 | S/ 6,778.12 | S/ 684,609.12 |
| 0.10% | S/ 169.39 | S/ 338.82 | S/ 508.30 | S/ 677.81 | S/ 678,508.81 |
Sobre los datos
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Para S/ 677,831 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 677,831 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.