Cálculo de intereses
Ahorrando S/ 676,678
Veamos que pasaría si Usted ahorrara 676,678 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 676,678.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,730.39 | S/ 15,549.09 | S/ 23,457.12 | S/ 31,455.48 | S/ 708,133.48 |
| 8.50% | S/ 13,942.15 | S/ 28,171.56 | S/ 42,694.14 | S/ 57,515.95 | S/ 734,193.95 |
| 8.00% | S/ 13,145.15 | S/ 26,545.65 | S/ 40,206.47 | S/ 54,132.67 | S/ 730,810.67 |
| 7.10% | S/ 11,703.54 | S/ 23,609.50 | S/ 35,721.38 | S/ 48,042.75 | S/ 724,720.75 |
| 7.00% | S/ 11,542.80 | S/ 23,282.50 | S/ 35,222.46 | S/ 47,366.09 | S/ 724,044.09 |
| 6.50% | S/ 10,737.42 | S/ 21,645.21 | S/ 32,726.09 | S/ 43,982.80 | S/ 720,660.80 |
| 6.10% | S/ 10,091.06 | S/ 20,332.61 | S/ 30,726.89 | S/ 41,276.17 | S/ 717,954.17 |
| 6.20% | S/ 10,252.82 | S/ 20,660.99 | S/ 31,226.86 | S/ 41,952.83 | S/ 718,630.83 |
| 5.90% | S/ 9,767.20 | S/ 19,675.38 | S/ 29,726.58 | S/ 39,922.85 | S/ 716,600.85 |
| 5.75% | S/ 9,524.00 | S/ 19,182.05 | S/ 28,976.03 | S/ 38,907.86 | S/ 715,585.86 |
| 5.70% | S/ 9,442.88 | S/ 19,017.53 | S/ 28,725.80 | S/ 38,569.54 | S/ 715,247.54 |
| 5.65% | S/ 9,361.73 | S/ 18,852.97 | S/ 28,475.53 | S/ 38,231.21 | S/ 714,909.21 |
| 5.60% | S/ 9,280.55 | S/ 18,688.37 | S/ 28,225.23 | S/ 37,892.88 | S/ 714,570.88 |
| 5.50% | S/ 9,118.10 | S/ 18,359.06 | S/ 27,724.54 | S/ 37,216.22 | S/ 713,894.22 |
| 5.30% | S/ 8,792.85 | S/ 17,699.96 | S/ 26,722.81 | S/ 35,862.90 | S/ 712,540.90 |
| 5.25% | S/ 8,711.47 | S/ 17,535.09 | S/ 26,472.30 | S/ 35,524.57 | S/ 712,202.57 |
| 5.05% | S/ 8,385.65 | S/ 16,875.21 | S/ 25,469.98 | S/ 34,171.26 | S/ 710,849.26 |
| 5.00% | S/ 8,304.12 | S/ 16,710.14 | S/ 25,219.32 | S/ 33,832.93 | S/ 710,510.93 |
| 4.95% | S/ 8,222.56 | S/ 16,545.03 | S/ 24,968.64 | S/ 33,494.60 | S/ 710,172.60 |
| 4.75% | S/ 7,896.04 | S/ 15,884.21 | S/ 23,965.60 | S/ 32,141.28 | S/ 708,819.28 |
| 4.55% | S/ 7,569.05 | S/ 15,222.76 | S/ 22,962.08 | S/ 30,787.97 | S/ 707,465.97 |
| 4.50% | S/ 7,487.22 | S/ 15,057.29 | S/ 22,711.12 | S/ 30,449.64 | S/ 707,127.64 |
| 4.40% | S/ 7,323.49 | S/ 14,726.25 | S/ 22,209.12 | S/ 29,772.98 | S/ 706,450.98 |
| 4.30% | S/ 7,159.65 | S/ 14,395.05 | S/ 21,707.00 | S/ 29,096.32 | S/ 705,774.32 |
| 4.25% | S/ 7,077.68 | S/ 14,229.39 | S/ 21,455.90 | S/ 28,757.99 | S/ 705,435.99 |
| 4.20% | S/ 6,995.68 | S/ 14,063.69 | S/ 21,204.76 | S/ 28,419.66 | S/ 705,097.66 |
| 4.15% | S/ 6,913.65 | S/ 13,897.95 | S/ 20,953.60 | S/ 28,081.33 | S/ 704,759.33 |
| 4.00% | S/ 6,667.40 | S/ 13,400.49 | S/ 20,199.92 | S/ 27,066.35 | S/ 703,744.35 |
| 3.90% | S/ 6,503.08 | S/ 13,068.65 | S/ 19,697.32 | S/ 26,389.69 | S/ 703,067.69 |
| 3.75% | S/ 6,256.37 | S/ 12,570.59 | S/ 18,943.19 | S/ 25,374.70 | S/ 702,052.70 |
| 3.50% | S/ 5,844.61 | S/ 11,739.69 | S/ 17,685.70 | S/ 23,683.06 | S/ 700,361.06 |
| 3.00% | S/ 5,018.83 | S/ 10,074.88 | S/ 15,168.43 | S/ 20,299.76 | S/ 696,977.76 |
| 2.75% | S/ 4,604.81 | S/ 9,240.96 | S/ 13,908.66 | S/ 18,608.12 | S/ 695,286.12 |
| 2.50% | S/ 4,190.04 | S/ 8,406.02 | S/ 12,648.11 | S/ 16,916.47 | S/ 693,594.47 |
| 2.00% | S/ 3,358.21 | S/ 6,733.09 | S/ 10,124.72 | S/ 13,533.18 | S/ 690,211.18 |
| 1.35% | S/ 2,272.25 | S/ 4,552.14 | S/ 6,839.68 | S/ 9,134.90 | S/ 685,812.90 |
| 1.00% | S/ 1,685.34 | S/ 3,374.88 | S/ 5,068.62 | S/ 6,766.59 | S/ 683,444.59 |
| 0.10% | S/ 169.10 | S/ 338.24 | S/ 507.43 | S/ 676.66 | S/ 677,354.66 |
Sobre los datos
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Para S/ 676,678 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 676,678 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.