Cálculo de intereses
Ahorrando S/ 670,541
Veamos que pasaría si Usted ahorrara 670,541 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 670,541.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,660.28 | S/ 15,408.07 | S/ 23,244.38 | S/ 31,170.20 | S/ 701,711.20 |
| 8.50% | S/ 13,815.70 | S/ 27,916.06 | S/ 42,306.94 | S/ 56,994.32 | S/ 727,535.32 |
| 8.00% | S/ 13,025.93 | S/ 26,304.90 | S/ 39,841.82 | S/ 53,641.72 | S/ 724,182.72 |
| 7.10% | S/ 11,597.40 | S/ 23,395.38 | S/ 35,397.41 | S/ 47,607.03 | S/ 718,148.03 |
| 7.00% | S/ 11,438.12 | S/ 23,071.35 | S/ 34,903.02 | S/ 46,936.51 | S/ 717,477.51 |
| 6.50% | S/ 10,640.04 | S/ 21,448.90 | S/ 32,429.29 | S/ 43,583.91 | S/ 714,124.91 |
| 6.10% | S/ 9,999.54 | S/ 20,148.21 | S/ 30,448.21 | S/ 40,901.82 | S/ 711,442.82 |
| 6.20% | S/ 10,159.84 | S/ 20,473.61 | S/ 30,943.66 | S/ 41,572.34 | S/ 712,113.34 |
| 5.90% | S/ 9,678.62 | S/ 19,496.94 | S/ 29,456.98 | S/ 39,560.78 | S/ 710,101.78 |
| 5.75% | S/ 9,437.63 | S/ 19,008.08 | S/ 28,713.24 | S/ 38,555.00 | S/ 709,096.00 |
| 5.70% | S/ 9,357.24 | S/ 18,845.06 | S/ 28,465.27 | S/ 38,219.74 | S/ 708,760.74 |
| 5.65% | S/ 9,276.82 | S/ 18,681.99 | S/ 28,217.27 | S/ 37,884.48 | S/ 708,425.48 |
| 5.60% | S/ 9,196.38 | S/ 18,518.88 | S/ 27,969.24 | S/ 37,549.22 | S/ 708,090.22 |
| 5.50% | S/ 9,035.40 | S/ 18,192.55 | S/ 27,473.10 | S/ 36,878.69 | S/ 707,419.69 |
| 5.30% | S/ 8,713.11 | S/ 17,539.44 | S/ 26,480.45 | S/ 35,537.65 | S/ 706,078.65 |
| 5.25% | S/ 8,632.46 | S/ 17,376.06 | S/ 26,232.22 | S/ 35,202.39 | S/ 705,743.39 |
| 5.05% | S/ 8,309.59 | S/ 16,722.16 | S/ 25,238.98 | S/ 33,861.35 | S/ 704,402.35 |
| 5.00% | S/ 8,228.80 | S/ 16,558.59 | S/ 24,990.60 | S/ 33,526.09 | S/ 704,067.09 |
| 4.95% | S/ 8,147.99 | S/ 16,394.98 | S/ 24,742.19 | S/ 33,190.83 | S/ 703,731.83 |
| 4.75% | S/ 7,824.42 | S/ 15,740.15 | S/ 23,748.25 | S/ 31,849.78 | S/ 702,390.78 |
| 4.55% | S/ 7,500.40 | S/ 15,084.70 | S/ 22,753.83 | S/ 30,508.74 | S/ 701,049.74 |
| 4.50% | S/ 7,419.32 | S/ 14,920.73 | S/ 22,505.15 | S/ 30,173.48 | S/ 700,714.48 |
| 4.40% | S/ 7,257.08 | S/ 14,592.69 | S/ 22,007.70 | S/ 29,502.96 | S/ 700,043.96 |
| 4.30% | S/ 7,094.71 | S/ 14,264.49 | S/ 21,510.13 | S/ 28,832.44 | S/ 699,373.44 |
| 4.25% | S/ 7,013.49 | S/ 14,100.34 | S/ 21,261.31 | S/ 28,497.18 | S/ 699,038.18 |
| 4.20% | S/ 6,932.24 | S/ 13,936.14 | S/ 21,012.45 | S/ 28,161.92 | S/ 698,702.92 |
| 4.15% | S/ 6,850.95 | S/ 13,771.90 | S/ 20,763.56 | S/ 27,826.66 | S/ 698,367.66 |
| 4.00% | S/ 6,606.93 | S/ 13,278.95 | S/ 20,016.72 | S/ 26,820.87 | S/ 697,361.87 |
| 3.90% | S/ 6,444.10 | S/ 12,950.12 | S/ 19,518.68 | S/ 26,150.35 | S/ 696,691.35 |
| 3.75% | S/ 6,199.63 | S/ 12,456.58 | S/ 18,771.38 | S/ 25,144.57 | S/ 695,685.57 |
| 3.50% | S/ 5,791.60 | S/ 11,633.22 | S/ 17,525.30 | S/ 23,468.27 | S/ 694,009.27 |
| 3.00% | S/ 4,973.31 | S/ 9,983.51 | S/ 15,030.87 | S/ 20,115.66 | S/ 690,656.66 |
| 2.75% | S/ 4,563.05 | S/ 9,157.15 | S/ 13,782.51 | S/ 18,439.35 | S/ 688,980.35 |
| 2.50% | S/ 4,152.04 | S/ 8,329.79 | S/ 12,533.40 | S/ 16,763.05 | S/ 687,304.05 |
| 2.00% | S/ 3,327.76 | S/ 6,672.03 | S/ 10,032.89 | S/ 13,410.44 | S/ 683,951.44 |
| 1.35% | S/ 2,251.65 | S/ 4,510.85 | S/ 6,777.64 | S/ 9,052.05 | S/ 679,593.05 |
| 1.00% | S/ 1,670.06 | S/ 3,344.27 | S/ 5,022.66 | S/ 6,705.22 | S/ 677,246.22 |
| 0.10% | S/ 167.57 | S/ 335.18 | S/ 502.83 | S/ 670.52 | S/ 671,211.52 |
Sobre los datos
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Para S/ 670,541 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 670,541 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.