Cálculo de intereses
Ahorrando S/ 629,518
Veamos que pasaría si Usted ahorrara 629,518 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 629,518.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,191.63 | S/ 14,465.42 | S/ 21,822.31 | S/ 29,263.24 | S/ 658,781.24 |
| 8.50% | S/ 12,970.47 | S/ 26,208.18 | S/ 39,718.64 | S/ 53,507.47 | S/ 683,025.47 |
| 8.00% | S/ 12,229.02 | S/ 24,695.59 | S/ 37,404.34 | S/ 50,359.97 | S/ 679,877.97 |
| 7.10% | S/ 10,887.88 | S/ 21,964.07 | S/ 33,231.84 | S/ 44,694.48 | S/ 674,212.48 |
| 7.00% | S/ 10,738.35 | S/ 21,659.87 | S/ 32,767.69 | S/ 44,064.98 | S/ 673,582.98 |
| 6.50% | S/ 9,989.09 | S/ 20,136.68 | S/ 30,445.30 | S/ 40,917.49 | S/ 670,435.49 |
| 6.10% | S/ 9,387.78 | S/ 18,915.56 | S/ 28,585.42 | S/ 38,399.49 | S/ 667,917.49 |
| 6.20% | S/ 9,538.27 | S/ 19,221.06 | S/ 29,050.56 | S/ 39,028.99 | S/ 668,546.99 |
| 5.90% | S/ 9,086.49 | S/ 18,304.14 | S/ 27,654.83 | S/ 37,140.49 | S/ 666,658.49 |
| 5.75% | S/ 8,860.24 | S/ 17,845.19 | S/ 26,956.60 | S/ 36,196.24 | S/ 665,714.24 |
| 5.70% | S/ 8,784.77 | S/ 17,692.13 | S/ 26,723.80 | S/ 35,881.49 | S/ 665,399.49 |
| 5.65% | S/ 8,709.28 | S/ 17,539.04 | S/ 26,490.97 | S/ 35,566.74 | S/ 665,084.74 |
| 5.60% | S/ 8,633.75 | S/ 17,385.92 | S/ 26,258.11 | S/ 35,251.99 | S/ 664,769.99 |
| 5.50% | S/ 8,482.63 | S/ 17,079.55 | S/ 25,792.32 | S/ 34,622.49 | S/ 664,140.49 |
| 5.30% | S/ 8,180.05 | S/ 16,466.39 | S/ 24,860.41 | S/ 33,363.50 | S/ 662,881.50 |
| 5.25% | S/ 8,104.34 | S/ 16,313.01 | S/ 24,627.36 | S/ 33,048.75 | S/ 662,566.75 |
| 5.05% | S/ 7,801.22 | S/ 15,699.12 | S/ 23,694.89 | S/ 31,789.75 | S/ 661,307.75 |
| 5.00% | S/ 7,725.37 | S/ 15,545.55 | S/ 23,461.70 | S/ 31,475.00 | S/ 660,993.00 |
| 4.95% | S/ 7,649.50 | S/ 15,391.95 | S/ 23,228.49 | S/ 31,160.25 | S/ 660,678.25 |
| 4.75% | S/ 7,345.73 | S/ 14,777.19 | S/ 22,295.35 | S/ 29,901.25 | S/ 659,419.25 |
| 4.55% | S/ 7,041.53 | S/ 14,161.83 | S/ 21,361.77 | S/ 28,642.25 | S/ 658,160.25 |
| 4.50% | S/ 6,965.41 | S/ 14,007.90 | S/ 21,128.31 | S/ 28,327.50 | S/ 657,845.50 |
| 4.40% | S/ 6,813.10 | S/ 13,699.93 | S/ 20,661.29 | S/ 27,698.00 | S/ 657,216.00 |
| 4.30% | S/ 6,660.67 | S/ 13,391.81 | S/ 20,194.17 | S/ 27,068.50 | S/ 656,586.50 |
| 4.25% | S/ 6,584.41 | S/ 13,237.69 | S/ 19,960.56 | S/ 26,753.75 | S/ 656,271.75 |
| 4.20% | S/ 6,508.13 | S/ 13,083.54 | S/ 19,726.93 | S/ 26,439.00 | S/ 655,957.00 |
| 4.15% | S/ 6,431.82 | S/ 12,929.35 | S/ 19,493.27 | S/ 26,124.25 | S/ 655,642.25 |
| 4.00% | S/ 6,202.72 | S/ 12,466.56 | S/ 18,792.12 | S/ 25,180.00 | S/ 654,698.00 |
| 3.90% | S/ 6,049.85 | S/ 12,157.85 | S/ 18,324.54 | S/ 24,550.50 | S/ 654,068.50 |
| 3.75% | S/ 5,820.34 | S/ 11,694.50 | S/ 17,622.97 | S/ 23,606.25 | S/ 653,124.25 |
| 3.50% | S/ 5,437.27 | S/ 10,921.51 | S/ 16,453.12 | S/ 22,032.50 | S/ 651,550.50 |
| 3.00% | S/ 4,669.05 | S/ 9,372.73 | S/ 14,111.29 | S/ 18,885.00 | S/ 648,403.00 |
| 2.75% | S/ 4,283.89 | S/ 8,596.93 | S/ 12,939.31 | S/ 17,311.25 | S/ 646,829.25 |
| 2.50% | S/ 3,898.02 | S/ 7,820.18 | S/ 11,766.62 | S/ 15,737.50 | S/ 645,255.50 |
| 2.00% | S/ 3,124.17 | S/ 6,263.84 | S/ 9,419.09 | S/ 12,590.00 | S/ 642,108.00 |
| 1.35% | S/ 2,113.89 | S/ 4,234.88 | S/ 6,362.99 | S/ 8,498.25 | S/ 638,016.25 |
| 1.00% | S/ 1,567.88 | S/ 3,139.67 | S/ 4,715.38 | S/ 6,295.00 | S/ 635,813.00 |
| 0.10% | S/ 157.32 | S/ 314.67 | S/ 472.07 | S/ 629.50 | S/ 630,147.50 |
Sobre los datos
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Para S/ 629,518 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 629,518 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.