Cálculo de intereses
Ahorrando S/ 624,644
Veamos que pasaría si Usted ahorrara 624,644 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 624,644.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,135.95 | S/ 14,353.43 | S/ 21,653.35 | S/ 29,036.67 | S/ 653,680.67 |
| 8.50% | S/ 12,870.05 | S/ 26,005.27 | S/ 39,411.12 | S/ 53,093.19 | S/ 677,737.19 |
| 8.00% | S/ 12,134.33 | S/ 24,504.39 | S/ 37,114.74 | S/ 49,970.07 | S/ 674,614.07 |
| 7.10% | S/ 10,803.58 | S/ 21,794.02 | S/ 32,974.54 | S/ 44,348.44 | S/ 668,992.44 |
| 7.00% | S/ 10,655.20 | S/ 21,492.17 | S/ 32,513.98 | S/ 43,723.81 | S/ 668,367.81 |
| 6.50% | S/ 9,911.75 | S/ 19,980.78 | S/ 30,209.58 | S/ 40,600.69 | S/ 665,244.69 |
| 6.10% | S/ 9,315.10 | S/ 18,769.11 | S/ 28,364.10 | S/ 38,102.19 | S/ 662,746.19 |
| 6.20% | S/ 9,464.42 | S/ 19,072.24 | S/ 28,825.63 | S/ 38,726.81 | S/ 663,370.81 |
| 5.90% | S/ 9,016.14 | S/ 18,162.42 | S/ 27,440.71 | S/ 36,852.93 | S/ 661,496.93 |
| 5.75% | S/ 8,791.64 | S/ 17,707.02 | S/ 26,747.89 | S/ 35,916.00 | S/ 660,560.00 |
| 5.70% | S/ 8,716.76 | S/ 17,555.15 | S/ 26,516.89 | S/ 35,603.68 | S/ 660,247.68 |
| 5.65% | S/ 8,641.85 | S/ 17,403.25 | S/ 26,285.86 | S/ 35,291.37 | S/ 659,935.37 |
| 5.60% | S/ 8,566.91 | S/ 17,251.31 | S/ 26,054.81 | S/ 34,979.06 | S/ 659,623.06 |
| 5.50% | S/ 8,416.95 | S/ 16,947.32 | S/ 25,592.63 | S/ 34,354.43 | S/ 658,998.43 |
| 5.30% | S/ 8,116.72 | S/ 16,338.90 | S/ 24,667.93 | S/ 33,105.18 | S/ 657,749.18 |
| 5.25% | S/ 8,041.59 | S/ 16,186.71 | S/ 24,436.68 | S/ 32,792.87 | S/ 657,436.87 |
| 5.05% | S/ 7,740.82 | S/ 15,577.57 | S/ 23,511.43 | S/ 31,543.62 | S/ 656,187.62 |
| 5.00% | S/ 7,665.56 | S/ 15,425.19 | S/ 23,280.05 | S/ 31,231.30 | S/ 655,875.30 |
| 4.95% | S/ 7,590.28 | S/ 15,272.78 | S/ 23,048.64 | S/ 30,918.99 | S/ 655,562.99 |
| 4.75% | S/ 7,288.86 | S/ 14,662.77 | S/ 22,122.73 | S/ 29,669.74 | S/ 654,313.74 |
| 4.55% | S/ 6,987.01 | S/ 14,052.18 | S/ 21,196.38 | S/ 28,420.49 | S/ 653,064.49 |
| 4.50% | S/ 6,911.49 | S/ 13,899.44 | S/ 20,964.72 | S/ 28,108.18 | S/ 652,752.18 |
| 4.40% | S/ 6,760.35 | S/ 13,593.86 | S/ 20,501.32 | S/ 27,483.55 | S/ 652,127.55 |
| 4.30% | S/ 6,609.10 | S/ 13,288.12 | S/ 20,037.82 | S/ 26,858.92 | S/ 651,502.92 |
| 4.25% | S/ 6,533.43 | S/ 13,135.20 | S/ 19,806.02 | S/ 26,546.61 | S/ 651,190.61 |
| 4.20% | S/ 6,457.74 | S/ 12,982.24 | S/ 19,574.20 | S/ 26,234.30 | S/ 650,878.30 |
| 4.15% | S/ 6,382.02 | S/ 12,829.25 | S/ 19,342.34 | S/ 25,921.99 | S/ 650,565.99 |
| 4.00% | S/ 6,154.70 | S/ 12,370.04 | S/ 18,646.62 | S/ 24,985.05 | S/ 649,629.05 |
| 3.90% | S/ 6,003.01 | S/ 12,063.72 | S/ 18,182.67 | S/ 24,360.42 | S/ 649,004.42 |
| 3.75% | S/ 5,775.28 | S/ 11,603.96 | S/ 17,486.53 | S/ 23,423.48 | S/ 648,067.48 |
| 3.50% | S/ 5,395.18 | S/ 10,836.95 | S/ 16,325.73 | S/ 21,861.92 | S/ 646,505.92 |
| 3.00% | S/ 4,632.90 | S/ 9,300.16 | S/ 14,002.04 | S/ 18,738.79 | S/ 643,382.79 |
| 2.75% | S/ 4,250.72 | S/ 8,530.36 | S/ 12,839.13 | S/ 17,177.22 | S/ 641,821.22 |
| 2.50% | S/ 3,867.84 | S/ 7,759.63 | S/ 11,675.52 | S/ 15,615.66 | S/ 640,259.66 |
| 2.00% | S/ 3,099.98 | S/ 6,215.34 | S/ 9,346.17 | S/ 12,492.53 | S/ 637,136.53 |
| 1.35% | S/ 2,097.53 | S/ 4,202.09 | S/ 6,313.73 | S/ 8,432.46 | S/ 633,076.46 |
| 1.00% | S/ 1,555.74 | S/ 3,115.36 | S/ 4,678.87 | S/ 6,246.26 | S/ 630,890.26 |
| 0.10% | S/ 156.10 | S/ 312.24 | S/ 468.41 | S/ 624.63 | S/ 625,268.63 |
Sobre los datos
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Para S/ 624,644 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 624,644 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.