Cálculo de intereses
Ahorrando S/ 621,242
Veamos que pasaría si Usted ahorrara 621,242 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 621,242.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,097.09 | S/ 14,275.25 | S/ 21,535.42 | S/ 28,878.53 | S/ 650,120.53 |
| 8.50% | S/ 12,799.95 | S/ 25,863.64 | S/ 39,196.48 | S/ 52,804.03 | S/ 674,046.03 |
| 8.00% | S/ 12,068.25 | S/ 24,370.93 | S/ 36,912.60 | S/ 49,697.91 | S/ 670,939.91 |
| 7.10% | S/ 10,744.74 | S/ 21,675.32 | S/ 32,794.95 | S/ 44,106.90 | S/ 665,348.90 |
| 7.00% | S/ 10,597.17 | S/ 21,375.11 | S/ 32,336.90 | S/ 43,485.68 | S/ 664,727.68 |
| 6.50% | S/ 9,857.77 | S/ 19,871.95 | S/ 30,045.05 | S/ 40,379.56 | S/ 661,621.56 |
| 6.10% | S/ 9,264.36 | S/ 18,666.89 | S/ 28,209.62 | S/ 37,894.67 | S/ 659,136.67 |
| 6.20% | S/ 9,412.87 | S/ 18,968.37 | S/ 28,668.64 | S/ 38,515.89 | S/ 659,757.89 |
| 5.90% | S/ 8,967.03 | S/ 18,063.50 | S/ 27,291.26 | S/ 36,652.22 | S/ 657,894.22 |
| 5.75% | S/ 8,743.76 | S/ 17,610.59 | S/ 26,602.21 | S/ 35,720.39 | S/ 656,962.39 |
| 5.70% | S/ 8,669.28 | S/ 17,459.54 | S/ 26,372.47 | S/ 35,409.77 | S/ 656,651.77 |
| 5.65% | S/ 8,594.78 | S/ 17,308.47 | S/ 26,142.70 | S/ 35,099.16 | S/ 656,341.16 |
| 5.60% | S/ 8,520.25 | S/ 17,157.35 | S/ 25,912.91 | S/ 34,788.55 | S/ 656,030.55 |
| 5.50% | S/ 8,371.11 | S/ 16,855.02 | S/ 25,453.24 | S/ 34,167.33 | S/ 655,409.33 |
| 5.30% | S/ 8,072.51 | S/ 16,249.91 | S/ 24,533.58 | S/ 32,924.88 | S/ 654,166.88 |
| 5.25% | S/ 7,997.79 | S/ 16,098.55 | S/ 24,303.59 | S/ 32,614.27 | S/ 653,856.27 |
| 5.05% | S/ 7,698.66 | S/ 15,492.73 | S/ 23,383.38 | S/ 31,371.82 | S/ 652,613.82 |
| 5.00% | S/ 7,623.81 | S/ 15,341.18 | S/ 23,153.26 | S/ 31,061.21 | S/ 652,303.21 |
| 4.95% | S/ 7,548.94 | S/ 15,189.60 | S/ 22,923.11 | S/ 30,750.60 | S/ 651,992.60 |
| 4.75% | S/ 7,249.16 | S/ 14,582.92 | S/ 22,002.25 | S/ 29,508.15 | S/ 650,750.15 |
| 4.55% | S/ 6,948.96 | S/ 13,975.65 | S/ 21,080.94 | S/ 28,265.70 | S/ 649,507.70 |
| 4.50% | S/ 6,873.84 | S/ 13,823.74 | S/ 20,850.54 | S/ 27,955.09 | S/ 649,197.09 |
| 4.40% | S/ 6,723.53 | S/ 13,519.82 | S/ 20,389.67 | S/ 27,333.87 | S/ 648,575.87 |
| 4.30% | S/ 6,573.10 | S/ 13,215.75 | S/ 19,928.68 | S/ 26,712.64 | S/ 647,954.64 |
| 4.25% | S/ 6,497.85 | S/ 13,063.66 | S/ 19,698.15 | S/ 26,402.03 | S/ 647,644.03 |
| 4.20% | S/ 6,422.57 | S/ 12,911.54 | S/ 19,467.59 | S/ 26,091.42 | S/ 647,333.42 |
| 4.15% | S/ 6,347.26 | S/ 12,759.37 | S/ 19,237.00 | S/ 25,780.81 | S/ 647,022.81 |
| 4.00% | S/ 6,121.18 | S/ 12,302.67 | S/ 18,545.07 | S/ 24,848.97 | S/ 646,090.97 |
| 3.90% | S/ 5,970.32 | S/ 11,998.01 | S/ 18,083.64 | S/ 24,227.75 | S/ 645,469.75 |
| 3.75% | S/ 5,743.83 | S/ 11,540.76 | S/ 17,391.29 | S/ 23,295.91 | S/ 644,537.91 |
| 3.50% | S/ 5,365.79 | S/ 10,777.93 | S/ 16,236.82 | S/ 21,742.85 | S/ 642,984.85 |
| 3.00% | S/ 4,607.67 | S/ 9,249.51 | S/ 13,925.78 | S/ 18,636.73 | S/ 639,878.73 |
| 2.75% | S/ 4,227.57 | S/ 8,483.91 | S/ 12,769.21 | S/ 17,083.67 | S/ 638,325.67 |
| 2.50% | S/ 3,846.78 | S/ 7,717.37 | S/ 11,611.93 | S/ 15,530.61 | S/ 636,772.61 |
| 2.00% | S/ 3,083.09 | S/ 6,181.49 | S/ 9,295.26 | S/ 12,424.49 | S/ 633,666.49 |
| 1.35% | S/ 2,086.10 | S/ 4,179.21 | S/ 6,279.34 | S/ 8,386.53 | S/ 629,628.53 |
| 1.00% | S/ 1,547.27 | S/ 3,098.40 | S/ 4,653.38 | S/ 6,212.25 | S/ 627,454.25 |
| 0.10% | S/ 155.25 | S/ 310.53 | S/ 465.86 | S/ 621.22 | S/ 621,863.22 |
Sobre los datos
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Para S/ 621,242 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 621,242 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.