Cálculo de intereses
Ahorrando S/ 616,846
Veamos que pasaría si Usted ahorrara 616,846 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 616,846.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,046.87 | S/ 14,174.24 | S/ 21,383.03 | S/ 28,674.18 | S/ 645,520.18 |
| 8.50% | S/ 12,709.38 | S/ 25,680.62 | S/ 38,919.12 | S/ 52,430.38 | S/ 669,276.38 |
| 8.00% | S/ 11,982.85 | S/ 24,198.48 | S/ 36,651.41 | S/ 49,346.24 | S/ 666,192.24 |
| 7.10% | S/ 10,668.71 | S/ 21,521.94 | S/ 32,562.89 | S/ 43,794.80 | S/ 660,640.80 |
| 7.00% | S/ 10,522.19 | S/ 21,223.86 | S/ 32,108.08 | S/ 43,177.97 | S/ 660,023.97 |
| 6.50% | S/ 9,788.01 | S/ 19,731.34 | S/ 29,832.44 | S/ 40,093.83 | S/ 656,939.83 |
| 6.10% | S/ 9,198.81 | S/ 18,534.80 | S/ 28,010.01 | S/ 37,626.52 | S/ 654,472.52 |
| 6.20% | S/ 9,346.27 | S/ 18,834.14 | S/ 28,465.78 | S/ 38,243.35 | S/ 655,089.35 |
| 5.90% | S/ 8,903.58 | S/ 17,935.68 | S/ 27,098.15 | S/ 36,392.87 | S/ 653,238.87 |
| 5.75% | S/ 8,681.89 | S/ 17,485.97 | S/ 26,413.97 | S/ 35,467.62 | S/ 652,313.62 |
| 5.70% | S/ 8,607.94 | S/ 17,336.00 | S/ 26,185.85 | S/ 35,159.21 | S/ 652,005.21 |
| 5.65% | S/ 8,533.96 | S/ 17,185.99 | S/ 25,957.71 | S/ 34,850.80 | S/ 651,696.80 |
| 5.60% | S/ 8,459.96 | S/ 17,035.94 | S/ 25,729.55 | S/ 34,542.38 | S/ 651,388.38 |
| 5.50% | S/ 8,311.87 | S/ 16,735.75 | S/ 25,273.13 | S/ 33,925.55 | S/ 650,771.55 |
| 5.30% | S/ 8,015.39 | S/ 16,134.93 | S/ 24,359.97 | S/ 32,691.90 | S/ 649,537.90 |
| 5.25% | S/ 7,941.20 | S/ 15,984.63 | S/ 24,131.62 | S/ 32,383.48 | S/ 649,229.48 |
| 5.05% | S/ 7,644.19 | S/ 15,383.10 | S/ 23,217.92 | S/ 31,149.83 | S/ 647,995.83 |
| 5.00% | S/ 7,569.87 | S/ 15,232.63 | S/ 22,989.43 | S/ 30,841.42 | S/ 647,687.42 |
| 4.95% | S/ 7,495.52 | S/ 15,082.12 | S/ 22,760.91 | S/ 30,533.00 | S/ 647,379.00 |
| 4.75% | S/ 7,197.87 | S/ 14,479.73 | S/ 21,846.55 | S/ 29,299.35 | S/ 646,145.35 |
| 4.55% | S/ 6,899.79 | S/ 13,876.76 | S/ 20,931.77 | S/ 28,065.69 | S/ 644,911.69 |
| 4.50% | S/ 6,825.20 | S/ 13,725.92 | S/ 20,703.00 | S/ 27,757.28 | S/ 644,603.28 |
| 4.40% | S/ 6,675.95 | S/ 13,424.15 | S/ 20,245.39 | S/ 27,140.45 | S/ 643,986.45 |
| 4.30% | S/ 6,526.59 | S/ 13,122.23 | S/ 19,787.66 | S/ 26,523.62 | S/ 643,369.62 |
| 4.25% | S/ 6,451.87 | S/ 12,971.22 | S/ 19,558.76 | S/ 26,215.21 | S/ 643,061.21 |
| 4.20% | S/ 6,377.12 | S/ 12,820.17 | S/ 19,329.83 | S/ 25,906.79 | S/ 642,752.79 |
| 4.15% | S/ 6,302.35 | S/ 12,669.09 | S/ 19,100.88 | S/ 25,598.38 | S/ 642,444.38 |
| 4.00% | S/ 6,077.86 | S/ 12,215.61 | S/ 18,413.84 | S/ 24,673.14 | S/ 641,519.14 |
| 3.90% | S/ 5,928.07 | S/ 11,913.12 | S/ 17,955.68 | S/ 24,056.31 | S/ 640,902.31 |
| 3.75% | S/ 5,703.18 | S/ 11,459.10 | S/ 17,268.23 | S/ 23,131.07 | S/ 639,977.07 |
| 3.50% | S/ 5,327.82 | S/ 10,701.67 | S/ 16,121.92 | S/ 21,589.00 | S/ 638,435.00 |
| 3.00% | S/ 4,575.06 | S/ 9,184.06 | S/ 13,827.24 | S/ 18,504.85 | S/ 635,350.85 |
| 2.75% | S/ 4,197.65 | S/ 8,423.87 | S/ 12,678.85 | S/ 16,962.78 | S/ 633,808.78 |
| 2.50% | S/ 3,819.56 | S/ 7,662.76 | S/ 11,529.76 | S/ 15,420.71 | S/ 632,266.71 |
| 2.00% | S/ 3,061.28 | S/ 6,137.75 | S/ 9,229.49 | S/ 12,336.57 | S/ 629,182.57 |
| 1.35% | S/ 2,071.34 | S/ 4,149.64 | S/ 6,234.91 | S/ 8,327.19 | S/ 625,173.19 |
| 1.00% | S/ 1,536.32 | S/ 3,076.47 | S/ 4,620.46 | S/ 6,168.29 | S/ 623,014.29 |
| 0.10% | S/ 154.15 | S/ 308.34 | S/ 462.56 | S/ 616.83 | S/ 617,462.83 |
Sobre los datos
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Para S/ 616,846 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 616,846 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.