Cálculo de intereses
Ahorrando S/ 605,266
Veamos que pasaría si Usted ahorrara 605,266 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 605,266.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,914.58 | S/ 13,908.15 | S/ 20,981.61 | S/ 28,135.88 | S/ 633,401.88 |
| 8.50% | S/ 12,470.79 | S/ 25,198.52 | S/ 38,188.49 | S/ 51,446.11 | S/ 656,712.11 |
| 8.00% | S/ 11,757.90 | S/ 23,744.20 | S/ 35,963.35 | S/ 48,419.87 | S/ 653,685.87 |
| 7.10% | S/ 10,468.43 | S/ 21,117.92 | S/ 31,951.59 | S/ 42,972.64 | S/ 648,238.64 |
| 7.00% | S/ 10,324.65 | S/ 20,825.43 | S/ 31,505.32 | S/ 42,367.39 | S/ 647,633.39 |
| 6.50% | S/ 9,604.26 | S/ 19,360.92 | S/ 29,272.40 | S/ 39,341.15 | S/ 644,607.15 |
| 6.10% | S/ 9,026.12 | S/ 18,186.84 | S/ 27,484.18 | S/ 36,920.16 | S/ 642,186.16 |
| 6.20% | S/ 9,170.81 | S/ 18,480.57 | S/ 27,931.39 | S/ 37,525.41 | S/ 642,791.41 |
| 5.90% | S/ 8,736.44 | S/ 17,598.97 | S/ 26,589.44 | S/ 35,709.67 | S/ 640,975.67 |
| 5.75% | S/ 8,518.90 | S/ 17,157.71 | S/ 25,918.10 | S/ 34,801.79 | S/ 640,067.79 |
| 5.70% | S/ 8,446.34 | S/ 17,010.55 | S/ 25,694.27 | S/ 34,499.17 | S/ 639,765.17 |
| 5.65% | S/ 8,373.75 | S/ 16,863.36 | S/ 25,470.41 | S/ 34,196.54 | S/ 639,462.54 |
| 5.60% | S/ 8,301.14 | S/ 16,716.13 | S/ 25,246.53 | S/ 33,893.92 | S/ 639,159.92 |
| 5.50% | S/ 8,155.84 | S/ 16,421.57 | S/ 24,798.68 | S/ 33,288.67 | S/ 638,554.67 |
| 5.30% | S/ 7,864.92 | S/ 15,832.03 | S/ 23,902.67 | S/ 32,078.18 | S/ 637,344.18 |
| 5.25% | S/ 7,792.12 | S/ 15,684.56 | S/ 23,678.60 | S/ 31,775.55 | S/ 637,041.55 |
| 5.05% | S/ 7,500.68 | S/ 15,094.31 | S/ 22,782.05 | S/ 30,565.06 | S/ 635,831.06 |
| 5.00% | S/ 7,427.76 | S/ 14,946.67 | S/ 22,557.85 | S/ 30,262.43 | S/ 635,528.43 |
| 4.95% | S/ 7,354.81 | S/ 14,798.98 | S/ 22,333.62 | S/ 29,959.81 | S/ 635,225.81 |
| 4.75% | S/ 7,062.74 | S/ 14,207.90 | S/ 21,436.43 | S/ 28,749.31 | S/ 634,015.31 |
| 4.55% | S/ 6,770.26 | S/ 13,616.25 | S/ 20,538.82 | S/ 27,538.81 | S/ 632,804.81 |
| 4.50% | S/ 6,697.07 | S/ 13,468.25 | S/ 20,314.34 | S/ 27,236.19 | S/ 632,502.19 |
| 4.40% | S/ 6,550.62 | S/ 13,172.14 | S/ 19,865.32 | S/ 26,630.94 | S/ 631,896.94 |
| 4.30% | S/ 6,404.07 | S/ 12,875.89 | S/ 19,416.19 | S/ 26,025.69 | S/ 631,291.69 |
| 4.25% | S/ 6,330.75 | S/ 12,727.71 | S/ 19,191.59 | S/ 25,723.07 | S/ 630,989.07 |
| 4.20% | S/ 6,257.40 | S/ 12,579.50 | S/ 18,966.96 | S/ 25,420.45 | S/ 630,686.45 |
| 4.15% | S/ 6,184.03 | S/ 12,431.25 | S/ 18,742.30 | S/ 25,117.82 | S/ 630,383.82 |
| 4.00% | S/ 5,963.76 | S/ 11,986.29 | S/ 18,068.16 | S/ 24,209.95 | S/ 629,475.95 |
| 3.90% | S/ 5,816.79 | S/ 11,689.47 | S/ 17,618.60 | S/ 23,604.70 | S/ 628,870.70 |
| 3.75% | S/ 5,596.12 | S/ 11,243.97 | S/ 16,944.05 | S/ 22,696.83 | S/ 627,962.83 |
| 3.50% | S/ 5,227.81 | S/ 10,500.76 | S/ 15,819.27 | S/ 21,183.71 | S/ 626,449.71 |
| 3.00% | S/ 4,489.18 | S/ 9,011.65 | S/ 13,567.66 | S/ 18,157.46 | S/ 623,423.46 |
| 2.75% | S/ 4,118.85 | S/ 8,265.73 | S/ 12,440.83 | S/ 16,644.34 | S/ 621,910.34 |
| 2.50% | S/ 3,747.85 | S/ 7,518.91 | S/ 11,313.32 | S/ 15,131.22 | S/ 620,397.22 |
| 2.00% | S/ 3,003.81 | S/ 6,022.53 | S/ 9,056.22 | S/ 12,104.98 | S/ 617,370.98 |
| 1.35% | S/ 2,032.45 | S/ 4,071.73 | S/ 6,117.86 | S/ 8,170.86 | S/ 613,436.86 |
| 1.00% | S/ 1,507.48 | S/ 3,018.72 | S/ 4,533.72 | S/ 6,052.49 | S/ 611,318.49 |
| 0.10% | S/ 151.26 | S/ 302.55 | S/ 453.88 | S/ 605.25 | S/ 605,871.25 |
Sobre los datos
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Para S/ 605,266 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 605,266 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.