Cálculo de intereses
Ahorrando S/ 595,388
Veamos que pasaría si Usted ahorrara 595,388 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 595,388.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,801.73 | S/ 13,681.16 | S/ 20,639.19 | S/ 27,676.70 | S/ 623,064.70 |
| 8.50% | S/ 12,267.26 | S/ 24,787.28 | S/ 37,565.25 | S/ 50,606.50 | S/ 645,994.50 |
| 8.00% | S/ 11,566.01 | S/ 23,356.69 | S/ 35,376.43 | S/ 47,629.65 | S/ 643,017.65 |
| 7.10% | S/ 10,297.58 | S/ 20,773.27 | S/ 31,430.14 | S/ 42,271.32 | S/ 637,659.32 |
| 7.00% | S/ 10,156.15 | S/ 20,485.55 | S/ 30,991.15 | S/ 41,675.95 | S/ 637,063.95 |
| 6.50% | S/ 9,447.52 | S/ 19,044.95 | S/ 28,794.67 | S/ 38,699.10 | S/ 634,087.10 |
| 6.10% | S/ 8,878.81 | S/ 17,890.03 | S/ 27,035.63 | S/ 36,317.62 | S/ 631,705.62 |
| 6.20% | S/ 9,021.14 | S/ 18,178.97 | S/ 27,475.55 | S/ 36,912.99 | S/ 632,300.99 |
| 5.90% | S/ 8,593.86 | S/ 17,311.76 | S/ 26,155.49 | S/ 35,126.88 | S/ 630,514.88 |
| 5.75% | S/ 8,379.87 | S/ 16,877.69 | S/ 25,495.12 | S/ 34,233.82 | S/ 629,621.82 |
| 5.70% | S/ 8,308.50 | S/ 16,732.94 | S/ 25,274.94 | S/ 33,936.14 | S/ 629,324.14 |
| 5.65% | S/ 8,237.09 | S/ 16,588.15 | S/ 25,054.73 | S/ 33,638.45 | S/ 629,026.45 |
| 5.60% | S/ 8,165.66 | S/ 16,443.32 | S/ 24,834.50 | S/ 33,340.77 | S/ 628,728.77 |
| 5.50% | S/ 8,022.73 | S/ 16,153.57 | S/ 24,393.96 | S/ 32,745.40 | S/ 628,133.40 |
| 5.30% | S/ 7,736.56 | S/ 15,573.65 | S/ 23,512.57 | S/ 31,554.66 | S/ 626,942.66 |
| 5.25% | S/ 7,664.95 | S/ 15,428.58 | S/ 23,292.16 | S/ 31,256.97 | S/ 626,644.97 |
| 5.05% | S/ 7,378.27 | S/ 14,847.97 | S/ 22,410.25 | S/ 30,066.23 | S/ 625,454.23 |
| 5.00% | S/ 7,306.54 | S/ 14,702.74 | S/ 22,189.70 | S/ 29,768.55 | S/ 625,156.55 |
| 4.95% | S/ 7,234.78 | S/ 14,557.46 | S/ 21,969.13 | S/ 29,470.86 | S/ 624,858.86 |
| 4.75% | S/ 6,947.48 | S/ 13,976.02 | S/ 21,086.59 | S/ 28,280.12 | S/ 623,668.12 |
| 4.55% | S/ 6,659.77 | S/ 13,394.03 | S/ 20,203.62 | S/ 27,089.38 | S/ 622,477.38 |
| 4.50% | S/ 6,587.78 | S/ 13,248.45 | S/ 19,982.81 | S/ 26,791.69 | S/ 622,179.69 |
| 4.40% | S/ 6,443.72 | S/ 12,957.17 | S/ 19,541.12 | S/ 26,196.32 | S/ 621,584.32 |
| 4.30% | S/ 6,299.55 | S/ 12,665.76 | S/ 19,099.32 | S/ 25,600.95 | S/ 620,988.95 |
| 4.25% | S/ 6,227.43 | S/ 12,520.00 | S/ 18,878.38 | S/ 25,303.27 | S/ 620,691.27 |
| 4.20% | S/ 6,155.28 | S/ 12,374.20 | S/ 18,657.41 | S/ 25,005.58 | S/ 620,393.58 |
| 4.15% | S/ 6,083.11 | S/ 12,228.37 | S/ 18,436.42 | S/ 24,707.90 | S/ 620,095.90 |
| 4.00% | S/ 5,866.43 | S/ 11,790.67 | S/ 17,773.28 | S/ 23,814.84 | S/ 619,202.84 |
| 3.90% | S/ 5,721.85 | S/ 11,498.70 | S/ 17,331.06 | S/ 23,219.47 | S/ 618,607.47 |
| 3.75% | S/ 5,504.79 | S/ 11,060.47 | S/ 16,667.52 | S/ 22,326.41 | S/ 617,714.41 |
| 3.50% | S/ 5,142.49 | S/ 10,329.39 | S/ 15,561.10 | S/ 20,837.99 | S/ 616,225.99 |
| 3.00% | S/ 4,415.91 | S/ 8,864.58 | S/ 13,346.23 | S/ 17,861.13 | S/ 613,249.13 |
| 2.75% | S/ 4,051.63 | S/ 8,130.83 | S/ 12,237.80 | S/ 16,372.71 | S/ 611,760.71 |
| 2.50% | S/ 3,686.69 | S/ 7,396.20 | S/ 11,128.68 | S/ 14,884.28 | S/ 610,272.28 |
| 2.00% | S/ 2,954.79 | S/ 5,924.24 | S/ 8,908.43 | S/ 11,907.42 | S/ 607,295.42 |
| 1.35% | S/ 1,999.29 | S/ 4,005.28 | S/ 6,018.02 | S/ 8,037.51 | S/ 603,425.51 |
| 1.00% | S/ 1,482.88 | S/ 2,969.45 | S/ 4,459.73 | S/ 5,953.71 | S/ 601,341.71 |
| 0.10% | S/ 148.79 | S/ 297.61 | S/ 446.47 | S/ 595.37 | S/ 595,983.37 |
Sobre los datos
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Para S/ 595,388 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 595,388 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
