Cálculo de intereses
Ahorrando S/ 595,141
Veamos que pasaría si Usted ahorrara 595,141 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 595,141.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,798.91 | S/ 13,675.49 | S/ 20,630.63 | S/ 27,665.22 | S/ 622,806.22 |
| 8.50% | S/ 12,262.17 | S/ 24,777.00 | S/ 37,549.67 | S/ 50,585.51 | S/ 645,726.51 |
| 8.00% | S/ 11,561.21 | S/ 23,347.00 | S/ 35,361.75 | S/ 47,609.89 | S/ 642,750.89 |
| 7.10% | S/ 10,293.31 | S/ 20,764.65 | S/ 31,417.10 | S/ 42,253.79 | S/ 637,394.79 |
| 7.00% | S/ 10,151.94 | S/ 20,477.05 | S/ 30,978.29 | S/ 41,658.66 | S/ 636,799.66 |
| 6.50% | S/ 9,443.60 | S/ 19,037.05 | S/ 28,782.73 | S/ 38,683.05 | S/ 633,824.05 |
| 6.10% | S/ 8,875.13 | S/ 17,882.61 | S/ 27,024.42 | S/ 36,302.55 | S/ 631,443.55 |
| 6.20% | S/ 9,017.40 | S/ 18,171.42 | S/ 27,464.15 | S/ 36,897.68 | S/ 632,038.68 |
| 5.90% | S/ 8,590.29 | S/ 17,304.58 | S/ 26,144.64 | S/ 35,112.31 | S/ 630,253.31 |
| 5.75% | S/ 8,376.40 | S/ 16,870.69 | S/ 25,484.54 | S/ 34,219.62 | S/ 629,360.62 |
| 5.70% | S/ 8,305.05 | S/ 16,725.99 | S/ 25,264.45 | S/ 33,922.06 | S/ 629,063.06 |
| 5.65% | S/ 8,233.68 | S/ 16,581.26 | S/ 25,044.34 | S/ 33,624.50 | S/ 628,765.50 |
| 5.60% | S/ 8,162.28 | S/ 16,436.50 | S/ 24,824.20 | S/ 33,326.94 | S/ 628,467.94 |
| 5.50% | S/ 8,019.40 | S/ 16,146.87 | S/ 24,383.84 | S/ 32,731.81 | S/ 627,872.81 |
| 5.30% | S/ 7,733.35 | S/ 15,567.19 | S/ 23,502.82 | S/ 31,541.57 | S/ 626,682.57 |
| 5.25% | S/ 7,661.77 | S/ 15,422.18 | S/ 23,282.50 | S/ 31,244.01 | S/ 626,385.01 |
| 5.05% | S/ 7,375.21 | S/ 14,841.81 | S/ 22,400.95 | S/ 30,053.76 | S/ 625,194.76 |
| 5.00% | S/ 7,303.50 | S/ 14,696.64 | S/ 22,180.50 | S/ 29,756.20 | S/ 624,897.20 |
| 4.95% | S/ 7,231.77 | S/ 14,551.42 | S/ 21,960.02 | S/ 29,458.63 | S/ 624,599.63 |
| 4.75% | S/ 6,944.60 | S/ 13,970.23 | S/ 21,077.84 | S/ 28,268.39 | S/ 623,409.39 |
| 4.55% | S/ 6,657.01 | S/ 13,388.47 | S/ 20,195.24 | S/ 27,078.14 | S/ 622,219.14 |
| 4.50% | S/ 6,585.04 | S/ 13,242.95 | S/ 19,974.52 | S/ 26,780.58 | S/ 621,921.58 |
| 4.40% | S/ 6,441.04 | S/ 12,951.80 | S/ 19,533.01 | S/ 26,185.45 | S/ 621,326.45 |
| 4.30% | S/ 6,296.94 | S/ 12,660.50 | S/ 19,091.40 | S/ 25,590.33 | S/ 620,731.33 |
| 4.25% | S/ 6,224.85 | S/ 12,514.80 | S/ 18,870.55 | S/ 25,292.77 | S/ 620,433.77 |
| 4.20% | S/ 6,152.73 | S/ 12,369.07 | S/ 18,649.67 | S/ 24,995.21 | S/ 620,136.21 |
| 4.15% | S/ 6,080.59 | S/ 12,223.30 | S/ 18,428.77 | S/ 24,697.65 | S/ 619,838.65 |
| 4.00% | S/ 5,864.00 | S/ 11,785.78 | S/ 17,765.91 | S/ 23,804.96 | S/ 618,945.96 |
| 3.90% | S/ 5,719.48 | S/ 11,493.93 | S/ 17,323.87 | S/ 23,209.84 | S/ 618,350.84 |
| 3.75% | S/ 5,502.50 | S/ 11,055.88 | S/ 16,660.61 | S/ 22,317.15 | S/ 617,458.15 |
| 3.50% | S/ 5,140.35 | S/ 10,325.11 | S/ 15,554.64 | S/ 20,829.34 | S/ 615,970.34 |
| 3.00% | S/ 4,414.08 | S/ 8,860.90 | S/ 13,340.70 | S/ 17,853.72 | S/ 612,994.72 |
| 2.75% | S/ 4,049.95 | S/ 8,127.46 | S/ 12,232.72 | S/ 16,365.91 | S/ 611,506.91 |
| 2.50% | S/ 3,685.16 | S/ 7,393.13 | S/ 11,124.07 | S/ 14,878.10 | S/ 610,019.10 |
| 2.00% | S/ 2,953.56 | S/ 5,921.78 | S/ 8,904.73 | S/ 11,902.48 | S/ 607,043.48 |
| 1.35% | S/ 1,998.46 | S/ 4,003.62 | S/ 6,015.52 | S/ 8,034.18 | S/ 603,175.18 |
| 1.00% | S/ 1,482.26 | S/ 2,968.22 | S/ 4,457.88 | S/ 5,951.24 | S/ 601,092.24 |
| 0.10% | S/ 148.73 | S/ 297.49 | S/ 446.29 | S/ 595.12 | S/ 595,736.12 |
Sobre los datos
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Para S/ 595,141 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 595,141 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
