Cálculo de intereses
Ahorrando S/ 588,482
Veamos que pasaría si Usted ahorrara 588,482 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 588,482.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,722.84 | S/ 13,522.47 | S/ 20,399.79 | S/ 27,355.68 | S/ 615,837.68 |
| 8.50% | S/ 12,124.97 | S/ 24,499.77 | S/ 37,129.53 | S/ 50,019.51 | S/ 638,501.51 |
| 8.00% | S/ 11,431.85 | S/ 23,085.78 | S/ 34,966.09 | S/ 47,077.19 | S/ 635,559.19 |
| 7.10% | S/ 10,178.14 | S/ 20,532.32 | S/ 31,065.57 | S/ 41,781.01 | S/ 630,263.01 |
| 7.00% | S/ 10,038.35 | S/ 20,247.94 | S/ 30,631.68 | S/ 41,192.55 | S/ 629,674.55 |
| 6.50% | S/ 9,337.94 | S/ 18,824.05 | S/ 28,460.68 | S/ 38,250.22 | S/ 626,732.22 |
| 6.10% | S/ 8,775.83 | S/ 17,682.52 | S/ 26,722.04 | S/ 35,896.37 | S/ 624,378.37 |
| 6.20% | S/ 8,916.50 | S/ 17,968.11 | S/ 27,156.86 | S/ 36,484.83 | S/ 624,966.83 |
| 5.90% | S/ 8,494.18 | S/ 17,110.96 | S/ 25,852.11 | S/ 34,719.44 | S/ 623,201.44 |
| 5.75% | S/ 8,282.68 | S/ 16,681.93 | S/ 25,199.39 | S/ 33,836.74 | S/ 622,318.74 |
| 5.70% | S/ 8,212.13 | S/ 16,538.85 | S/ 24,981.77 | S/ 33,542.51 | S/ 622,024.51 |
| 5.65% | S/ 8,141.55 | S/ 16,395.74 | S/ 24,764.12 | S/ 33,248.28 | S/ 621,730.28 |
| 5.60% | S/ 8,070.95 | S/ 16,252.59 | S/ 24,546.44 | S/ 32,954.04 | S/ 621,436.04 |
| 5.50% | S/ 7,929.67 | S/ 15,966.20 | S/ 24,111.01 | S/ 32,365.58 | S/ 620,847.58 |
| 5.30% | S/ 7,646.82 | S/ 15,393.01 | S/ 23,239.85 | S/ 31,188.65 | S/ 619,670.65 |
| 5.25% | S/ 7,576.05 | S/ 15,249.62 | S/ 23,021.99 | S/ 30,894.42 | S/ 619,376.42 |
| 5.05% | S/ 7,292.69 | S/ 14,675.75 | S/ 22,150.31 | S/ 29,717.49 | S/ 618,199.49 |
| 5.00% | S/ 7,221.79 | S/ 14,532.20 | S/ 21,932.32 | S/ 29,423.26 | S/ 617,905.26 |
| 4.95% | S/ 7,150.86 | S/ 14,388.61 | S/ 21,714.31 | S/ 29,129.02 | S/ 617,611.02 |
| 4.75% | S/ 6,866.89 | S/ 13,813.91 | S/ 20,842.00 | S/ 27,952.09 | S/ 616,434.09 |
| 4.55% | S/ 6,582.52 | S/ 13,238.67 | S/ 19,969.28 | S/ 26,775.16 | S/ 615,257.16 |
| 4.50% | S/ 6,511.36 | S/ 13,094.77 | S/ 19,751.03 | S/ 26,480.93 | S/ 614,962.93 |
| 4.40% | S/ 6,368.97 | S/ 12,806.88 | S/ 19,314.46 | S/ 25,892.47 | S/ 614,374.47 |
| 4.30% | S/ 6,226.48 | S/ 12,518.84 | S/ 18,877.78 | S/ 25,304.00 | S/ 613,786.00 |
| 4.25% | S/ 6,155.20 | S/ 12,374.77 | S/ 18,659.41 | S/ 25,009.77 | S/ 613,491.77 |
| 4.20% | S/ 6,083.89 | S/ 12,230.67 | S/ 18,441.00 | S/ 24,715.54 | S/ 613,197.54 |
| 4.15% | S/ 6,012.55 | S/ 12,086.53 | S/ 18,222.57 | S/ 24,421.31 | S/ 612,903.31 |
| 4.00% | S/ 5,798.39 | S/ 11,653.91 | S/ 17,567.13 | S/ 23,538.61 | S/ 612,020.61 |
| 3.90% | S/ 5,655.49 | S/ 11,365.32 | S/ 17,130.03 | S/ 22,950.14 | S/ 611,432.14 |
| 3.75% | S/ 5,440.94 | S/ 10,932.18 | S/ 16,474.19 | S/ 22,067.45 | S/ 610,549.45 |
| 3.50% | S/ 5,082.84 | S/ 10,209.58 | S/ 15,380.60 | S/ 20,596.28 | S/ 609,078.28 |
| 3.00% | S/ 4,364.69 | S/ 8,761.75 | S/ 13,191.43 | S/ 17,653.96 | S/ 606,135.96 |
| 2.75% | S/ 4,004.64 | S/ 8,036.52 | S/ 12,095.85 | S/ 16,182.80 | S/ 604,664.80 |
| 2.50% | S/ 3,643.92 | S/ 7,310.41 | S/ 10,999.60 | S/ 14,711.63 | S/ 603,193.63 |
| 2.00% | S/ 2,920.51 | S/ 5,855.52 | S/ 8,805.10 | S/ 11,769.31 | S/ 600,251.31 |
| 1.35% | S/ 1,976.10 | S/ 3,958.83 | S/ 5,948.21 | S/ 7,944.28 | S/ 596,426.28 |
| 1.00% | S/ 1,465.68 | S/ 2,935.01 | S/ 4,408.00 | S/ 5,884.65 | S/ 594,366.65 |
| 0.10% | S/ 147.06 | S/ 294.16 | S/ 441.29 | S/ 588.47 | S/ 589,070.47 |
Sobre los datos
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Para S/ 588,482 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 588,482 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.