Cálculo de intereses
Ahorrando S/ 588,154
Veamos que pasaría si Usted ahorrara 588,154 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 588,154.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,719.09 | S/ 13,514.94 | S/ 20,388.42 | S/ 27,340.43 | S/ 615,494.43 |
| 8.50% | S/ 12,118.22 | S/ 24,486.11 | S/ 37,108.83 | S/ 49,991.63 | S/ 638,145.63 |
| 8.00% | S/ 11,425.48 | S/ 23,072.91 | S/ 34,946.60 | S/ 47,050.95 | S/ 635,204.95 |
| 7.10% | S/ 10,172.47 | S/ 20,520.87 | S/ 31,048.26 | S/ 41,757.72 | S/ 629,911.72 |
| 7.00% | S/ 10,032.76 | S/ 20,236.65 | S/ 30,614.61 | S/ 41,169.59 | S/ 629,323.59 |
| 6.50% | S/ 9,332.73 | S/ 18,813.55 | S/ 28,444.82 | S/ 38,228.91 | S/ 626,382.91 |
| 6.10% | S/ 8,770.94 | S/ 17,672.67 | S/ 26,707.15 | S/ 35,876.36 | S/ 624,030.36 |
| 6.20% | S/ 8,911.53 | S/ 17,958.09 | S/ 27,141.72 | S/ 36,464.50 | S/ 624,618.50 |
| 5.90% | S/ 8,489.44 | S/ 17,101.42 | S/ 25,837.70 | S/ 34,700.09 | S/ 622,854.09 |
| 5.75% | S/ 8,278.06 | S/ 16,672.63 | S/ 25,185.35 | S/ 33,817.88 | S/ 621,971.88 |
| 5.70% | S/ 8,207.55 | S/ 16,529.63 | S/ 24,967.84 | S/ 33,523.81 | S/ 621,677.81 |
| 5.65% | S/ 8,137.01 | S/ 16,386.60 | S/ 24,750.32 | S/ 33,229.74 | S/ 621,383.74 |
| 5.60% | S/ 8,066.45 | S/ 16,243.53 | S/ 24,532.76 | S/ 32,935.68 | S/ 621,089.68 |
| 5.50% | S/ 7,925.25 | S/ 15,957.30 | S/ 24,097.58 | S/ 32,347.54 | S/ 620,501.54 |
| 5.30% | S/ 7,642.56 | S/ 15,384.43 | S/ 23,226.89 | S/ 31,171.27 | S/ 619,325.27 |
| 5.25% | S/ 7,571.82 | S/ 15,241.12 | S/ 23,009.16 | S/ 30,877.20 | S/ 619,031.20 |
| 5.05% | S/ 7,288.62 | S/ 14,667.57 | S/ 22,137.96 | S/ 29,700.92 | S/ 617,854.92 |
| 5.00% | S/ 7,217.76 | S/ 14,524.10 | S/ 21,920.09 | S/ 29,406.86 | S/ 617,560.86 |
| 4.95% | S/ 7,146.87 | S/ 14,380.59 | S/ 21,702.20 | S/ 29,112.79 | S/ 617,266.79 |
| 4.75% | S/ 6,863.07 | S/ 13,806.22 | S/ 20,830.38 | S/ 27,936.51 | S/ 616,090.51 |
| 4.55% | S/ 6,578.85 | S/ 13,231.29 | S/ 19,958.14 | S/ 26,760.24 | S/ 614,914.24 |
| 4.50% | S/ 6,507.74 | S/ 13,087.48 | S/ 19,740.02 | S/ 26,466.17 | S/ 614,620.17 |
| 4.40% | S/ 6,365.42 | S/ 12,799.74 | S/ 19,303.69 | S/ 25,878.04 | S/ 614,032.04 |
| 4.30% | S/ 6,223.01 | S/ 12,511.87 | S/ 18,867.26 | S/ 25,289.90 | S/ 613,443.90 |
| 4.25% | S/ 6,151.77 | S/ 12,367.88 | S/ 18,649.01 | S/ 24,995.83 | S/ 613,149.83 |
| 4.20% | S/ 6,080.50 | S/ 12,223.85 | S/ 18,430.72 | S/ 24,701.76 | S/ 612,855.76 |
| 4.15% | S/ 6,009.20 | S/ 12,079.80 | S/ 18,212.42 | S/ 24,407.69 | S/ 612,561.69 |
| 4.00% | S/ 5,795.16 | S/ 11,647.42 | S/ 17,557.34 | S/ 23,525.49 | S/ 611,679.49 |
| 3.90% | S/ 5,652.33 | S/ 11,358.99 | S/ 17,120.48 | S/ 22,937.35 | S/ 611,091.35 |
| 3.75% | S/ 5,437.90 | S/ 10,926.09 | S/ 16,465.01 | S/ 22,055.15 | S/ 610,209.15 |
| 3.50% | S/ 5,080.01 | S/ 10,203.89 | S/ 15,372.03 | S/ 20,584.80 | S/ 608,738.80 |
| 3.00% | S/ 4,362.26 | S/ 8,756.87 | S/ 13,184.08 | S/ 17,644.12 | S/ 605,798.12 |
| 2.75% | S/ 4,002.40 | S/ 8,032.04 | S/ 12,089.11 | S/ 16,173.78 | S/ 604,327.78 |
| 2.50% | S/ 3,641.89 | S/ 7,306.34 | S/ 10,993.47 | S/ 14,703.43 | S/ 602,857.43 |
| 2.00% | S/ 2,918.89 | S/ 5,852.26 | S/ 8,800.19 | S/ 11,762.75 | S/ 599,916.75 |
| 1.35% | S/ 1,974.99 | S/ 3,956.62 | S/ 5,944.90 | S/ 7,939.86 | S/ 596,093.86 |
| 1.00% | S/ 1,464.86 | S/ 2,933.37 | S/ 4,405.54 | S/ 5,881.37 | S/ 594,035.37 |
| 0.10% | S/ 146.98 | S/ 294.00 | S/ 441.05 | S/ 588.14 | S/ 588,742.14 |
Sobre los datos
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Para S/ 588,154 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 588,154 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.