Cálculo de intereses
Ahorrando S/ 582,592
Veamos que pasaría si Usted ahorrara 582,592 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 582,592.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,655.55 | S/ 13,387.13 | S/ 20,195.62 | S/ 27,081.88 | S/ 609,673.88 |
| 8.50% | S/ 12,003.62 | S/ 24,254.55 | S/ 36,757.91 | S/ 49,518.88 | S/ 632,110.88 |
| 8.00% | S/ 11,317.43 | S/ 22,854.71 | S/ 34,616.12 | S/ 46,606.00 | S/ 629,198.00 |
| 7.10% | S/ 10,076.27 | S/ 20,326.81 | S/ 30,754.65 | S/ 41,362.83 | S/ 623,954.83 |
| 7.00% | S/ 9,937.88 | S/ 20,045.28 | S/ 30,325.09 | S/ 40,780.26 | S/ 623,372.26 |
| 6.50% | S/ 9,244.47 | S/ 18,635.64 | S/ 28,175.82 | S/ 37,867.39 | S/ 620,459.39 |
| 6.10% | S/ 8,687.99 | S/ 17,505.54 | S/ 26,454.59 | S/ 35,537.09 | S/ 618,129.09 |
| 6.20% | S/ 8,827.26 | S/ 17,788.27 | S/ 26,885.05 | S/ 36,119.66 | S/ 618,711.66 |
| 5.90% | S/ 8,409.16 | S/ 16,939.70 | S/ 25,593.36 | S/ 34,371.94 | S/ 616,963.94 |
| 5.75% | S/ 8,199.78 | S/ 16,514.96 | S/ 24,947.18 | S/ 33,498.08 | S/ 616,090.08 |
| 5.70% | S/ 8,129.93 | S/ 16,373.31 | S/ 24,731.73 | S/ 33,206.79 | S/ 615,798.79 |
| 5.65% | S/ 8,060.06 | S/ 16,231.64 | S/ 24,516.26 | S/ 32,915.50 | S/ 615,507.50 |
| 5.60% | S/ 7,990.17 | S/ 16,089.92 | S/ 24,300.76 | S/ 32,624.21 | S/ 615,216.21 |
| 5.50% | S/ 7,850.31 | S/ 15,806.40 | S/ 23,869.69 | S/ 32,041.64 | S/ 614,633.64 |
| 5.30% | S/ 7,570.29 | S/ 15,238.94 | S/ 23,007.24 | S/ 30,876.49 | S/ 613,468.49 |
| 5.25% | S/ 7,500.22 | S/ 15,096.99 | S/ 22,791.57 | S/ 30,585.20 | S/ 613,177.20 |
| 5.05% | S/ 7,219.70 | S/ 14,528.86 | S/ 21,928.61 | S/ 29,420.05 | S/ 612,012.05 |
| 5.00% | S/ 7,149.50 | S/ 14,386.75 | S/ 21,712.80 | S/ 29,128.76 | S/ 611,720.76 |
| 4.95% | S/ 7,079.29 | S/ 14,244.60 | S/ 21,496.97 | S/ 28,837.48 | S/ 611,429.48 |
| 4.75% | S/ 6,798.16 | S/ 13,675.65 | S/ 20,633.40 | S/ 27,672.33 | S/ 610,264.33 |
| 4.55% | S/ 6,516.64 | S/ 13,106.17 | S/ 19,769.41 | S/ 26,507.18 | S/ 609,099.18 |
| 4.50% | S/ 6,446.19 | S/ 12,963.71 | S/ 19,553.34 | S/ 26,215.89 | S/ 608,807.89 |
| 4.40% | S/ 6,305.23 | S/ 12,678.70 | S/ 19,121.14 | S/ 25,633.31 | S/ 608,225.31 |
| 4.30% | S/ 6,164.16 | S/ 12,393.55 | S/ 18,688.84 | S/ 25,050.74 | S/ 607,642.74 |
| 4.25% | S/ 6,093.59 | S/ 12,250.92 | S/ 18,472.65 | S/ 24,759.45 | S/ 607,351.45 |
| 4.20% | S/ 6,022.99 | S/ 12,108.26 | S/ 18,256.43 | S/ 24,468.16 | S/ 607,060.16 |
| 4.15% | S/ 5,952.37 | S/ 11,965.56 | S/ 18,040.19 | S/ 24,176.88 | S/ 606,768.88 |
| 4.00% | S/ 5,740.35 | S/ 11,537.27 | S/ 17,391.30 | S/ 23,303.01 | S/ 605,895.01 |
| 3.90% | S/ 5,598.88 | S/ 11,251.57 | S/ 16,958.58 | S/ 22,720.44 | S/ 605,312.44 |
| 3.75% | S/ 5,386.48 | S/ 10,822.76 | S/ 16,309.31 | S/ 21,846.58 | S/ 604,438.58 |
| 3.50% | S/ 5,031.97 | S/ 10,107.39 | S/ 15,226.66 | S/ 20,390.14 | S/ 602,982.14 |
| 3.00% | S/ 4,321.01 | S/ 8,674.06 | S/ 13,059.40 | S/ 17,477.26 | S/ 600,069.26 |
| 2.75% | S/ 3,964.55 | S/ 7,956.09 | S/ 11,974.78 | S/ 16,020.83 | S/ 598,612.83 |
| 2.50% | S/ 3,607.45 | S/ 7,237.24 | S/ 10,889.51 | S/ 14,564.39 | S/ 597,156.39 |
| 2.00% | S/ 2,891.28 | S/ 5,796.91 | S/ 8,716.97 | S/ 11,651.51 | S/ 594,243.51 |
| 1.35% | S/ 1,956.32 | S/ 3,919.20 | S/ 5,888.68 | S/ 7,864.77 | S/ 590,456.77 |
| 1.00% | S/ 1,451.01 | S/ 2,905.63 | S/ 4,363.88 | S/ 5,825.76 | S/ 588,417.76 |
| 0.10% | S/ 145.59 | S/ 291.22 | S/ 436.88 | S/ 582.58 | S/ 583,174.58 |
Sobre los datos
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Para S/ 582,592 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 582,592 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.