Cálculo de intereses
Ahorrando S/ 629,198
Veamos que pasaría si Usted ahorrara 629,198 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 629,198.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,187.98 | S/ 14,458.07 | S/ 21,811.22 | S/ 29,248.37 | S/ 658,446.37 |
| 8.50% | S/ 12,963.88 | S/ 26,194.86 | S/ 39,698.45 | S/ 53,480.27 | S/ 682,678.27 |
| 8.00% | S/ 12,222.80 | S/ 24,683.04 | S/ 37,385.33 | S/ 50,334.38 | S/ 679,532.38 |
| 7.10% | S/ 10,882.35 | S/ 21,952.91 | S/ 33,214.95 | S/ 44,671.76 | S/ 673,869.76 |
| 7.00% | S/ 10,732.89 | S/ 21,648.86 | S/ 32,751.03 | S/ 44,042.58 | S/ 673,240.58 |
| 6.50% | S/ 9,984.01 | S/ 20,126.45 | S/ 30,429.82 | S/ 40,896.69 | S/ 670,094.69 |
| 6.10% | S/ 9,383.01 | S/ 18,905.95 | S/ 28,570.89 | S/ 38,379.97 | S/ 667,577.97 |
| 6.20% | S/ 9,533.42 | S/ 19,211.29 | S/ 29,035.79 | S/ 39,009.15 | S/ 668,207.15 |
| 5.90% | S/ 9,081.87 | S/ 18,294.83 | S/ 27,640.77 | S/ 37,121.61 | S/ 666,319.61 |
| 5.75% | S/ 8,855.74 | S/ 17,836.12 | S/ 26,942.89 | S/ 36,177.84 | S/ 665,375.84 |
| 5.70% | S/ 8,780.31 | S/ 17,683.14 | S/ 26,710.21 | S/ 35,863.25 | S/ 665,061.25 |
| 5.65% | S/ 8,704.85 | S/ 17,530.13 | S/ 26,477.50 | S/ 35,548.66 | S/ 664,746.66 |
| 5.60% | S/ 8,629.36 | S/ 17,377.08 | S/ 26,244.77 | S/ 35,234.07 | S/ 664,432.07 |
| 5.50% | S/ 8,478.31 | S/ 17,070.87 | S/ 25,779.21 | S/ 34,604.89 | S/ 663,802.89 |
| 5.30% | S/ 8,175.89 | S/ 16,458.02 | S/ 24,847.77 | S/ 33,346.54 | S/ 662,544.54 |
| 5.25% | S/ 8,100.22 | S/ 16,304.72 | S/ 24,614.84 | S/ 33,031.95 | S/ 662,229.95 |
| 5.05% | S/ 7,797.26 | S/ 15,691.14 | S/ 23,682.84 | S/ 31,773.59 | S/ 660,971.59 |
| 5.00% | S/ 7,721.45 | S/ 15,537.65 | S/ 23,449.78 | S/ 31,459.00 | S/ 660,657.00 |
| 4.95% | S/ 7,645.61 | S/ 15,384.13 | S/ 23,216.68 | S/ 31,144.41 | S/ 660,342.41 |
| 4.75% | S/ 7,342.00 | S/ 14,769.67 | S/ 22,284.02 | S/ 29,886.05 | S/ 659,084.05 |
| 4.55% | S/ 7,037.95 | S/ 14,154.63 | S/ 21,350.91 | S/ 28,627.69 | S/ 657,825.69 |
| 4.50% | S/ 6,961.87 | S/ 14,000.78 | S/ 21,117.57 | S/ 28,313.10 | S/ 657,511.10 |
| 4.40% | S/ 6,809.63 | S/ 13,692.96 | S/ 20,650.79 | S/ 27,683.92 | S/ 656,881.92 |
| 4.30% | S/ 6,657.28 | S/ 13,385.00 | S/ 20,183.90 | S/ 27,054.74 | S/ 656,252.74 |
| 4.25% | S/ 6,581.06 | S/ 13,230.96 | S/ 19,950.42 | S/ 26,740.15 | S/ 655,938.15 |
| 4.20% | S/ 6,504.82 | S/ 13,076.89 | S/ 19,716.90 | S/ 26,425.56 | S/ 655,623.56 |
| 4.15% | S/ 6,428.55 | S/ 12,922.78 | S/ 19,483.36 | S/ 26,110.97 | S/ 655,308.97 |
| 4.00% | S/ 6,199.57 | S/ 12,460.22 | S/ 18,782.57 | S/ 25,167.20 | S/ 654,365.20 |
| 3.90% | S/ 6,046.78 | S/ 12,151.67 | S/ 18,315.23 | S/ 24,538.02 | S/ 653,736.02 |
| 3.75% | S/ 5,817.39 | S/ 11,688.56 | S/ 17,614.01 | S/ 23,594.25 | S/ 652,792.25 |
| 3.50% | S/ 5,434.51 | S/ 10,915.96 | S/ 16,444.76 | S/ 22,021.30 | S/ 651,219.30 |
| 3.00% | S/ 4,666.68 | S/ 9,367.96 | S/ 14,104.12 | S/ 18,875.40 | S/ 648,073.40 |
| 2.75% | S/ 4,281.71 | S/ 8,592.56 | S/ 12,932.74 | S/ 17,302.45 | S/ 646,500.45 |
| 2.50% | S/ 3,896.04 | S/ 7,816.20 | S/ 11,760.64 | S/ 15,729.50 | S/ 644,927.50 |
| 2.00% | S/ 3,122.58 | S/ 6,260.65 | S/ 9,414.30 | S/ 12,583.60 | S/ 641,781.60 |
| 1.35% | S/ 2,112.82 | S/ 4,232.73 | S/ 6,359.76 | S/ 8,493.93 | S/ 637,691.93 |
| 1.00% | S/ 1,567.09 | S/ 3,138.08 | S/ 4,712.98 | S/ 6,291.80 | S/ 635,489.80 |
| 0.10% | S/ 157.24 | S/ 314.51 | S/ 471.83 | S/ 629.18 | S/ 629,827.18 |
Sobre los datos
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Para S/ 629,198 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 629,198 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.