Cálculo de intereses
Ahorrando S/ 582,378
Veamos que pasaría si Usted ahorrara 582,378 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 582,378.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,653.10 | S/ 13,382.21 | S/ 20,188.20 | S/ 27,071.93 | S/ 609,449.93 |
| 8.50% | S/ 11,999.21 | S/ 24,245.64 | S/ 36,744.40 | S/ 49,500.69 | S/ 631,878.69 |
| 8.00% | S/ 11,313.27 | S/ 22,846.32 | S/ 34,603.41 | S/ 46,588.88 | S/ 628,966.88 |
| 7.10% | S/ 10,072.57 | S/ 20,319.35 | S/ 30,743.35 | S/ 41,347.64 | S/ 623,725.64 |
| 7.00% | S/ 9,934.23 | S/ 20,037.92 | S/ 30,313.95 | S/ 40,765.28 | S/ 623,143.28 |
| 6.50% | S/ 9,241.08 | S/ 18,628.79 | S/ 28,165.47 | S/ 37,853.48 | S/ 620,231.48 |
| 6.10% | S/ 8,684.80 | S/ 17,499.11 | S/ 26,444.87 | S/ 35,524.03 | S/ 617,902.03 |
| 6.20% | S/ 8,824.02 | S/ 17,781.73 | S/ 26,875.17 | S/ 36,106.39 | S/ 618,484.39 |
| 5.90% | S/ 8,406.07 | S/ 16,933.47 | S/ 25,583.96 | S/ 34,359.31 | S/ 616,737.31 |
| 5.75% | S/ 8,196.76 | S/ 16,508.89 | S/ 24,938.01 | S/ 33,485.77 | S/ 615,863.77 |
| 5.70% | S/ 8,126.95 | S/ 16,367.30 | S/ 24,722.65 | S/ 33,194.59 | S/ 615,572.59 |
| 5.65% | S/ 8,057.10 | S/ 16,225.67 | S/ 24,507.25 | S/ 32,903.41 | S/ 615,281.41 |
| 5.60% | S/ 7,987.23 | S/ 16,084.01 | S/ 24,291.84 | S/ 32,612.23 | S/ 614,990.23 |
| 5.50% | S/ 7,847.42 | S/ 15,800.59 | S/ 23,860.92 | S/ 32,029.87 | S/ 614,407.87 |
| 5.30% | S/ 7,567.51 | S/ 15,233.34 | S/ 22,998.79 | S/ 30,865.15 | S/ 613,243.15 |
| 5.25% | S/ 7,497.46 | S/ 15,091.45 | S/ 22,783.20 | S/ 30,573.97 | S/ 612,951.97 |
| 5.05% | S/ 7,217.05 | S/ 14,523.53 | S/ 21,920.55 | S/ 29,409.25 | S/ 611,787.25 |
| 5.00% | S/ 7,146.88 | S/ 14,381.46 | S/ 21,704.83 | S/ 29,118.06 | S/ 611,496.06 |
| 4.95% | S/ 7,076.69 | S/ 14,239.36 | S/ 21,489.08 | S/ 28,826.88 | S/ 611,204.88 |
| 4.75% | S/ 6,795.67 | S/ 13,670.63 | S/ 20,625.82 | S/ 27,662.16 | S/ 610,040.16 |
| 4.55% | S/ 6,514.24 | S/ 13,101.35 | S/ 19,762.14 | S/ 26,497.44 | S/ 608,875.44 |
| 4.50% | S/ 6,443.83 | S/ 12,958.95 | S/ 19,546.16 | S/ 26,206.26 | S/ 608,584.26 |
| 4.40% | S/ 6,302.91 | S/ 12,674.04 | S/ 19,114.12 | S/ 25,623.90 | S/ 608,001.90 |
| 4.30% | S/ 6,161.90 | S/ 12,388.99 | S/ 18,681.97 | S/ 25,041.54 | S/ 607,419.54 |
| 4.25% | S/ 6,091.35 | S/ 12,246.42 | S/ 18,465.86 | S/ 24,750.36 | S/ 607,128.36 |
| 4.20% | S/ 6,020.78 | S/ 12,103.81 | S/ 18,249.72 | S/ 24,459.18 | S/ 606,837.18 |
| 4.15% | S/ 5,950.19 | S/ 11,961.17 | S/ 18,033.56 | S/ 24,168.00 | S/ 606,546.00 |
| 4.00% | S/ 5,738.25 | S/ 11,533.03 | S/ 17,384.91 | S/ 23,294.45 | S/ 605,672.45 |
| 3.90% | S/ 5,596.82 | S/ 11,247.44 | S/ 16,952.35 | S/ 22,712.09 | S/ 605,090.09 |
| 3.75% | S/ 5,384.50 | S/ 10,818.79 | S/ 16,303.32 | S/ 21,838.55 | S/ 604,216.55 |
| 3.50% | S/ 5,030.12 | S/ 10,103.68 | S/ 15,221.06 | S/ 20,382.65 | S/ 602,760.65 |
| 3.00% | S/ 4,319.42 | S/ 8,670.87 | S/ 13,054.60 | S/ 17,470.84 | S/ 599,848.84 |
| 2.75% | S/ 3,963.10 | S/ 7,953.16 | S/ 11,970.38 | S/ 16,014.94 | S/ 598,392.94 |
| 2.50% | S/ 3,606.13 | S/ 7,234.58 | S/ 10,885.51 | S/ 14,559.04 | S/ 596,937.04 |
| 2.00% | S/ 2,890.22 | S/ 5,794.79 | S/ 8,713.76 | S/ 11,647.23 | S/ 594,025.23 |
| 1.35% | S/ 1,955.60 | S/ 3,917.76 | S/ 5,886.52 | S/ 7,861.88 | S/ 590,239.88 |
| 1.00% | S/ 1,450.48 | S/ 2,904.56 | S/ 4,362.28 | S/ 5,823.62 | S/ 588,201.62 |
| 0.10% | S/ 145.54 | S/ 291.11 | S/ 436.72 | S/ 582.36 | S/ 582,960.36 |
Sobre los datos
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Para S/ 582,378 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 582,378 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.