Cálculo de intereses
Ahorrando S/ 580,753
Veamos que pasaría si Usted ahorrara 580,753 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 580,753.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,634.54 | S/ 13,344.87 | S/ 20,131.87 | S/ 26,996.39 | S/ 607,749.39 |
| 8.50% | S/ 11,965.73 | S/ 24,177.99 | S/ 36,641.88 | S/ 49,362.57 | S/ 630,115.57 |
| 8.00% | S/ 11,281.71 | S/ 22,782.57 | S/ 34,506.85 | S/ 46,458.89 | S/ 627,211.89 |
| 7.10% | S/ 10,044.46 | S/ 20,262.65 | S/ 30,657.57 | S/ 41,232.27 | S/ 621,985.27 |
| 7.00% | S/ 9,906.51 | S/ 19,982.01 | S/ 30,229.37 | S/ 40,651.53 | S/ 621,404.53 |
| 6.50% | S/ 9,215.29 | S/ 18,576.81 | S/ 28,086.88 | S/ 37,747.85 | S/ 618,500.85 |
| 6.10% | S/ 8,660.57 | S/ 17,450.29 | S/ 26,371.08 | S/ 35,424.91 | S/ 616,177.91 |
| 6.20% | S/ 8,799.40 | S/ 17,732.12 | S/ 26,800.18 | S/ 36,005.65 | S/ 616,758.65 |
| 5.90% | S/ 8,382.61 | S/ 16,886.22 | S/ 25,512.58 | S/ 34,263.44 | S/ 615,016.44 |
| 5.75% | S/ 8,173.89 | S/ 16,462.83 | S/ 24,868.43 | S/ 33,392.34 | S/ 614,145.34 |
| 5.70% | S/ 8,104.27 | S/ 16,321.63 | S/ 24,653.66 | S/ 33,101.97 | S/ 613,854.97 |
| 5.65% | S/ 8,034.62 | S/ 16,180.40 | S/ 24,438.87 | S/ 32,811.60 | S/ 613,564.60 |
| 5.60% | S/ 7,964.95 | S/ 16,039.13 | S/ 24,224.06 | S/ 32,521.23 | S/ 613,274.23 |
| 5.50% | S/ 7,825.53 | S/ 15,756.50 | S/ 23,794.35 | S/ 31,940.50 | S/ 612,693.50 |
| 5.30% | S/ 7,546.39 | S/ 15,190.84 | S/ 22,934.62 | S/ 30,779.02 | S/ 611,532.02 |
| 5.25% | S/ 7,476.54 | S/ 15,049.34 | S/ 22,719.62 | S/ 30,488.66 | S/ 611,241.66 |
| 5.05% | S/ 7,196.91 | S/ 14,483.00 | S/ 21,859.39 | S/ 29,327.18 | S/ 610,080.18 |
| 5.00% | S/ 7,126.94 | S/ 14,341.33 | S/ 21,644.26 | S/ 29,036.82 | S/ 609,789.82 |
| 4.95% | S/ 7,056.94 | S/ 14,199.63 | S/ 21,429.12 | S/ 28,746.45 | S/ 609,499.45 |
| 4.75% | S/ 6,776.70 | S/ 13,632.49 | S/ 20,568.26 | S/ 27,584.98 | S/ 608,337.98 |
| 4.55% | S/ 6,496.07 | S/ 13,064.80 | S/ 19,707.00 | S/ 26,423.51 | S/ 607,176.51 |
| 4.50% | S/ 6,425.85 | S/ 12,922.79 | S/ 19,491.62 | S/ 26,133.14 | S/ 606,886.14 |
| 4.40% | S/ 6,285.33 | S/ 12,638.68 | S/ 19,060.79 | S/ 25,552.40 | S/ 606,305.40 |
| 4.30% | S/ 6,144.70 | S/ 12,354.42 | S/ 18,629.85 | S/ 24,971.66 | S/ 605,724.66 |
| 4.25% | S/ 6,074.36 | S/ 12,212.25 | S/ 18,414.34 | S/ 24,681.30 | S/ 605,434.30 |
| 4.20% | S/ 6,003.98 | S/ 12,070.04 | S/ 18,198.80 | S/ 24,390.93 | S/ 605,143.93 |
| 4.15% | S/ 5,933.58 | S/ 11,927.79 | S/ 17,983.24 | S/ 24,100.56 | S/ 604,853.56 |
| 4.00% | S/ 5,722.23 | S/ 11,500.85 | S/ 17,336.40 | S/ 23,229.46 | S/ 603,982.46 |
| 3.90% | S/ 5,581.21 | S/ 11,216.05 | S/ 16,905.05 | S/ 22,648.72 | S/ 603,401.72 |
| 3.75% | S/ 5,369.48 | S/ 10,788.60 | S/ 16,257.82 | S/ 21,777.62 | S/ 602,530.62 |
| 3.50% | S/ 5,016.08 | S/ 10,075.49 | S/ 15,178.59 | S/ 20,325.78 | S/ 601,078.78 |
| 3.00% | S/ 4,307.37 | S/ 8,646.68 | S/ 13,018.18 | S/ 17,422.09 | S/ 598,175.09 |
| 2.75% | S/ 3,952.04 | S/ 7,930.97 | S/ 11,936.98 | S/ 15,970.25 | S/ 596,723.25 |
| 2.50% | S/ 3,596.06 | S/ 7,214.40 | S/ 10,855.13 | S/ 14,518.41 | S/ 595,271.41 |
| 2.00% | S/ 2,882.16 | S/ 5,778.62 | S/ 8,689.45 | S/ 11,614.73 | S/ 592,367.73 |
| 1.35% | S/ 1,950.14 | S/ 3,906.83 | S/ 5,870.09 | S/ 7,839.94 | S/ 588,592.94 |
| 1.00% | S/ 1,446.43 | S/ 2,896.46 | S/ 4,350.10 | S/ 5,807.37 | S/ 586,560.37 |
| 0.10% | S/ 145.13 | S/ 290.30 | S/ 435.50 | S/ 580.74 | S/ 581,333.74 |
Sobre los datos
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Para S/ 580,753 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 580,753 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.