Cálculo de intereses
Ahorrando S/ 553,448
Veamos que pasaría si Usted ahorrara 553,448 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 553,448.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,322.61 | S/ 12,717.44 | S/ 19,185.34 | S/ 25,727.12 | S/ 579,175.12 |
| 8.50% | S/ 11,403.14 | S/ 23,041.23 | S/ 34,919.10 | S/ 47,041.71 | S/ 600,489.71 |
| 8.00% | S/ 10,751.28 | S/ 21,711.41 | S/ 32,884.46 | S/ 44,274.55 | S/ 597,722.55 |
| 7.10% | S/ 9,572.21 | S/ 19,309.97 | S/ 29,216.15 | S/ 39,293.67 | S/ 592,741.67 |
| 7.00% | S/ 9,440.74 | S/ 19,042.52 | S/ 28,808.09 | S/ 38,740.24 | S/ 592,188.24 |
| 6.50% | S/ 8,782.02 | S/ 17,703.40 | S/ 26,766.33 | S/ 35,973.08 | S/ 589,421.08 |
| 6.10% | S/ 8,253.38 | S/ 16,629.83 | S/ 25,131.20 | S/ 33,759.35 | S/ 587,207.35 |
| 6.20% | S/ 8,385.68 | S/ 16,898.41 | S/ 25,540.13 | S/ 34,312.79 | S/ 587,760.79 |
| 5.90% | S/ 7,988.49 | S/ 16,092.29 | S/ 24,313.06 | S/ 32,652.49 | S/ 586,100.49 |
| 5.75% | S/ 7,789.58 | S/ 15,688.80 | S/ 23,699.20 | S/ 31,822.34 | S/ 585,270.34 |
| 5.70% | S/ 7,723.23 | S/ 15,554.24 | S/ 23,494.53 | S/ 31,545.63 | S/ 584,993.63 |
| 5.65% | S/ 7,656.86 | S/ 15,419.65 | S/ 23,289.84 | S/ 31,268.91 | S/ 584,716.91 |
| 5.60% | S/ 7,590.46 | S/ 15,285.03 | S/ 23,085.12 | S/ 30,992.20 | S/ 584,440.20 |
| 5.50% | S/ 7,457.60 | S/ 15,015.69 | S/ 22,675.62 | S/ 30,438.76 | S/ 583,886.76 |
| 5.30% | S/ 7,191.58 | S/ 14,476.62 | S/ 21,856.31 | S/ 29,331.90 | S/ 582,779.90 |
| 5.25% | S/ 7,125.02 | S/ 14,341.77 | S/ 21,651.43 | S/ 29,055.19 | S/ 582,503.19 |
| 5.05% | S/ 6,858.53 | S/ 13,802.06 | S/ 20,831.63 | S/ 27,948.32 | S/ 581,396.32 |
| 5.00% | S/ 6,791.85 | S/ 13,667.05 | S/ 20,626.63 | S/ 27,671.61 | S/ 581,119.61 |
| 4.95% | S/ 6,725.15 | S/ 13,532.01 | S/ 20,421.59 | S/ 27,394.89 | S/ 580,842.89 |
| 4.75% | S/ 6,458.09 | S/ 12,991.53 | S/ 19,601.22 | S/ 26,288.03 | S/ 579,736.03 |
| 4.55% | S/ 6,190.64 | S/ 12,450.54 | S/ 18,780.45 | S/ 25,181.16 | S/ 578,629.16 |
| 4.50% | S/ 6,123.72 | S/ 12,315.21 | S/ 18,575.19 | S/ 24,904.45 | S/ 578,352.45 |
| 4.40% | S/ 5,989.81 | S/ 12,044.45 | S/ 18,164.61 | S/ 24,351.02 | S/ 577,799.02 |
| 4.30% | S/ 5,855.80 | S/ 11,773.56 | S/ 17,753.93 | S/ 23,797.58 | S/ 577,245.58 |
| 4.25% | S/ 5,788.76 | S/ 11,638.07 | S/ 17,548.56 | S/ 23,520.87 | S/ 576,968.87 |
| 4.20% | S/ 5,721.70 | S/ 11,502.54 | S/ 17,343.16 | S/ 23,244.15 | S/ 576,692.15 |
| 4.15% | S/ 5,654.61 | S/ 11,366.99 | S/ 17,137.73 | S/ 22,967.44 | S/ 576,415.44 |
| 4.00% | S/ 5,453.19 | S/ 10,960.12 | S/ 16,521.31 | S/ 22,137.29 | S/ 575,585.29 |
| 3.90% | S/ 5,318.80 | S/ 10,688.71 | S/ 16,110.23 | S/ 21,583.86 | S/ 575,031.86 |
| 3.75% | S/ 5,117.02 | S/ 10,281.36 | S/ 15,493.44 | S/ 20,753.71 | S/ 574,201.71 |
| 3.50% | S/ 4,780.24 | S/ 9,601.77 | S/ 14,464.95 | S/ 19,370.13 | S/ 572,818.13 |
| 3.00% | S/ 4,104.85 | S/ 8,240.14 | S/ 12,406.11 | S/ 16,602.97 | S/ 570,050.97 |
| 2.75% | S/ 3,766.23 | S/ 7,558.09 | S/ 11,375.75 | S/ 15,219.39 | S/ 568,667.39 |
| 2.50% | S/ 3,426.99 | S/ 6,875.20 | S/ 10,344.76 | S/ 13,835.81 | S/ 567,283.81 |
| 2.00% | S/ 2,746.65 | S/ 5,506.93 | S/ 8,280.90 | S/ 11,068.65 | S/ 564,516.65 |
| 1.35% | S/ 1,858.45 | S/ 3,723.15 | S/ 5,594.10 | S/ 7,471.34 | S/ 560,919.34 |
| 1.00% | S/ 1,378.42 | S/ 2,760.28 | S/ 4,145.58 | S/ 5,534.32 | S/ 558,982.32 |
| 0.10% | S/ 138.31 | S/ 276.65 | S/ 415.02 | S/ 553.43 | S/ 554,001.43 |
Sobre los datos
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Para S/ 553,448 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 553,448 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.