Cálculo de intereses
Ahorrando S/ 528,352
Veamos que pasaría si Usted ahorrara 528,352 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 528,352.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,035.91 | S/ 12,140.77 | S/ 18,315.38 | S/ 24,560.52 | S/ 552,912.52 |
| 8.50% | S/ 10,886.07 | S/ 21,996.43 | S/ 33,335.70 | S/ 44,908.61 | S/ 573,260.61 |
| 8.00% | S/ 10,263.76 | S/ 20,726.91 | S/ 31,393.32 | S/ 42,266.93 | S/ 570,618.93 |
| 7.10% | S/ 9,138.16 | S/ 18,434.36 | S/ 27,891.35 | S/ 37,511.91 | S/ 565,863.91 |
| 7.00% | S/ 9,012.65 | S/ 18,179.04 | S/ 27,501.79 | S/ 36,983.57 | S/ 565,335.57 |
| 6.50% | S/ 8,383.80 | S/ 16,900.64 | S/ 25,552.62 | S/ 34,341.89 | S/ 562,693.89 |
| 6.10% | S/ 7,879.13 | S/ 15,875.76 | S/ 23,991.63 | S/ 32,228.54 | S/ 560,580.54 |
| 6.20% | S/ 8,005.43 | S/ 16,132.16 | S/ 24,382.02 | S/ 32,756.88 | S/ 561,108.88 |
| 5.90% | S/ 7,626.26 | S/ 15,362.59 | S/ 23,210.59 | S/ 31,171.87 | S/ 559,523.87 |
| 5.75% | S/ 7,436.37 | S/ 14,977.40 | S/ 22,624.57 | S/ 30,379.37 | S/ 558,731.37 |
| 5.70% | S/ 7,373.03 | S/ 14,848.94 | S/ 22,429.18 | S/ 30,115.20 | S/ 558,467.20 |
| 5.65% | S/ 7,309.66 | S/ 14,720.45 | S/ 22,233.77 | S/ 29,851.03 | S/ 558,203.03 |
| 5.60% | S/ 7,246.28 | S/ 14,591.93 | S/ 22,038.33 | S/ 29,586.86 | S/ 557,938.86 |
| 5.50% | S/ 7,119.43 | S/ 14,334.80 | S/ 21,647.40 | S/ 29,058.52 | S/ 557,410.52 |
| 5.30% | S/ 6,865.48 | S/ 13,820.18 | S/ 20,865.24 | S/ 28,001.85 | S/ 556,353.85 |
| 5.25% | S/ 6,801.94 | S/ 13,691.45 | S/ 20,669.65 | S/ 27,737.68 | S/ 556,089.68 |
| 5.05% | S/ 6,547.53 | S/ 13,176.21 | S/ 19,887.03 | S/ 26,681.01 | S/ 555,033.01 |
| 5.00% | S/ 6,483.88 | S/ 13,047.32 | S/ 19,691.32 | S/ 26,416.84 | S/ 554,768.84 |
| 4.95% | S/ 6,420.20 | S/ 12,918.41 | S/ 19,495.58 | S/ 26,152.67 | S/ 554,504.67 |
| 4.75% | S/ 6,165.25 | S/ 12,402.43 | S/ 18,712.40 | S/ 25,096.00 | S/ 553,448.00 |
| 4.55% | S/ 5,909.93 | S/ 11,885.97 | S/ 17,928.85 | S/ 24,039.33 | S/ 552,391.33 |
| 4.50% | S/ 5,846.05 | S/ 11,756.78 | S/ 17,732.91 | S/ 23,775.16 | S/ 552,127.16 |
| 4.40% | S/ 5,718.20 | S/ 11,498.30 | S/ 17,340.94 | S/ 23,246.82 | S/ 551,598.82 |
| 4.30% | S/ 5,590.27 | S/ 11,239.69 | S/ 16,948.89 | S/ 22,718.49 | S/ 551,070.49 |
| 4.25% | S/ 5,526.27 | S/ 11,110.34 | S/ 16,752.82 | S/ 22,454.32 | S/ 550,806.32 |
| 4.20% | S/ 5,462.25 | S/ 10,980.96 | S/ 16,556.73 | S/ 22,190.15 | S/ 550,542.15 |
| 4.15% | S/ 5,398.20 | S/ 10,851.55 | S/ 16,360.62 | S/ 21,925.98 | S/ 550,277.98 |
| 4.00% | S/ 5,205.92 | S/ 10,463.14 | S/ 15,772.15 | S/ 21,133.48 | S/ 549,485.48 |
| 3.90% | S/ 5,077.62 | S/ 10,204.03 | S/ 15,379.72 | S/ 20,605.14 | S/ 548,957.14 |
| 3.75% | S/ 4,884.99 | S/ 9,815.15 | S/ 14,790.89 | S/ 19,812.63 | S/ 548,164.63 |
| 3.50% | S/ 4,563.48 | S/ 9,166.38 | S/ 13,809.04 | S/ 18,491.79 | S/ 546,843.79 |
| 3.00% | S/ 3,918.71 | S/ 7,866.49 | S/ 11,843.55 | S/ 15,850.11 | S/ 544,202.11 |
| 2.75% | S/ 3,595.45 | S/ 7,215.37 | S/ 10,859.92 | S/ 14,529.27 | S/ 542,881.27 |
| 2.50% | S/ 3,271.59 | S/ 6,563.45 | S/ 9,875.68 | S/ 13,208.43 | S/ 541,560.43 |
| 2.00% | S/ 2,622.10 | S/ 5,257.22 | S/ 7,905.41 | S/ 10,566.74 | S/ 538,918.74 |
| 1.35% | S/ 1,774.18 | S/ 3,554.32 | S/ 5,340.44 | S/ 7,132.55 | S/ 535,484.55 |
| 1.00% | S/ 1,315.92 | S/ 2,635.11 | S/ 3,957.60 | S/ 5,283.37 | S/ 533,635.37 |
| 0.10% | S/ 132.03 | S/ 264.10 | S/ 396.20 | S/ 528.34 | S/ 528,880.34 |
Sobre los datos
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Para S/ 528,352 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 528,352 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.