Cálculo de intereses
Ahorrando S/ 511,851
Veamos que pasaría si Usted ahorrara 511,851 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 511,851.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,847.40 | S/ 11,761.60 | S/ 17,743.37 | S/ 23,793.47 | S/ 535,644.47 |
| 8.50% | S/ 10,546.08 | S/ 21,309.45 | S/ 32,294.59 | S/ 43,506.07 | S/ 555,357.07 |
| 8.00% | S/ 9,943.22 | S/ 20,079.59 | S/ 30,412.87 | S/ 40,946.89 | S/ 552,797.89 |
| 7.10% | S/ 8,852.76 | S/ 17,858.64 | S/ 27,020.27 | S/ 36,340.37 | S/ 548,191.37 |
| 7.00% | S/ 8,731.18 | S/ 17,611.29 | S/ 26,642.88 | S/ 35,828.53 | S/ 547,679.53 |
| 6.50% | S/ 8,121.97 | S/ 16,372.81 | S/ 24,754.58 | S/ 33,269.35 | S/ 545,120.35 |
| 6.10% | S/ 7,633.06 | S/ 15,379.94 | S/ 23,242.35 | S/ 31,222.01 | S/ 543,073.01 |
| 6.20% | S/ 7,755.41 | S/ 15,628.33 | S/ 23,620.54 | S/ 31,733.85 | S/ 543,584.85 |
| 5.90% | S/ 7,388.08 | S/ 14,882.80 | S/ 22,485.70 | S/ 30,198.34 | S/ 542,049.34 |
| 5.75% | S/ 7,204.12 | S/ 14,509.64 | S/ 21,917.98 | S/ 29,430.59 | S/ 541,281.59 |
| 5.70% | S/ 7,142.76 | S/ 14,385.19 | S/ 21,728.69 | S/ 29,174.67 | S/ 541,025.67 |
| 5.65% | S/ 7,081.37 | S/ 14,260.72 | S/ 21,539.38 | S/ 28,918.75 | S/ 540,769.75 |
| 5.60% | S/ 7,019.97 | S/ 14,136.21 | S/ 21,350.05 | S/ 28,662.83 | S/ 540,513.83 |
| 5.50% | S/ 6,897.09 | S/ 13,887.11 | S/ 20,971.32 | S/ 28,151.00 | S/ 540,002.00 |
| 5.30% | S/ 6,651.07 | S/ 13,388.56 | S/ 20,213.60 | S/ 27,127.32 | S/ 538,978.32 |
| 5.25% | S/ 6,589.51 | S/ 13,263.85 | S/ 20,024.11 | S/ 26,871.41 | S/ 538,722.41 |
| 5.05% | S/ 6,343.05 | S/ 12,764.70 | S/ 19,265.93 | S/ 25,847.73 | S/ 537,698.73 |
| 5.00% | S/ 6,281.38 | S/ 12,639.84 | S/ 19,076.33 | S/ 25,591.82 | S/ 537,442.82 |
| 4.95% | S/ 6,219.69 | S/ 12,514.95 | S/ 18,886.71 | S/ 25,335.90 | S/ 537,186.90 |
| 4.75% | S/ 5,972.70 | S/ 12,015.09 | S/ 18,127.99 | S/ 24,312.23 | S/ 536,163.23 |
| 4.55% | S/ 5,725.36 | S/ 11,514.76 | S/ 17,368.91 | S/ 23,288.55 | S/ 535,139.55 |
| 4.50% | S/ 5,663.47 | S/ 11,389.60 | S/ 17,179.09 | S/ 23,032.64 | S/ 534,883.64 |
| 4.40% | S/ 5,539.62 | S/ 11,139.19 | S/ 16,799.37 | S/ 22,520.80 | S/ 534,371.80 |
| 4.30% | S/ 5,415.68 | S/ 10,888.66 | S/ 16,419.55 | S/ 22,008.96 | S/ 533,859.96 |
| 4.25% | S/ 5,353.68 | S/ 10,763.36 | S/ 16,229.61 | S/ 21,753.05 | S/ 533,604.05 |
| 4.20% | S/ 5,291.66 | S/ 10,638.02 | S/ 16,039.65 | S/ 21,497.13 | S/ 533,348.13 |
| 4.15% | S/ 5,229.61 | S/ 10,512.65 | S/ 15,849.66 | S/ 21,241.21 | S/ 533,092.21 |
| 4.00% | S/ 5,043.33 | S/ 10,136.36 | S/ 15,279.57 | S/ 20,473.46 | S/ 532,324.46 |
| 3.90% | S/ 4,919.04 | S/ 9,885.35 | S/ 14,899.39 | S/ 19,961.62 | S/ 531,812.62 |
| 3.75% | S/ 4,732.43 | S/ 9,508.61 | S/ 14,328.95 | S/ 19,193.87 | S/ 531,044.87 |
| 3.50% | S/ 4,420.96 | S/ 8,880.11 | S/ 13,377.77 | S/ 17,914.27 | S/ 529,765.27 |
| 3.00% | S/ 3,796.33 | S/ 7,620.81 | S/ 11,473.67 | S/ 15,355.09 | S/ 527,206.09 |
| 2.75% | S/ 3,483.16 | S/ 6,990.02 | S/ 10,520.75 | S/ 14,075.50 | S/ 525,926.50 |
| 2.50% | S/ 3,169.42 | S/ 6,358.46 | S/ 9,567.25 | S/ 12,795.91 | S/ 524,646.91 |
| 2.00% | S/ 2,540.21 | S/ 5,093.03 | S/ 7,658.51 | S/ 10,236.73 | S/ 522,087.73 |
| 1.35% | S/ 1,718.77 | S/ 3,443.31 | S/ 5,173.65 | S/ 6,909.79 | S/ 518,760.79 |
| 1.00% | S/ 1,274.82 | S/ 2,552.82 | S/ 3,834.00 | S/ 5,118.37 | S/ 516,969.37 |
| 0.10% | S/ 127.91 | S/ 255.85 | S/ 383.83 | S/ 511.84 | S/ 512,362.84 |
Sobre los datos
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Para S/ 511,851 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 511,851 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
