Cálculo de intereses
Ahorrando S/ 511,614
Veamos que pasaría si Usted ahorrara 511,614 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 511,614.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,844.69 | S/ 11,756.16 | S/ 17,735.16 | S/ 23,782.46 | S/ 535,396.46 |
| 8.50% | S/ 10,541.20 | S/ 21,299.59 | S/ 32,279.64 | S/ 43,485.92 | S/ 555,099.92 |
| 8.00% | S/ 9,938.61 | S/ 20,070.29 | S/ 30,398.79 | S/ 40,927.93 | S/ 552,541.93 |
| 7.10% | S/ 8,848.66 | S/ 17,850.37 | S/ 27,007.76 | S/ 36,323.54 | S/ 547,937.54 |
| 7.00% | S/ 8,727.13 | S/ 17,603.14 | S/ 26,630.54 | S/ 35,811.94 | S/ 547,425.94 |
| 6.50% | S/ 8,118.21 | S/ 16,365.23 | S/ 24,743.12 | S/ 33,253.95 | S/ 544,867.95 |
| 6.10% | S/ 7,629.52 | S/ 15,372.82 | S/ 23,231.59 | S/ 31,207.55 | S/ 542,821.55 |
| 6.20% | S/ 7,751.82 | S/ 15,621.10 | S/ 23,609.61 | S/ 31,719.15 | S/ 543,333.15 |
| 5.90% | S/ 7,384.66 | S/ 14,875.91 | S/ 22,475.29 | S/ 30,184.36 | S/ 541,798.36 |
| 5.75% | S/ 7,200.79 | S/ 14,502.92 | S/ 21,907.83 | S/ 29,416.96 | S/ 541,030.96 |
| 5.70% | S/ 7,139.45 | S/ 14,378.53 | S/ 21,718.63 | S/ 29,161.16 | S/ 540,775.16 |
| 5.65% | S/ 7,078.09 | S/ 14,254.11 | S/ 21,529.41 | S/ 28,905.36 | S/ 540,519.36 |
| 5.60% | S/ 7,016.72 | S/ 14,129.66 | S/ 21,340.17 | S/ 28,649.56 | S/ 540,263.56 |
| 5.50% | S/ 6,893.89 | S/ 13,880.68 | S/ 20,961.61 | S/ 28,137.96 | S/ 539,751.96 |
| 5.30% | S/ 6,647.99 | S/ 13,382.36 | S/ 20,204.24 | S/ 27,114.76 | S/ 538,728.76 |
| 5.25% | S/ 6,586.46 | S/ 13,257.71 | S/ 20,014.84 | S/ 26,858.96 | S/ 538,472.96 |
| 5.05% | S/ 6,340.11 | S/ 12,758.79 | S/ 19,257.01 | S/ 25,835.77 | S/ 537,449.77 |
| 5.00% | S/ 6,278.47 | S/ 12,633.99 | S/ 19,067.50 | S/ 25,579.97 | S/ 537,193.97 |
| 4.95% | S/ 6,216.81 | S/ 12,509.16 | S/ 18,877.97 | S/ 25,324.17 | S/ 536,938.17 |
| 4.75% | S/ 5,969.93 | S/ 12,009.53 | S/ 18,119.60 | S/ 24,300.97 | S/ 535,914.97 |
| 4.55% | S/ 5,722.71 | S/ 11,509.43 | S/ 17,360.87 | S/ 23,277.77 | S/ 534,891.77 |
| 4.50% | S/ 5,660.84 | S/ 11,384.32 | S/ 17,171.13 | S/ 23,021.97 | S/ 534,635.97 |
| 4.40% | S/ 5,537.05 | S/ 11,134.03 | S/ 16,791.59 | S/ 22,510.37 | S/ 534,124.37 |
| 4.30% | S/ 5,413.17 | S/ 10,883.62 | S/ 16,411.95 | S/ 21,998.77 | S/ 533,612.77 |
| 4.25% | S/ 5,351.20 | S/ 10,758.37 | S/ 16,222.10 | S/ 21,742.97 | S/ 533,356.97 |
| 4.20% | S/ 5,289.20 | S/ 10,633.09 | S/ 16,032.22 | S/ 21,487.17 | S/ 533,101.17 |
| 4.15% | S/ 5,227.19 | S/ 10,507.78 | S/ 15,842.33 | S/ 21,231.37 | S/ 532,845.37 |
| 4.00% | S/ 5,041.00 | S/ 10,131.67 | S/ 15,272.49 | S/ 20,463.98 | S/ 532,077.98 |
| 3.90% | S/ 4,916.76 | S/ 9,880.77 | S/ 14,892.49 | S/ 19,952.38 | S/ 531,566.38 |
| 3.75% | S/ 4,730.24 | S/ 9,504.21 | S/ 14,322.32 | S/ 19,184.98 | S/ 530,798.98 |
| 3.50% | S/ 4,418.91 | S/ 8,876.00 | S/ 13,371.57 | S/ 17,905.98 | S/ 529,519.98 |
| 3.00% | S/ 3,794.57 | S/ 7,617.29 | S/ 11,468.35 | S/ 15,347.98 | S/ 526,961.98 |
| 2.75% | S/ 3,481.55 | S/ 6,986.79 | S/ 10,515.88 | S/ 14,068.99 | S/ 525,682.99 |
| 2.50% | S/ 3,167.95 | S/ 6,355.52 | S/ 9,562.82 | S/ 12,789.99 | S/ 524,403.99 |
| 2.00% | S/ 2,539.03 | S/ 5,090.67 | S/ 7,654.97 | S/ 10,231.99 | S/ 521,845.99 |
| 1.35% | S/ 1,717.98 | S/ 3,441.72 | S/ 5,171.25 | S/ 6,906.59 | S/ 518,520.59 |
| 1.00% | S/ 1,274.23 | S/ 2,551.63 | S/ 3,832.22 | S/ 5,116.00 | S/ 516,730.00 |
| 0.10% | S/ 127.85 | S/ 255.74 | S/ 383.65 | S/ 511.60 | S/ 512,125.60 |
Sobre los datos
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Para S/ 511,614 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 511,614 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.