Cálculo de intereses
Ahorrando S/ 509,665
Veamos que pasaría si Usted ahorrara 509,665 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 509,665.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,822.43 | S/ 11,711.37 | S/ 17,667.59 | S/ 23,691.86 | S/ 533,356.86 |
| 8.50% | S/ 10,501.04 | S/ 21,218.45 | S/ 32,156.67 | S/ 43,320.26 | S/ 552,985.26 |
| 8.00% | S/ 9,900.75 | S/ 19,993.83 | S/ 30,282.99 | S/ 40,772.01 | S/ 550,437.01 |
| 7.10% | S/ 8,814.95 | S/ 17,782.37 | S/ 26,904.88 | S/ 36,185.17 | S/ 545,850.17 |
| 7.00% | S/ 8,693.89 | S/ 17,536.08 | S/ 26,529.09 | S/ 35,675.52 | S/ 545,340.52 |
| 6.50% | S/ 8,087.28 | S/ 16,302.89 | S/ 24,648.86 | S/ 33,127.27 | S/ 542,792.27 |
| 6.10% | S/ 7,600.46 | S/ 15,314.26 | S/ 23,143.09 | S/ 31,088.67 | S/ 540,753.67 |
| 6.20% | S/ 7,722.29 | S/ 15,561.59 | S/ 23,519.66 | S/ 31,598.32 | S/ 541,263.32 |
| 5.90% | S/ 7,356.53 | S/ 14,819.24 | S/ 22,389.67 | S/ 30,069.37 | S/ 539,734.37 |
| 5.75% | S/ 7,173.35 | S/ 14,447.67 | S/ 21,824.37 | S/ 29,304.89 | S/ 538,969.89 |
| 5.70% | S/ 7,112.25 | S/ 14,323.76 | S/ 21,635.89 | S/ 29,050.07 | S/ 538,715.07 |
| 5.65% | S/ 7,051.13 | S/ 14,199.81 | S/ 21,447.39 | S/ 28,795.24 | S/ 538,460.24 |
| 5.60% | S/ 6,989.99 | S/ 14,075.84 | S/ 21,258.87 | S/ 28,540.42 | S/ 538,205.42 |
| 5.50% | S/ 6,867.63 | S/ 13,827.80 | S/ 20,881.76 | S/ 28,030.77 | S/ 537,695.77 |
| 5.30% | S/ 6,622.66 | S/ 13,331.38 | S/ 20,127.27 | S/ 27,011.47 | S/ 536,676.47 |
| 5.25% | S/ 6,561.36 | S/ 13,207.20 | S/ 19,938.59 | S/ 26,756.64 | S/ 536,421.64 |
| 5.05% | S/ 6,315.96 | S/ 12,710.19 | S/ 19,183.65 | S/ 25,737.34 | S/ 535,402.34 |
| 5.00% | S/ 6,254.55 | S/ 12,585.86 | S/ 18,994.86 | S/ 25,482.52 | S/ 535,147.52 |
| 4.95% | S/ 6,193.12 | S/ 12,461.50 | S/ 18,806.05 | S/ 25,227.69 | S/ 534,892.69 |
| 4.75% | S/ 5,947.19 | S/ 11,963.78 | S/ 18,050.57 | S/ 24,208.39 | S/ 533,873.39 |
| 4.55% | S/ 5,700.91 | S/ 11,465.58 | S/ 17,294.74 | S/ 23,189.09 | S/ 532,854.09 |
| 4.50% | S/ 5,639.28 | S/ 11,340.96 | S/ 17,105.72 | S/ 22,934.27 | S/ 532,599.27 |
| 4.40% | S/ 5,515.96 | S/ 11,091.62 | S/ 16,727.62 | S/ 22,424.62 | S/ 532,089.62 |
| 4.30% | S/ 5,392.55 | S/ 10,842.16 | S/ 16,349.43 | S/ 21,914.97 | S/ 531,579.97 |
| 4.25% | S/ 5,330.82 | S/ 10,717.39 | S/ 16,160.30 | S/ 21,660.14 | S/ 531,325.14 |
| 4.20% | S/ 5,269.06 | S/ 10,592.58 | S/ 15,971.15 | S/ 21,405.32 | S/ 531,070.32 |
| 4.15% | S/ 5,207.27 | S/ 10,467.75 | S/ 15,781.97 | S/ 21,150.49 | S/ 530,815.49 |
| 4.00% | S/ 5,021.80 | S/ 10,093.07 | S/ 15,214.31 | S/ 20,386.02 | S/ 530,051.02 |
| 3.90% | S/ 4,898.03 | S/ 9,843.13 | S/ 14,835.76 | S/ 19,876.37 | S/ 529,541.37 |
| 3.75% | S/ 4,712.22 | S/ 9,468.00 | S/ 14,267.76 | S/ 19,111.89 | S/ 528,776.89 |
| 3.50% | S/ 4,402.08 | S/ 8,842.18 | S/ 13,320.63 | S/ 17,837.77 | S/ 527,502.77 |
| 3.00% | S/ 3,780.12 | S/ 7,588.27 | S/ 11,424.66 | S/ 15,289.52 | S/ 524,954.52 |
| 2.75% | S/ 3,468.28 | S/ 6,960.17 | S/ 10,475.82 | S/ 14,015.39 | S/ 523,680.39 |
| 2.50% | S/ 3,155.88 | S/ 6,331.31 | S/ 9,526.39 | S/ 12,741.26 | S/ 522,406.26 |
| 2.00% | S/ 2,529.36 | S/ 5,071.28 | S/ 7,625.80 | S/ 10,193.01 | S/ 519,858.01 |
| 1.35% | S/ 1,711.43 | S/ 3,428.61 | S/ 5,151.55 | S/ 6,880.28 | S/ 516,545.28 |
| 1.00% | S/ 1,269.38 | S/ 2,541.91 | S/ 3,817.62 | S/ 5,096.51 | S/ 514,761.51 |
| 0.10% | S/ 127.36 | S/ 254.76 | S/ 382.19 | S/ 509.65 | S/ 510,174.65 |
Sobre los datos
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Para S/ 509,665 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 509,665 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.