Cálculo de intereses
Ahorrando S/ 501,569
Veamos que pasaría si Usted ahorrara 501,569 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 501,569.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,729.94 | S/ 11,525.34 | S/ 17,386.94 | S/ 23,315.51 | S/ 524,884.51 |
| 8.50% | S/ 10,334.23 | S/ 20,881.39 | S/ 31,645.86 | S/ 42,632.12 | S/ 544,201.12 |
| 8.00% | S/ 9,743.48 | S/ 19,676.23 | S/ 29,801.94 | S/ 40,124.35 | S/ 541,693.35 |
| 7.10% | S/ 8,674.93 | S/ 17,499.90 | S/ 26,477.49 | S/ 35,610.37 | S/ 537,179.37 |
| 7.00% | S/ 8,555.79 | S/ 17,257.52 | S/ 26,107.68 | S/ 35,108.81 | S/ 536,677.81 |
| 6.50% | S/ 7,958.82 | S/ 16,043.92 | S/ 24,257.32 | S/ 32,601.04 | S/ 534,170.04 |
| 6.10% | S/ 7,479.72 | S/ 15,070.99 | S/ 22,775.46 | S/ 30,594.83 | S/ 532,163.83 |
| 6.20% | S/ 7,599.62 | S/ 15,314.39 | S/ 23,146.06 | S/ 31,096.38 | S/ 532,665.38 |
| 5.90% | S/ 7,239.67 | S/ 14,583.84 | S/ 22,034.01 | S/ 29,591.72 | S/ 531,160.72 |
| 5.75% | S/ 7,059.41 | S/ 14,218.17 | S/ 21,477.69 | S/ 28,839.39 | S/ 530,408.39 |
| 5.70% | S/ 6,999.27 | S/ 14,096.22 | S/ 21,292.21 | S/ 28,588.61 | S/ 530,157.61 |
| 5.65% | S/ 6,939.12 | S/ 13,974.25 | S/ 21,106.70 | S/ 28,337.83 | S/ 529,906.83 |
| 5.60% | S/ 6,878.95 | S/ 13,852.24 | S/ 20,921.18 | S/ 28,087.06 | S/ 529,656.06 |
| 5.50% | S/ 6,758.54 | S/ 13,608.15 | S/ 20,550.05 | S/ 27,585.50 | S/ 529,154.50 |
| 5.30% | S/ 6,517.46 | S/ 13,119.61 | S/ 19,807.55 | S/ 26,582.39 | S/ 528,151.39 |
| 5.25% | S/ 6,457.14 | S/ 12,997.40 | S/ 19,621.87 | S/ 26,331.62 | S/ 527,900.62 |
| 5.05% | S/ 6,215.63 | S/ 12,508.29 | S/ 18,878.92 | S/ 25,328.51 | S/ 526,897.51 |
| 5.00% | S/ 6,155.20 | S/ 12,385.93 | S/ 18,693.13 | S/ 25,077.73 | S/ 526,646.73 |
| 4.95% | S/ 6,094.75 | S/ 12,263.55 | S/ 18,507.32 | S/ 24,826.95 | S/ 526,395.95 |
| 4.75% | S/ 5,852.72 | S/ 11,773.74 | S/ 17,763.84 | S/ 23,823.84 | S/ 525,392.84 |
| 4.55% | S/ 5,610.35 | S/ 11,283.45 | S/ 17,020.01 | S/ 22,820.74 | S/ 524,389.74 |
| 4.50% | S/ 5,549.70 | S/ 11,160.81 | S/ 16,834.00 | S/ 22,569.96 | S/ 524,138.96 |
| 4.40% | S/ 5,428.34 | S/ 10,915.43 | S/ 16,461.90 | S/ 22,068.40 | S/ 523,637.40 |
| 4.30% | S/ 5,306.89 | S/ 10,669.93 | S/ 16,089.72 | S/ 21,566.85 | S/ 523,135.85 |
| 4.25% | S/ 5,246.14 | S/ 10,547.14 | S/ 15,903.59 | S/ 21,316.07 | S/ 522,885.07 |
| 4.20% | S/ 5,185.36 | S/ 10,424.32 | S/ 15,717.45 | S/ 21,065.30 | S/ 522,634.30 |
| 4.15% | S/ 5,124.56 | S/ 10,301.47 | S/ 15,531.28 | S/ 20,814.52 | S/ 522,383.52 |
| 4.00% | S/ 4,942.02 | S/ 9,932.74 | S/ 14,972.64 | S/ 20,062.19 | S/ 521,631.19 |
| 3.90% | S/ 4,820.23 | S/ 9,686.78 | S/ 14,600.10 | S/ 19,560.63 | S/ 521,129.63 |
| 3.75% | S/ 4,637.36 | S/ 9,317.60 | S/ 14,041.12 | S/ 18,808.30 | S/ 520,377.30 |
| 3.50% | S/ 4,332.15 | S/ 8,701.72 | S/ 13,109.04 | S/ 17,554.41 | S/ 519,123.41 |
| 3.00% | S/ 3,720.07 | S/ 7,467.73 | S/ 11,243.18 | S/ 15,046.64 | S/ 516,615.64 |
| 2.75% | S/ 3,413.19 | S/ 6,849.61 | S/ 10,309.41 | S/ 13,792.76 | S/ 515,361.76 |
| 2.50% | S/ 3,105.75 | S/ 6,230.73 | S/ 9,375.07 | S/ 12,538.87 | S/ 514,107.87 |
| 2.00% | S/ 2,489.18 | S/ 4,990.72 | S/ 7,504.67 | S/ 10,031.10 | S/ 511,600.10 |
| 1.35% | S/ 1,684.25 | S/ 3,374.15 | S/ 5,069.72 | S/ 6,770.99 | S/ 508,339.99 |
| 1.00% | S/ 1,249.21 | S/ 2,501.54 | S/ 3,756.98 | S/ 5,015.55 | S/ 506,584.55 |
| 0.10% | S/ 125.34 | S/ 250.71 | S/ 376.12 | S/ 501.55 | S/ 502,070.55 |
Sobre los datos
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Para S/ 501,569 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 501,569 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.