Cálculo de intereses
Ahorrando S/ 494,021
Veamos que pasaría si Usted ahorrara 494,021 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 494,021.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,643.71 | S/ 11,351.90 | S/ 17,125.29 | S/ 22,964.64 | S/ 516,985.64 |
| 8.50% | S/ 10,178.72 | S/ 20,567.15 | S/ 31,169.63 | S/ 41,990.56 | S/ 536,011.56 |
| 8.00% | S/ 9,596.85 | S/ 19,380.13 | S/ 29,353.46 | S/ 39,520.53 | S/ 533,541.53 |
| 7.10% | S/ 8,544.38 | S/ 17,236.54 | S/ 26,079.04 | S/ 35,074.47 | S/ 529,095.47 |
| 7.00% | S/ 8,427.03 | S/ 16,997.81 | S/ 25,714.79 | S/ 34,580.47 | S/ 528,601.47 |
| 6.50% | S/ 7,839.04 | S/ 15,802.48 | S/ 23,892.27 | S/ 32,110.44 | S/ 526,131.44 |
| 6.10% | S/ 7,367.16 | S/ 14,844.19 | S/ 22,432.72 | S/ 30,134.41 | S/ 524,155.41 |
| 6.20% | S/ 7,485.26 | S/ 15,083.93 | S/ 22,797.74 | S/ 30,628.42 | S/ 524,649.42 |
| 5.90% | S/ 7,130.72 | S/ 14,364.37 | S/ 21,702.42 | S/ 29,146.40 | S/ 523,167.40 |
| 5.75% | S/ 6,953.17 | S/ 14,004.20 | S/ 21,154.48 | S/ 28,405.39 | S/ 522,426.39 |
| 5.70% | S/ 6,893.94 | S/ 13,884.09 | S/ 20,971.79 | S/ 28,158.39 | S/ 522,179.39 |
| 5.65% | S/ 6,834.70 | S/ 13,763.95 | S/ 20,789.07 | S/ 27,911.38 | S/ 521,932.38 |
| 5.60% | S/ 6,775.43 | S/ 13,643.78 | S/ 20,606.34 | S/ 27,664.38 | S/ 521,685.38 |
| 5.50% | S/ 6,656.83 | S/ 13,403.36 | S/ 20,240.80 | S/ 27,170.37 | S/ 521,191.37 |
| 5.30% | S/ 6,419.38 | S/ 12,922.18 | S/ 19,509.47 | S/ 26,182.36 | S/ 520,203.36 |
| 5.25% | S/ 6,359.97 | S/ 12,801.81 | S/ 19,326.58 | S/ 25,935.36 | S/ 519,956.36 |
| 5.05% | S/ 6,122.09 | S/ 12,320.05 | S/ 18,594.82 | S/ 24,947.34 | S/ 518,968.34 |
| 5.00% | S/ 6,062.57 | S/ 12,199.54 | S/ 18,411.82 | S/ 24,700.34 | S/ 518,721.34 |
| 4.95% | S/ 6,003.03 | S/ 12,079.00 | S/ 18,228.81 | S/ 24,453.34 | S/ 518,474.34 |
| 4.75% | S/ 5,764.64 | S/ 11,596.55 | S/ 17,496.52 | S/ 23,465.33 | S/ 517,486.33 |
| 4.55% | S/ 5,525.92 | S/ 11,113.65 | S/ 16,763.88 | S/ 22,477.31 | S/ 516,498.31 |
| 4.50% | S/ 5,466.18 | S/ 10,992.85 | S/ 16,580.67 | S/ 22,230.31 | S/ 516,251.31 |
| 4.40% | S/ 5,346.65 | S/ 10,751.16 | S/ 16,214.17 | S/ 21,736.30 | S/ 515,757.30 |
| 4.30% | S/ 5,227.03 | S/ 10,509.36 | S/ 15,847.59 | S/ 21,242.30 | S/ 515,263.30 |
| 4.25% | S/ 5,167.19 | S/ 10,388.42 | S/ 15,664.27 | S/ 20,995.29 | S/ 515,016.29 |
| 4.20% | S/ 5,107.32 | S/ 10,267.45 | S/ 15,480.92 | S/ 20,748.29 | S/ 514,769.29 |
| 4.15% | S/ 5,047.44 | S/ 10,146.45 | S/ 15,297.55 | S/ 20,501.29 | S/ 514,522.29 |
| 4.00% | S/ 4,867.65 | S/ 9,783.27 | S/ 14,747.32 | S/ 19,760.28 | S/ 513,781.28 |
| 3.90% | S/ 4,747.69 | S/ 9,541.00 | S/ 14,380.38 | S/ 19,266.27 | S/ 513,287.27 |
| 3.75% | S/ 4,567.58 | S/ 9,177.39 | S/ 13,829.81 | S/ 18,525.26 | S/ 512,546.26 |
| 3.50% | S/ 4,266.96 | S/ 8,570.77 | S/ 12,911.76 | S/ 17,290.24 | S/ 511,311.24 |
| 3.00% | S/ 3,664.09 | S/ 7,355.35 | S/ 11,073.99 | S/ 14,820.21 | S/ 508,841.21 |
| 2.75% | S/ 3,361.83 | S/ 6,746.53 | S/ 10,154.27 | S/ 13,585.19 | S/ 507,606.19 |
| 2.50% | S/ 3,059.01 | S/ 6,136.97 | S/ 9,233.98 | S/ 12,350.17 | S/ 506,371.17 |
| 2.00% | S/ 2,451.72 | S/ 4,915.61 | S/ 7,391.73 | S/ 9,880.14 | S/ 503,901.14 |
| 1.35% | S/ 1,658.90 | S/ 3,323.37 | S/ 4,993.43 | S/ 6,669.10 | S/ 500,690.10 |
| 1.00% | S/ 1,230.41 | S/ 2,463.89 | S/ 3,700.44 | S/ 4,940.07 | S/ 498,961.07 |
| 0.10% | S/ 123.46 | S/ 246.94 | S/ 370.46 | S/ 494.01 | S/ 494,515.01 |
Sobre los datos
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Para S/ 494,021 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 494,021 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.