Cálculo de intereses
Ahorrando S/ 484,897
Veamos que pasaría si Usted ahorrara 484,897 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 484,897.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,539.48 | S/ 11,142.24 | S/ 16,809.01 | S/ 22,540.51 | S/ 507,437.51 |
| 8.50% | S/ 9,990.73 | S/ 20,187.30 | S/ 30,593.96 | S/ 41,215.04 | S/ 526,112.04 |
| 8.00% | S/ 9,419.61 | S/ 19,022.20 | S/ 28,811.33 | S/ 38,790.63 | S/ 523,687.63 |
| 7.10% | S/ 8,386.58 | S/ 16,918.20 | S/ 25,597.39 | S/ 34,426.69 | S/ 519,323.69 |
| 7.00% | S/ 8,271.39 | S/ 16,683.88 | S/ 25,239.87 | S/ 33,941.81 | S/ 518,838.81 |
| 6.50% | S/ 7,694.27 | S/ 15,510.62 | S/ 23,451.01 | S/ 31,517.39 | S/ 516,414.39 |
| 6.10% | S/ 7,231.10 | S/ 14,570.03 | S/ 22,018.41 | S/ 29,577.86 | S/ 514,474.86 |
| 6.20% | S/ 7,347.01 | S/ 14,805.35 | S/ 22,376.69 | S/ 30,062.75 | S/ 514,959.75 |
| 5.90% | S/ 6,999.02 | S/ 14,099.07 | S/ 21,301.61 | S/ 28,608.10 | S/ 513,505.10 |
| 5.75% | S/ 6,824.75 | S/ 13,745.56 | S/ 20,763.78 | S/ 27,880.77 | S/ 512,777.77 |
| 5.70% | S/ 6,766.62 | S/ 13,627.67 | S/ 20,584.46 | S/ 27,638.33 | S/ 512,535.33 |
| 5.65% | S/ 6,708.47 | S/ 13,509.75 | S/ 20,405.12 | S/ 27,395.89 | S/ 512,292.89 |
| 5.60% | S/ 6,650.30 | S/ 13,391.80 | S/ 20,225.76 | S/ 27,153.45 | S/ 512,050.45 |
| 5.50% | S/ 6,533.89 | S/ 13,155.82 | S/ 19,866.98 | S/ 26,668.57 | S/ 511,565.57 |
| 5.30% | S/ 6,300.82 | S/ 12,683.52 | S/ 19,149.15 | S/ 25,698.80 | S/ 510,595.80 |
| 5.25% | S/ 6,242.50 | S/ 12,565.37 | S/ 18,969.64 | S/ 25,456.36 | S/ 510,353.36 |
| 5.05% | S/ 6,009.02 | S/ 12,092.51 | S/ 18,251.39 | S/ 24,486.60 | S/ 509,383.60 |
| 5.00% | S/ 5,950.60 | S/ 11,974.23 | S/ 18,071.78 | S/ 24,244.15 | S/ 509,141.15 |
| 4.95% | S/ 5,892.16 | S/ 11,855.92 | S/ 17,892.14 | S/ 24,001.71 | S/ 508,898.71 |
| 4.75% | S/ 5,658.18 | S/ 11,382.38 | S/ 17,173.38 | S/ 23,031.95 | S/ 507,928.95 |
| 4.55% | S/ 5,423.86 | S/ 10,908.39 | S/ 16,454.27 | S/ 22,062.18 | S/ 506,959.18 |
| 4.50% | S/ 5,365.23 | S/ 10,789.82 | S/ 16,274.44 | S/ 21,819.74 | S/ 506,716.74 |
| 4.40% | S/ 5,247.90 | S/ 10,552.60 | S/ 15,914.71 | S/ 21,334.86 | S/ 506,231.86 |
| 4.30% | S/ 5,130.49 | S/ 10,315.27 | S/ 15,554.90 | S/ 20,849.97 | S/ 505,746.97 |
| 4.25% | S/ 5,071.76 | S/ 10,196.56 | S/ 15,374.96 | S/ 20,607.53 | S/ 505,504.53 |
| 4.20% | S/ 5,013.00 | S/ 10,077.82 | S/ 15,195.00 | S/ 20,365.09 | S/ 505,262.09 |
| 4.15% | S/ 4,954.22 | S/ 9,959.05 | S/ 15,015.02 | S/ 20,122.65 | S/ 505,019.65 |
| 4.00% | S/ 4,777.75 | S/ 9,602.58 | S/ 14,474.95 | S/ 19,395.33 | S/ 504,292.33 |
| 3.90% | S/ 4,660.00 | S/ 9,364.79 | S/ 14,114.79 | S/ 18,910.44 | S/ 503,807.44 |
| 3.75% | S/ 4,483.22 | S/ 9,007.89 | S/ 13,574.39 | S/ 18,183.12 | S/ 503,080.12 |
| 3.50% | S/ 4,188.15 | S/ 8,412.48 | S/ 12,673.30 | S/ 16,970.91 | S/ 501,867.91 |
| 3.00% | S/ 3,596.41 | S/ 7,219.50 | S/ 10,869.46 | S/ 14,546.50 | S/ 499,443.50 |
| 2.75% | S/ 3,299.74 | S/ 6,621.93 | S/ 9,966.73 | S/ 13,334.29 | S/ 498,231.29 |
| 2.50% | S/ 3,002.52 | S/ 6,023.63 | S/ 9,063.44 | S/ 12,122.08 | S/ 497,019.08 |
| 2.00% | S/ 2,406.44 | S/ 4,824.83 | S/ 7,255.22 | S/ 9,697.67 | S/ 494,594.67 |
| 1.35% | S/ 1,628.26 | S/ 3,261.99 | S/ 4,901.21 | S/ 6,545.92 | S/ 491,442.92 |
| 1.00% | S/ 1,207.69 | S/ 2,418.39 | S/ 3,632.10 | S/ 4,848.83 | S/ 489,745.83 |
| 0.10% | S/ 121.18 | S/ 242.38 | S/ 363.62 | S/ 484.88 | S/ 485,381.88 |
Sobre los datos
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Para S/ 484,897 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 484,897 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.