Cálculo de intereses
Ahorrando S/ 462,737
Veamos que pasaría si Usted ahorrara 462,737 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 462,737.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,286.32 | S/ 10,633.03 | S/ 16,040.83 | S/ 21,510.40 | S/ 484,247.40 |
| 8.50% | S/ 9,534.15 | S/ 19,264.73 | S/ 29,195.81 | S/ 39,331.50 | S/ 502,068.50 |
| 8.00% | S/ 8,989.13 | S/ 18,152.88 | S/ 27,494.64 | S/ 37,017.88 | S/ 499,754.88 |
| 7.10% | S/ 8,003.31 | S/ 16,145.03 | S/ 24,427.58 | S/ 32,853.38 | S/ 495,590.38 |
| 7.00% | S/ 7,893.39 | S/ 15,921.42 | S/ 24,086.40 | S/ 32,390.65 | S/ 495,127.65 |
| 6.50% | S/ 7,342.64 | S/ 14,801.78 | S/ 22,379.29 | S/ 30,077.04 | S/ 492,814.04 |
| 6.10% | S/ 6,900.64 | S/ 13,904.18 | S/ 21,012.16 | S/ 28,226.14 | S/ 490,963.14 |
| 6.20% | S/ 7,011.25 | S/ 14,128.74 | S/ 21,354.06 | S/ 28,688.87 | S/ 491,425.87 |
| 5.90% | S/ 6,679.17 | S/ 13,454.74 | S/ 20,328.11 | S/ 27,300.70 | S/ 490,037.70 |
| 5.75% | S/ 6,512.86 | S/ 13,117.38 | S/ 19,814.87 | S/ 26,606.61 | S/ 489,343.61 |
| 5.70% | S/ 6,457.38 | S/ 13,004.88 | S/ 19,643.74 | S/ 26,375.25 | S/ 489,112.25 |
| 5.65% | S/ 6,401.89 | S/ 12,892.35 | S/ 19,472.60 | S/ 26,143.89 | S/ 488,880.89 |
| 5.60% | S/ 6,346.37 | S/ 12,779.79 | S/ 19,301.44 | S/ 25,912.53 | S/ 488,649.53 |
| 5.50% | S/ 6,235.29 | S/ 12,554.59 | S/ 18,959.05 | S/ 25,449.80 | S/ 488,186.80 |
| 5.30% | S/ 6,012.87 | S/ 12,103.88 | S/ 18,274.03 | S/ 24,524.36 | S/ 487,261.36 |
| 5.25% | S/ 5,957.22 | S/ 11,991.13 | S/ 18,102.72 | S/ 24,292.99 | S/ 487,029.99 |
| 5.05% | S/ 5,734.41 | S/ 11,539.88 | S/ 17,417.30 | S/ 23,367.55 | S/ 486,104.55 |
| 5.00% | S/ 5,678.66 | S/ 11,427.00 | S/ 17,245.89 | S/ 23,136.19 | S/ 485,873.19 |
| 4.95% | S/ 5,622.88 | S/ 11,314.10 | S/ 17,074.46 | S/ 22,904.82 | S/ 485,641.82 |
| 4.75% | S/ 5,399.60 | S/ 10,862.20 | S/ 16,388.55 | S/ 21,979.38 | S/ 484,716.38 |
| 4.55% | S/ 5,175.99 | S/ 10,409.87 | S/ 15,702.30 | S/ 21,053.93 | S/ 483,790.93 |
| 4.50% | S/ 5,120.04 | S/ 10,296.72 | S/ 15,530.69 | S/ 20,822.57 | S/ 483,559.57 |
| 4.40% | S/ 5,008.07 | S/ 10,070.34 | S/ 15,187.40 | S/ 20,359.85 | S/ 483,096.85 |
| 4.30% | S/ 4,896.03 | S/ 9,843.86 | S/ 14,844.04 | S/ 19,897.12 | S/ 482,634.12 |
| 4.25% | S/ 4,839.97 | S/ 9,730.57 | S/ 14,672.32 | S/ 19,665.76 | S/ 482,402.76 |
| 4.20% | S/ 4,783.90 | S/ 9,617.26 | S/ 14,500.59 | S/ 19,434.40 | S/ 482,171.40 |
| 4.15% | S/ 4,727.81 | S/ 9,503.92 | S/ 14,328.83 | S/ 19,203.04 | S/ 481,940.04 |
| 4.00% | S/ 4,559.41 | S/ 9,163.74 | S/ 13,813.44 | S/ 18,508.95 | S/ 481,245.95 |
| 3.90% | S/ 4,447.04 | S/ 8,936.82 | S/ 13,469.74 | S/ 18,046.23 | S/ 480,783.23 |
| 3.75% | S/ 4,278.33 | S/ 8,596.23 | S/ 12,954.04 | S/ 17,352.14 | S/ 480,089.14 |
| 3.50% | S/ 3,996.75 | S/ 8,028.03 | S/ 12,094.12 | S/ 16,195.33 | S/ 478,932.33 |
| 3.00% | S/ 3,432.06 | S/ 6,889.57 | S/ 10,372.73 | S/ 13,881.72 | S/ 476,618.72 |
| 2.75% | S/ 3,148.94 | S/ 6,319.30 | S/ 9,511.24 | S/ 12,724.91 | S/ 475,461.91 |
| 2.50% | S/ 2,865.30 | S/ 5,748.34 | S/ 8,649.24 | S/ 11,568.10 | S/ 474,305.10 |
| 2.00% | S/ 2,296.47 | S/ 4,604.33 | S/ 6,923.65 | S/ 9,254.48 | S/ 471,991.48 |
| 1.35% | S/ 1,553.85 | S/ 3,112.92 | S/ 4,677.22 | S/ 6,246.77 | S/ 468,983.77 |
| 1.00% | S/ 1,152.50 | S/ 2,307.86 | S/ 3,466.11 | S/ 4,627.24 | S/ 467,364.24 |
| 0.10% | S/ 115.64 | S/ 231.30 | S/ 347.00 | S/ 462.72 | S/ 463,199.72 |
Sobre los datos
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Para S/ 462,737 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 462,737 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.