Cálculo de intereses
Ahorrando S/ 461,145
Veamos que pasaría si Usted ahorrara 461,145 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 461,145.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 5,268.13 | S/ 10,596.45 | S/ 15,985.64 | S/ 21,436.40 | S/ 482,581.40 |
| 8.50% | S/ 9,501.35 | S/ 19,198.45 | S/ 29,095.36 | S/ 39,196.18 | S/ 500,341.18 |
| 8.00% | S/ 8,958.20 | S/ 18,090.43 | S/ 27,400.05 | S/ 36,890.53 | S/ 498,035.53 |
| 7.10% | S/ 7,975.77 | S/ 16,089.49 | S/ 24,343.54 | S/ 32,740.35 | S/ 493,885.35 |
| 7.00% | S/ 7,866.23 | S/ 15,866.65 | S/ 24,003.53 | S/ 32,279.22 | S/ 493,424.22 |
| 6.50% | S/ 7,317.37 | S/ 14,750.86 | S/ 22,302.30 | S/ 29,973.56 | S/ 491,118.56 |
| 6.10% | S/ 6,876.89 | S/ 13,856.34 | S/ 20,939.87 | S/ 28,129.03 | S/ 489,274.03 |
| 6.20% | S/ 6,987.13 | S/ 14,080.13 | S/ 21,280.60 | S/ 28,590.17 | S/ 489,735.17 |
| 5.90% | S/ 6,656.19 | S/ 13,408.45 | S/ 20,258.18 | S/ 27,206.77 | S/ 488,351.77 |
| 5.75% | S/ 6,490.45 | S/ 13,072.25 | S/ 19,746.69 | S/ 26,515.07 | S/ 487,660.07 |
| 5.70% | S/ 6,435.17 | S/ 12,960.14 | S/ 19,576.16 | S/ 26,284.51 | S/ 487,429.51 |
| 5.65% | S/ 6,379.86 | S/ 12,847.99 | S/ 19,405.61 | S/ 26,053.94 | S/ 487,198.94 |
| 5.60% | S/ 6,324.54 | S/ 12,735.82 | S/ 19,235.03 | S/ 25,823.38 | S/ 486,968.38 |
| 5.50% | S/ 6,213.83 | S/ 12,511.40 | S/ 18,893.82 | S/ 25,362.25 | S/ 486,507.25 |
| 5.30% | S/ 5,992.19 | S/ 12,062.23 | S/ 18,211.16 | S/ 24,439.98 | S/ 485,584.98 |
| 5.25% | S/ 5,936.72 | S/ 11,949.88 | S/ 18,040.44 | S/ 24,209.42 | S/ 485,354.42 |
| 5.05% | S/ 5,714.68 | S/ 11,500.18 | S/ 17,357.37 | S/ 23,287.15 | S/ 484,432.15 |
| 5.00% | S/ 5,659.12 | S/ 11,387.69 | S/ 17,186.56 | S/ 23,056.59 | S/ 484,201.59 |
| 4.95% | S/ 5,603.54 | S/ 11,275.17 | S/ 17,015.72 | S/ 22,826.02 | S/ 483,971.02 |
| 4.75% | S/ 5,381.02 | S/ 10,824.83 | S/ 16,332.16 | S/ 21,903.76 | S/ 483,048.76 |
| 4.55% | S/ 5,158.18 | S/ 10,374.06 | S/ 15,648.28 | S/ 20,981.50 | S/ 482,126.50 |
| 4.50% | S/ 5,102.42 | S/ 10,261.30 | S/ 15,477.26 | S/ 20,750.93 | S/ 481,895.93 |
| 4.40% | S/ 4,990.84 | S/ 10,035.70 | S/ 15,135.15 | S/ 20,289.80 | S/ 481,434.80 |
| 4.30% | S/ 4,879.18 | S/ 9,809.99 | S/ 14,792.97 | S/ 19,828.67 | S/ 480,973.67 |
| 4.25% | S/ 4,823.32 | S/ 9,697.09 | S/ 14,621.84 | S/ 19,598.10 | S/ 480,743.10 |
| 4.20% | S/ 4,767.44 | S/ 9,584.17 | S/ 14,450.70 | S/ 19,367.54 | S/ 480,512.54 |
| 4.15% | S/ 4,711.54 | S/ 9,471.22 | S/ 14,279.53 | S/ 19,136.97 | S/ 480,281.97 |
| 4.00% | S/ 4,543.72 | S/ 9,132.21 | S/ 13,765.91 | S/ 18,445.27 | S/ 479,590.27 |
| 3.90% | S/ 4,431.74 | S/ 8,906.07 | S/ 13,423.40 | S/ 17,984.14 | S/ 479,129.14 |
| 3.75% | S/ 4,263.62 | S/ 8,566.65 | S/ 12,909.47 | S/ 17,292.44 | S/ 478,437.44 |
| 3.50% | S/ 3,983.00 | S/ 8,000.41 | S/ 12,052.51 | S/ 16,139.62 | S/ 477,284.62 |
| 3.00% | S/ 3,420.25 | S/ 6,865.87 | S/ 10,337.04 | S/ 13,833.96 | S/ 474,978.96 |
| 2.75% | S/ 3,138.10 | S/ 6,297.56 | S/ 9,478.52 | S/ 12,681.13 | S/ 473,826.13 |
| 2.50% | S/ 2,855.44 | S/ 5,728.57 | S/ 8,619.48 | S/ 11,528.30 | S/ 472,673.30 |
| 2.00% | S/ 2,288.57 | S/ 4,588.49 | S/ 6,899.83 | S/ 9,222.64 | S/ 470,367.64 |
| 1.35% | S/ 1,548.50 | S/ 3,102.21 | S/ 4,661.13 | S/ 6,225.28 | S/ 467,370.28 |
| 1.00% | S/ 1,148.53 | S/ 2,299.92 | S/ 3,454.19 | S/ 4,611.32 | S/ 465,756.32 |
| 0.10% | S/ 115.24 | S/ 230.51 | S/ 345.81 | S/ 461.13 | S/ 461,606.13 |
Sobre los datos
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Para S/ 461,145 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 461,145 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
